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ICC Holdings

Nasdaq:ICCH
Snowflake Description

Adequate balance sheet with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
ICCH
Nasdaq
$41M
Market Cap
  1. Home
  2. US
  3. Insurance
Company description

ICC Holdings, Inc., through its subsidiary, provides property and casualty insurance products to the food and beverage industry in the United States. The last earnings update was 10 days ago. More info.


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ICCH Share Price and Events
7 Day Returns
0.6%
NasdaqCM:ICCH
1.4%
US Insurance
0.5%
US Market
1 Year Returns
-8.1%
NasdaqCM:ICCH
14.7%
US Insurance
12.8%
US Market
ICCH Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
ICC Holdings (ICCH) 0.6% 0.4% -5.2% -8.1% - -
US Insurance 1.4% 1.7% 4.2% 14.7% 27.5% 46.7%
US Market 0.5% 4.3% 8% 12.8% 38.7% 44.5%
1 Year Return vs Industry and Market
  • ICCH underperformed the Insurance industry which returned 14.7% over the past year.
  • ICCH underperformed the Market in United States of America which returned 12.8% over the past year.
Price Volatility
ICCH
Industry
5yr Volatility vs Market

ICCH Value

 Is ICC Holdings undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for ICC Holdings. This is due to cash flow or dividend data being unavailable. The share price is $13.6025.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for ICC Holdings's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are ICC Holdings's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqCM:ICCH PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-09-30) in USD $0.45
NasdaqCM:ICCH Share Price ** NasdaqCM (2019-11-13) in USD $13.6
United States of America Insurance Industry PE Ratio Median Figure of 89 Publicly-Listed Insurance Companies 16.78x
United States of America Market PE Ratio Median Figure of 2,922 Publicly-Listed Companies 18.24x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of ICC Holdings.

NasdaqCM:ICCH PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqCM:ICCH Share Price ÷ EPS (both in USD)

= 13.6 ÷ 0.45

30.19x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • ICC Holdings is overvalued based on earnings compared to the US Insurance industry average.
  • ICC Holdings is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does ICC Holdings's expected growth come at a high price?
Raw Data
NasdaqCM:ICCH PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 30.19x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
29.3%per year
United States of America Insurance Industry PEG Ratio Median Figure of 62 Publicly-Listed Insurance Companies 0.9x
United States of America Market PEG Ratio Median Figure of 2,023 Publicly-Listed Companies 1.46x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for ICC Holdings, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on ICC Holdings's assets?
Raw Data
NasdaqCM:ICCH PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-09-30) in USD $20.90
NasdaqCM:ICCH Share Price * NasdaqCM (2019-11-13) in USD $13.6
United States of America Insurance Industry PB Ratio Median Figure of 116 Publicly-Listed Insurance Companies 1.17x
United States of America Market PB Ratio Median Figure of 5,070 Publicly-Listed Companies 1.73x
NasdaqCM:ICCH PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqCM:ICCH Share Price ÷ Book Value per Share (both in USD)

= 13.6 ÷ 20.90

0.65x

* Primary Listing of ICC Holdings.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • ICC Holdings is good value based on assets compared to the US Insurance industry average.
X
Value checks
We assess ICC Holdings's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Insurance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Insurance industry average (and greater than 0)? (1 check)
  5. ICC Holdings has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

ICCH Future Performance

 How is ICC Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover ICC Holdings, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
29.3%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is ICC Holdings expected to grow at an attractive rate?
  • ICC Holdings's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Growth vs Market Checks
  • ICC Holdings's earnings growth is expected to exceed the United States of America market average.
  • Unable to compare ICC Holdings's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NasdaqCM:ICCH Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqCM:ICCH Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 29.3%
United States of America Insurance Industry Earnings Growth Rate Market Cap Weighted Average 5.7%
United States of America Insurance Industry Revenue Growth Rate Market Cap Weighted Average 3.2%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.3%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqCM:ICCH Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqCM:ICCH Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-09-30 57 1
2019-06-30 55 4 1
2019-03-31 53 8 1
2018-12-31 51 6 1
2018-09-30 51 3 1
2018-06-30 50 4 1
2018-03-31 49 0 1
2017-12-31 48 1 1
2017-09-30 47 1 1
2017-06-30 46 3 3
2017-03-31 46 9 3
2016-12-31 45 5 3

