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Euronet Worldwide

Nasdaq:EEFT
Snowflake Description

Solid track record with adequate balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
EEFT
Nasdaq
$4B
Market Cap
  1. Home
  2. US
  3. Software
Company description

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. The last earnings update was 37 days ago. More info.


Add to Portfolio Compare Print
  • Euronet Worldwide has significant price volatility in the past 3 months.
EEFT Share Price and Events
7 Day Returns
10.2%
NasdaqGS:EEFT
-3.8%
US IT
-2.6%
US Market
1 Year Returns
-41.5%
NasdaqGS:EEFT
-4.8%
US IT
-13.3%
US Market
EEFT Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Euronet Worldwide (EEFT) 10.2% -14.5% -48.1% -41.5% -1.7% 44.8%
US IT -3.8% -16.2% -19.8% -4.8% 53.6% 73%
US Market -2.6% -15.2% -22.2% -13.3% 5.7% 17.2%
1 Year Return vs Industry and Market
  • EEFT underperformed the IT industry which returned -4.8% over the past year.
  • EEFT underperformed the Market in United States of America which returned -13.3% over the past year.
Price Volatility
EEFT
Industry
5yr Volatility vs Market

Value

 Is Euronet Worldwide undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Euronet Worldwide to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Euronet Worldwide.

NasdaqGS:EEFT Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 8 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 7.7%
Perpetual Growth Rate 10-Year US Government Bond Rate 1.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NasdaqGS:EEFT
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 1.7%
Equity Risk Premium S&P Global 5.4%
IT Unlevered Beta Simply Wall St/ S&P Global 0.91
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.913 (1 + (1- 21%) (33.03%))
1.101
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.1
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.74% + (1.101 * 5.44%)
7.73%

Discounted Cash Flow Calculation for NasdaqGS:EEFT using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Euronet Worldwide is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

Note: Free cash flow to equity valuations ignore the company's cash or debt.

NasdaqGS:EEFT DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (USD, Millions) Source Present Value
Discounted (@ 7.73%)
2020 203.04 Analyst x1 188.47
2021 299.39 Analyst x1 257.96
2022 291.84 Est @ -2.52% 233.41
2023 288.21 Est @ -1.24% 213.96
2024 287.21 Est @ -0.35% 197.92
2025 288.00 Est @ 0.28% 184.22
2026 290.07 Est @ 0.72% 172.23
2027 293.04 Est @ 1.02% 161.50
2028 296.67 Est @ 1.24% 151.77
2029 300.79 Est @ 1.39% 142.84
Present value of next 10 years cash flows $1,904.00
NasdaqGS:EEFT DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= $300.79 × (1 + 1.74%) ÷ (7.73% – 1.74%)
$5,107.61
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= $5,107.61 ÷ (1 + 7.73%)10
$2,425.44
NasdaqGS:EEFT Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= $1,904.00 + $2,425.44
$4,329.44
Equity Value per Share
(USD)
= Total value / Shares Outstanding
= $4,329.44 / 53.52
$80.89
NasdaqGS:EEFT Discount to Share Price
Calculation Result
Value per share (USD) From above. $80.89
Current discount Discount to share price of $83.74
= -1 x ($83.74 - $80.89) / $80.89
-3.5%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Euronet Worldwide is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Euronet Worldwide's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Euronet Worldwide's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqGS:EEFT PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-12-31) in USD $6.49
NasdaqGS:EEFT Share Price ** NasdaqGS (2020-04-07) in USD $83.74
United States of America IT Industry PE Ratio Median Figure of 71 Publicly-Listed IT Companies 22.87x
United States of America Market PE Ratio Median Figure of 2,946 Publicly-Listed Companies 12.49x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Euronet Worldwide.

NasdaqGS:EEFT PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqGS:EEFT Share Price ÷ EPS (both in USD)

= 83.74 ÷ 6.49

12.91x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Euronet Worldwide is good value based on earnings compared to the US IT industry average.
  • Euronet Worldwide is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does Euronet Worldwide's expected growth come at a high price?
Raw Data
NasdaqGS:EEFT PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 12.91x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 8 Analysts
5.5%per year
United States of America IT Industry PEG Ratio Median Figure of 60 Publicly-Listed IT Companies 1.72x
United States of America Market PEG Ratio Median Figure of 2,010 Publicly-Listed Companies 0.89x

*Line of best fit is calculated by linear regression .

NasdaqGS:EEFT PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 12.91x ÷ 5.5%

2.36x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Euronet Worldwide is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on Euronet Worldwide's assets?
Raw Data
NasdaqGS:EEFT PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-12-31) in USD $29.13
NasdaqGS:EEFT Share Price * NasdaqGS (2020-04-07) in USD $83.74
United States of America IT Industry PB Ratio Median Figure of 116 Publicly-Listed IT Companies 2.73x
United States of America Market PB Ratio Median Figure of 5,158 Publicly-Listed Companies 1.22x
NasdaqGS:EEFT PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqGS:EEFT Share Price ÷ Book Value per Share (both in USD)

= 83.74 ÷ 29.13

2.88x

* Primary Listing of Euronet Worldwide.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Euronet Worldwide is overvalued based on assets compared to the US IT industry average.
X
Value checks
We assess Euronet Worldwide's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the IT industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the IT industry average (and greater than 0)? (1 check)
  5. Euronet Worldwide has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Euronet Worldwide expected to perform in the next 1 to 3 years based on estimates from 8 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
5.5%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Euronet Worldwide expected to grow at an attractive rate?
  • Euronet Worldwide's earnings growth is expected to exceed the low risk savings rate of 1.7%.
Growth vs Market Checks
  • Euronet Worldwide's earnings growth is positive but not above the United States of America market average.
  • Euronet Worldwide's revenue growth is positive but not above the United States of America market average.
Annual Growth Rates Comparison
Raw Data
NasdaqGS:EEFT Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqGS:EEFT Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 8 Analysts 5.5%
NasdaqGS:EEFT Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 8 Analysts 5.9%
United States of America IT Industry Earnings Growth Rate Market Cap Weighted Average 16.5%
United States of America IT Industry Revenue Growth Rate Market Cap Weighted Average 9.8%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 13.4%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqGS:EEFT Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 8 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqGS:EEFT Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2022-12-31
2021-12-31 3,085 657 383 8
2020-12-31 2,710 610 262 8
2020-04-08
NasdaqGS:EEFT Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-12-31 2,750 504 347
2019-09-30 2,706 569 300
2019-06-30 2,633 385 265
2019-03-31 2,564 382 241
2018-12-31 2,537 397 233
2018-09-30 2,492 221 150
2018-06-30 2,415 252 147
2018-03-31 2,330 243 155
2017-12-31 2,252 286 157
2017-09-30 2,168 408 209
2017-06-30 2,054 337 169
2017-03-31 1,994 334 173

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Euronet Worldwide's earnings are expected to grow by 5.5% yearly, however this is not considered high growth (20% yearly).
  • Euronet Worldwide's revenue is expected to grow by 5.9% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqGS:EEFT Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 8 Analyst Estimates (S&P Global) See Below

All data from Euronet Worldwide Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGS:EEFT Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2022-12-31
2021-12-31 7.30 7.93 6.83 4.00
2020-12-31 4.74 6.86 1.29 4.00
2020-04-08
NasdaqGS:EEFT Past Financials Data
Date (Data in USD Millions) EPS *
2019-12-31 6.49
2019-09-30 5.69
2019-06-30 5.11
2019-03-31 4.68
2018-12-31 4.52
2018-09-30 2.90
2018-06-30 2.83
2018-03-31 2.96
2017-12-31 2.99
2017-09-30 3.98
2017-06-30 3.23
2017-03-31 3.32