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • ICC Holdings's earnings are expected to grow significantly at over 20% yearly.
  • Unable to determine if ICC Holdings is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqCM:ICCH Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from ICC Holdings Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:ICCH Past Financials Data
Date (Data in USD Millions) EPS *
2019-09-30 0.45
2019-06-30 0.38
2019-03-31 0.16
2018-12-31 0.29
2018-09-30 0.22
2018-06-30 0.18
2018-03-31 0.17
2017-12-31 0.22
2017-09-30 0.47
2017-06-30 0.80
2017-03-31 1.01
2016-12-31 0.89

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if ICC Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess ICC Holdings's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
ICC Holdings has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

ICCH Past Performance

  How has ICC Holdings performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare ICC Holdings's growth in the last year to its industry (Insurance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • ICC Holdings's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • ICC Holdings's 1-year earnings growth exceeds its 5-year average (92.7% vs -25.3%)
  • ICC Holdings's earnings growth has exceeded the US Insurance industry average in the past year (92.7% vs -11.3%).
Earnings and Revenue History
ICC Holdings's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from ICC Holdings Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:ICCH Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-09-30 56.94 1.35 0.59
2019-06-30 55.39 1.16 0.56
2019-03-31 52.99 0.51 0.55
2018-12-31 51.16 0.89 0.55
2018-09-30 51.27 0.70 0.50
2018-06-30 50.23 0.56 0.56
2018-03-31 49.50 0.53 0.55
2017-12-31 48.18 0.71 0.56
2017-09-30 46.79 1.49 0.58
2017-06-30 46.29 2.53 0.53
2017-03-31 45.89 3.19 0.51
2016-12-31 44.87 2.81 0.46
2016-09-30 43.84 2.22 0.42
2016-06-30 43.57 2.26 0.37
2016-03-31 42.77 2.33 0.34
2015-12-31 41.82 2.15 0.31
2014-12-31 39.83 1.59 0.26

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • ICC Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • ICC Holdings used its assets less efficiently than the US Insurance industry average last year based on Return on Assets.
  • ICC Holdings's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess ICC Holdings's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Insurance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
ICC Holdings has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

ICCH Health

 How is ICC Holdings's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up ICC Holdings's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • ICC Holdings's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • ICC Holdings's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of ICC Holdings's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 11.4x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from ICC Holdings Company Filings, last reported 1 month ago.

NasdaqCM:ICCH Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-09-30 62.94 3.48 2.03
2019-06-30 62.21 3.48 6.05
2019-03-31 60.45 3.48 6.41
2018-12-31 58.59 3.48 4.64
2018-09-30 59.28 3.49 2.70
2018-06-30 62.17 3.49 4.06
2018-03-31 62.31 3.49 1.52
2017-12-31 64.10 3.53 6.88
2017-09-30 63.74 3.54 6.85
2017-06-30 64.06 3.97 10.10
2017-03-31 63.64 4.09 32.52
2016-12-31 33.60 2.56 4.38
2016-09-30 33.66 2.61 3.63
2016-06-30 32.88 3.74 3.39
2016-03-31 31.64 5.20 0.74
2015-12-31 30.17 2.41 2.18
2014-12-31 29.03 2.79 1.14
  • ICC Holdings's level of debt (5.5%) compared to net worth is satisfactory (less than 40%).
  • Unable to establish if ICC Holdings's debt level has increased without past 5-year debt data.
  • Debt is well covered by operating cash flow (124%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 13.2x coverage).
X
Financial health checks
We assess ICC Holdings's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. ICC Holdings has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

ICCH Dividends

 What is ICC Holdings's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from ICC Holdings dividends.
If you bought $2,000 of ICC Holdings shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate ICC Holdings's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate ICC Holdings's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqCM:ICCH Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Insurance Industry Average Dividend Yield Market Cap Weighted Average of 78 Stocks 2.3%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 1948 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as ICC Holdings has not reported any payouts.
  • Unable to verify if ICC Holdings's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of ICC Holdings's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as ICC Holdings has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess ICC Holdings's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can ICC Holdings afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. ICC Holdings has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

ICCH Management

 What is the CEO of ICC Holdings's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Arron Sutherland
COMPENSATION $530,452
AGE 51
TENURE AS CEO 3.8 years
CEO Bio

Mr. Arron Keath Sutherland has been President and Chief Executive Officer of Illinois Casualty Company since 2010 and has been its Director since 2007. Mr. Sutherland serves as President at ICC Holdings, Inc. and has been its Chief Executive Officer since 2010 and formerly as Chief Financial Officer from 2006 to 2010. Mr. Sutherland has more than 20 years’ experience in the insurance and finance industry and holds a CPA and CPCU designation. He was employed for more than 15 years in the accounting field including ten years of P&C experience with Frankenmuth Financial Group. He has been a Director at ICC Holdings, Inc. since 2007. Mr. Sutherland received his B.A. in Accounting in the year 1986-1990 from Michigan State University and his M.B.A. in Business in the year 1997-1999 from Saginaw State University.