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Euronet Worldwide is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
X
Future performance checks
We assess Euronet Worldwide's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Euronet Worldwide has a total score of 1/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Euronet Worldwide performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Euronet Worldwide's growth in the last year to its industry (IT).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Euronet Worldwide has delivered over 20% year on year earnings growth in the past 5 years.
  • Euronet Worldwide's 1-year earnings growth exceeds its 5-year average (48.9% vs 22.5%)
  • Euronet Worldwide's earnings growth has exceeded the US IT industry average in the past year (48.9% vs 13.7%).
Earnings and Revenue History
Euronet Worldwide's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Euronet Worldwide Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGS:EEFT Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-12-31 2,750.11 346.75 606.69
2019-09-30 2,705.75 300.30 601.95
2019-06-30 2,633.27 265.41 590.78
2019-03-31 2,563.62 240.98 582.46
2018-12-31 2,536.63 232.85 577.24
2018-09-30 2,491.89 149.93 557.46
2018-06-30 2,415.22 147.49 539.97
2018-03-31 2,329.56 155.14 522.96
2017-12-31 2,252.42 156.85 501.09
2017-09-30 2,167.61 208.69 491.44
2017-06-30 2,053.80 169.13 473.31
2017-03-31 1,994.10 173.44 462.53
2016-12-31 1,958.62 174.42 453.77
2016-09-30 1,909.37 178.99 441.67
2016-06-30 1,866.71 149.59 439.18
2016-03-31 1,814.99 120.72 426.28
2015-12-31 1,772.26 98.81 415.55
2015-09-30 1,763.63 95.41 469.67
2015-06-30 1,735.68 99.11 467.43
2015-03-31 1,706.00 92.80 465.40
2014-12-31 1,664.15 101.65 400.49
2014-09-30 1,577.60 81.56 439.01
2014-06-30 1,484.76 94.39 416.53
2014-03-31 1,430.84 92.00 398.39
2013-12-31 1,413.17 87.99 391.67
2013-09-30 1,389.01 64.98 381.28
2013-06-30 1,344.79 31.73 370.83

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Euronet Worldwide has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • Euronet Worldwide used its assets more efficiently than the US IT industry average last year based on Return on Assets.
  • Euronet Worldwide's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Euronet Worldwide's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the IT industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Euronet Worldwide has a total score of 5/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Euronet Worldwide's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Euronet Worldwide's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Euronet Worldwide is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Euronet Worldwide's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Euronet Worldwide's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 2.7x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Euronet Worldwide Company Filings, last reported 3 months ago.

NasdaqGS:EEFT Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-12-31 1,579.34 1,097.03 1,451.72
2019-09-30 1,445.55 1,086.30 1,730.86
2019-06-30 1,398.22 1,120.73 1,558.46
2019-03-31 1,287.91 773.22 1,216.30
2018-12-31 1,232.84 627.80 780.41
2018-09-30 1,179.12 874.46 1,129.27
2018-06-30 1,070.43 990.78 1,163.37
2018-03-31 1,129.03 620.57 885.65
2017-12-31 1,199.48 445.30 819.14
2017-09-30 1,197.51 729.82 1,062.24
2017-06-30 1,063.07 855.54 1,065.25
2017-03-31 953.71 592.38 763.59
2016-12-31 900.56 593.82 734.41
2016-09-30 926.03 530.52 661.30
2016-06-30 852.68 616.63 680.07
2016-03-31 819.75 490.32 548.53
2015-12-31 825.93 417.53 457.52
2015-09-30 797.63 461.62 528.83
2015-06-30 741.24 430.11 538.08
2015-03-31 685.46 422.14 480.71
2014-12-31 732.81 408.41 468.01
2014-09-30 730.25 374.33 451.19
2014-06-30 751.22 407.02 408.37
2014-03-31 662.83 238.40 292.30
2013-12-31 638.46 199.41 209.83
2013-09-30 613.54 244.28 244.47
2013-06-30 537.72 289.25 189.87
  • Euronet Worldwide's level of debt (69.5%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (55.8% vs 69.5% today).
  • Debt is well covered by operating cash flow (46%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 13.9x coverage).
X
Financial health checks
We assess Euronet Worldwide's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Euronet Worldwide has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Euronet Worldwide's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Euronet Worldwide dividends. Estimated to be 0% next year.
If you bought $2,000 of Euronet Worldwide shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Euronet Worldwide's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Euronet Worldwide's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqGS:EEFT Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 8 Analyst Estimates (S&P Global) See Below
United States of America IT Industry Average Dividend Yield Market Cap Weighted Average of 34 Stocks 1.6%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 1935 Stocks 3%
United States of America Minimum Threshold Dividend Yield 10th Percentile 1.1%
United States of America Bottom 25% Dividend Yield 25th Percentile 2%
United States of America Top 25% Dividend Yield 75th Percentile 5.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NasdaqGS:EEFT Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2022-12-31 0.00 1.00
2021-12-31 0.00 1.00
2020-12-31 0.00 1.00
2020-04-08

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Euronet Worldwide has not reported any payouts.
  • Unable to verify if Euronet Worldwide's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Euronet Worldwide's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Euronet Worldwide has not reported any payouts.
Future Payout to shareholders
  • No need to calculate the sustainability of Euronet Worldwide's dividends in 3 years as they are not expected to pay a notable one for United States of America.
X
Income/ dividend checks
We assess Euronet Worldwide's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Euronet Worldwide afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Euronet Worldwide has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Euronet Worldwide's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Mike Brown
COMPENSATION $6,455,198
AGE 62
TENURE AS CEO 26.3 years
CEO Bio

Mr. Michael J. Brown, also known as Mike, MSc founded Euronet Worldwide, Inc. in 1994 and has been its Chief Executive Officer since 1996 and President since December 10, 2014. Mr. Brown has 30 years of experience in the computer software and electronic payments business. Mr. Brown served in several senior roles with Bank One Louisiana, including Chief Credit Officer from 1998 to 1999. From 1996 to 1998, he served as a Senior Vice President and Manager of Credit and Client Services of First Commerce Corporation. He served as the President of Euronet Worldwide, Inc., from December 11, 2006 to June 11, 2007. He served as the President and Chief Operating Officer of Informix from February 1988 to January 1989. Mr. Brown served as the President of the Workstation Products Division of Informix from January 1989 to April 1990. In 1979, he founded Innovative Software Inc. In 1993, he was a founding Investor of Visual Tools Inc. He has been the Chairman of Euronet Worldwide, Inc. since 1996 and has been its Director since December 1996. He served as a Director at Nexxus Lighting, Inc. He is an Independent Director of Monopar Therapeutics Inc. since December 2014. He serves as a Director of BServ, Inc. and Fundtech Ltd. He served as a Director of Blue Valley Ban Corp., since August 17, 2005. Mr. Brown served as a Director of Crystallex International Corp. until June 27, 2012. He served as a Director of Bank of Blue Valley. He served as a Director of Revolution Lighting Technologies, Inc. from March 2009 to April 2, 2012. He served as a Director at Euronet's predecessor companies. He serves as a Director of Greater Kansas City Community Foundation. He is also a Chartered Financial Analyst. Mr. Brown received a Master of Science in Molecular and Cellular Biology at the University of Missouri, Kansas City in 1997 and a Bachelor of Science in Electrical Engineering from the University of Missoure, Columbia in 1979.

CEO Compensation
  • Mike's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Mike's remuneration is about average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Euronet Worldwide management team in years:

13.3
Average Tenure
55
Average Age
  • The average tenure for the Euronet Worldwide management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Mike Brown

TITLE
Chairman
COMPENSATION
$6M
AGE
62
TENURE
26.3 yrs

Rick Weller

TITLE
Executive VP
COMPENSATION
$4M
AGE
61
TENURE
17.4 yrs

Kevin Caponecchi

TITLE
Executive VP and CEO of epay
COMPENSATION
$2M
AGE
52
TENURE
5.3 yrs

Juan Bianchi

TITLE
Executive VP & CEO of Money Transfer Segment
COMPENSATION
$2M
AGE
48

Nikos Fountas

TITLE
Executive VP and CEO of EFT Europe
COMPENSATION
$2M
AGE
55

Martin Brückner

TITLE
Senior VP & Chief Technology Officer
AGE
43
TENURE
6.3 yrs

Stephanie Taylor

TITLE
Director of Financial Planning & IR
TENURE
9.3 yrs

Jeff Newman

TITLE
Executive VP
COMPENSATION
$1M
AGE
64
TENURE
23.3 yrs

Karyn Zaborny

TITLE
Senior VP

Cindy Ashcraft

TITLE
VP & Managing Director of Payments Software
Board of Directors Tenure

Average tenure and age of the Euronet Worldwide board of directors in years:

17.4
Average Tenure
71
Average Age
  • The average tenure for the Euronet Worldwide board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Mike Brown

TITLE
Chairman
COMPENSATION
$6M
AGE
62
TENURE
24.3 yrs

Eriberto Scocimara

TITLE
Independent Director
COMPENSATION
$213K
AGE
83
TENURE
23.3 yrs

Andrew Schmitt

TITLE
Independent Director
COMPENSATION
$215K
AGE
70
TENURE
16.6 yrs

M. Strandjord

TITLE
Independent Director
COMPENSATION
$220K
AGE
73
TENURE
19.1 yrs

Tom McDonnell

TITLE
Lead Independent Director
COMPENSATION
$225K
AGE
73
TENURE
5.6 yrs

Andrzej Olechowski

TITLE
Independent Director
COMPENSATION
$200K
AGE
72
TENURE
17.9 yrs

Paul Althasen

TITLE
Independent Director
COMPENSATION
$200K
AGE
54
TENURE
16.9 yrs

Mark Callegari

TITLE
Independent Director
COMPENSATION
$200K
AGE
63
TENURE
5.6 yrs
Who owns this company?
Recent Insider Trading
  • Euronet Worldwide individual insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
13. Mar 20 Buy M. Strandjord Individual 11. Mar 20 11. Mar 20 2,000 $100.13 $200,260
03. Mar 20 Sell Jeffrey Newman Individual 28. Feb 20 28. Feb 20 -5,000 $124.20 $-621,000
21. Feb 20 Sell Jeffrey Newman Individual 19. Feb 20 19. Feb 20 -7,000 $145.76 $-1,020,320
04. Sep 19 Sell Juan Bianchi Individual 30. Aug 19 30. Aug 19 -7,144 $152.51 $-1,089,531
X
Management checks
We assess Euronet Worldwide's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Euronet Worldwide has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Euronet Worldwide, Inc. (NASDAQ:EEFT) Earns Among The Best Returns In Its Industry

The formula for calculating the return on capital employed is: Return on Capital Employed = Earnings Before Interest and Tax (EBIT) ÷ (Total Assets - Current Liabilities) Or for Euronet Worldwide:0.14 = US$403m ÷ (US$4.3b - US$1.5b) (Based on the trailing twelve months to June 2019.) So, Euronet Worldwide has an ROCE of 14%. … What Are Current Liabilities, And How Do They Affect Euronet Worldwide's ROCE? … What We Can Learn From Euronet Worldwide's ROCE Euronet Worldwide's ROCE does look good, but the level of current liabilities also contribute to that.

Simply Wall St -

Should You Be Holding Euronet Worldwide, Inc. (NASDAQ:EEFT)?

EEFT delivered a bottom-line expansion of 80% in the prior year, with its most recent earnings level surpassing its average level over the last five years. … EEFT seems to have put its debt to good use, generating operating cash levels of 0.34x total debt in the most recent year. … NasdaqGS:EEFT Historical Debt, August 20th 2019 Next Steps: For Euronet Worldwide, I've put together three essential factors you should look at: Valuation: What is EEFT worth today?

Simply Wall St -

Is It Time To Consider Buying Euronet Worldwide, Inc. (NASDAQ:EEFT)?

Let’s take a look at Euronet Worldwide’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change. … According to my valuation model, Euronet Worldwide seems to be fairly priced at around 11.42% above my intrinsic value, which means if you buy Euronet Worldwide today, you’d be paying a relatively reasonable price for it. … This is because Euronet Worldwide’s beta (a measure of share price volatility) is high, meaning its price movements will be exaggerated relative to the rest of the market.

Simply Wall St -

How Much Did Euronet Worldwide, Inc.'s (NASDAQ:EEFT) CEO Pocket Last Year?

In 1994 Mike Brown was appointed CEO of Euronet Worldwide, Inc. … View our latest analysis for Euronet Worldwide How Does Mike Brown's Compensation Compare With Similar Sized Companies? … I think that the total shareholder return of 106%, over three years, would leave most Euronet Worldwide, Inc.

Simply Wall St -

Euronet Worldwide (NASDAQ:EEFT) Shareholders Have Enjoyed An Impressive 257% Share Price Gain

For instance, the price of Euronet Worldwide, Inc. … Over half a decade, Euronet Worldwide managed to grow its earnings per share at 21% a year. … If you would like to research Euronet Worldwide in more detail then you might want to take a look at whether insiders have been buying or selling shares in the company.

Simply Wall St -

Does Euronet Worldwide (NASDAQ:EEFT) Have A Healthy Balance Sheet?

NasdaqGS:EEFT Historical Debt, July 13th 2019 How Healthy Is Euronet Worldwide's Balance Sheet? … Euronet Worldwide may have net cash on the balance sheet, but it is still interesting to look at how well the business converts its earnings before interest and tax (EBIT) to free cash flow, because that will influence both its need for, and its capacity to manage debt. … During the last three years, Euronet Worldwide produced sturdy free cash flow equating to 70% of its EBIT, about what we'd expect.

Simply Wall St -

Here's What Euronet Worldwide, Inc.'s (NASDAQ:EEFT) P/E Is Telling Us

View our latest analysis for Euronet Worldwide How Do I Calculate A Price To Earnings Ratio? … The formula for price to earnings is: Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS) Or for Euronet Worldwide: P/E of 36.12 = $169.05 ÷ $4.68 (Based on the year to March 2019.) Is A High Price-to-Earnings Ratio Good? … The higher the P/E ratio, the higher the price tag of a business, relative to its trailing earnings.

Simply Wall St -

Read This Before Buying Euronet Worldwide, Inc. (NASDAQ:EEFT) Shares

As Peter Lynch said, 'insiders might sell their shares for any number of reasons, but they buy them for only one: they think the price will rise.' View our latest analysis for Euronet Worldwide Euronet Worldwide Insider Transactions Over The Last Year The Executive VP, Rick Weller, made the biggest insider sale in the last 12 months. … Usually, the higher the insider ownership, the more likely it is that insiders will be incentivised to build the company for the long term. … It's heartening that insiders own plenty of stock, but we'd like to see more insider buying, since the last year of Euronet Worldwide insider transactions don't fill us with confidence.

Simply Wall St -

How Many Euronet Worldwide, Inc. (NASDAQ:EEFT) Shares Have Insiders Sold, In The Last Year?

So we'll take a look at whether insiders have been buying or selling shares in Euronet Worldwide, Inc. … See our latest analysis for Euronet Worldwide Euronet Worldwide Insider Transactions Over The Last Year Over the last year, we can see that the biggest insider sale was by the Executive VP, Rick Weller, for US$4.8m worth of shares, at about US$120 per share. … It's great to see high levels of insider ownership, but looking back at the last year, we don't gain confidence from the Euronet Worldwide insiders selling.

Simply Wall St -

I Ran A Stock Scan For Earnings Growth And Euronet Worldwide (NASDAQ:EEFT) Passed With Ease

We would not expect to see insiders owning a large percentage of a US$8.5b company like Euronet Worldwide. … For growth investors like me, Euronet Worldwide's raw rate of earnings growth is a beacon in the night. … Although Euronet Worldwide certainly looks good to me, I would like it more if insiders were buying up shares.

Simply Wall St -

Company Info

Description

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. The company’s Electronic Financial Transaction (EFT) Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services. This segment also offers ATM and POS currency conversion, surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling solutions, and tax-refund services; and integrated EFT software solutions. As of December 31, 2018, it operated a network of 40,354 ATMs; and approximately 293,000 POS terminals. Its epay segment provides distribution and processing of prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services; and vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operated a network of approximately 719,000 POS terminals. The company’s Money Transfer segment offers consumer-to-consumer money transfer services primarily under the Ria, AFEX Money Express, and IME brands; account-to-account money transfer services under the HiFX and xe brands; customers bill payment services; payment alternatives, such as money orders; check cashing services; foreign currency exchange and mobile top-up services; and cash management and foreign currency risk management services. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.

Details
Name: Euronet Worldwide, Inc.
EEFT
Exchange: NasdaqGS
Founded: 1994
$4,481,752,657
53,519,855
Website: http://www.euronetworldwide.com
Address: Euronet Worldwide, Inc.
3500 College Boulevard,
Leawood,
Kansas, 66211,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqGS EEFT Common Stock Nasdaq Global Select US USD 07. Mar 1997
DB EEF Common Stock Deutsche Boerse AG DE EUR 07. Mar 1997
BRSE EEF Common Stock Berne Stock Exchange CH CHF 07. Mar 1997
BMV EEFT * Common Stock Bolsa Mexicana de Valores MX MXN 07. Mar 1997
Number of employees
Current staff
Staff numbers
7,700
Euronet Worldwide employees.
Industry
Data Processing and Outsourced Services
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/08 02:48
End of day share price update: 2020/04/07 00:00
Last estimates confirmation: 2020/04/03
Last earnings filing: 2020/03/02
Last earnings reported: 2019/12/31
Last annual earnings reported: 2019/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.