CEO Compensation
  • Arron's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Arron's remuneration is about average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the ICC Holdings management team in years:

3.8
Average Tenure
51
Average Age
  • The tenure for the ICC Holdings management team is about average.
Management Team

Arron Sutherland

TITLE
President
COMPENSATION
$530K
AGE
51
TENURE
3.8 yrs

Mike Smith

TITLE
VP & Chief Financial Officer
COMPENSATION
$195K
AGE
52
TENURE
3.5 yrs

Norman Schmeichel

TITLE
VP & Chief Information Officer
COMPENSATION
$212K
AGE
50
TENURE
8.8 yrs

Julia Suiter

TITLE
Chief Legal Officer
COMPENSATION
$175K
AGE
52
TENURE
3.5 yrs

Kathleen Springer

TITLE
Chief Human Resources Officer
AGE
51
TENURE
8.8 yrs
Board of Directors Tenure

Average tenure and age of the ICC Holdings board of directors in years:

10.3
Average Tenure
64
Average Age
  • The average tenure for the ICC Holdings board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Gerald Pepping

TITLE
Chairman of the Board
COMPENSATION
$36K
AGE
61
TENURE
3.8 yrs

Arron Sutherland

TITLE
President
COMPENSATION
$530K
AGE
51
TENURE
12.8 yrs

Scott Burgess

TITLE
Independent Director
COMPENSATION
$28K
AGE
71
TENURE
5.8 yrs

John Klockau

TITLE
Independent Director
COMPENSATION
$44K
AGE
67
TENURE
15.8 yrs

Daniel Portes

TITLE
Independent Director
COMPENSATION
$28K
AGE
65
TENURE
9.8 yrs

Chris Schmitt

TITLE
Independent Director
COMPENSATION
$33K
AGE
62
TENURE
4.8 yrs

Jim Dingman

TITLE
Independent Director
COMPENSATION
$30K
AGE
64
TENURE
10.8 yrs

Joel Heriford

TITLE
Independent Director
COMPENSATION
$30K
AGE
62
TENURE
15.8 yrs

Mark Schwab

TITLE
Independent Director
COMPENSATION
$28K
AGE
69
TENURE
11.8 yrs

Richard Clinton

TITLE
Independent Director
COMPENSATION
$30K
AGE
64
TENURE
2.8 yrs
Who owns this company?
Recent Insider Trading
  • More shares have been bought than sold by ICC Holdings individual insiders in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
12. Sep 19 Buy Michael Smith Individual 11. Sep 19 11. Sep 19 9,971 $14.00 $139,594
29. Aug 19 Sell John Klockau Individual 29. Aug 19 29. Aug 19 -2,000 $13.75 $-27,500
07. Mar 19 Buy Michael Smith Individual 05. Mar 19 06. Mar 19 553 $13.73 $7,590
05. Mar 19 Sell Norman Schmeichel Individual 05. Mar 19 05. Mar 19 -322 $13.38 $-4,310
28. Feb 19 Buy Arron Sutherland Individual 28. Feb 19 28. Feb 19 1,000 $13.85 $13,850
13. Dec 18 Buy Arron Sutherland Individual 12. Dec 18 13. Dec 18 888 $13.95 $12,368
13. Dec 18 Sell John Klockau Individual 12. Dec 18 12. Dec 18 -7,000 $13.50 $-94,500
26. Nov 18 Buy Arron Sutherland Individual 26. Nov 18 26. Nov 18 1,000 $14.44 $14,439
X
Management checks
We assess ICC Holdings's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. ICC Holdings has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

ICCH News

Simply Wall St News

Some ICC Holdings (NASDAQ:ICCH) Shareholders Are Down 18%

(NASDAQ:ICCH) shareholders over the last year, as the share price declined 18%. … One flawed but reasonable way to assess how sentiment around a company has changed is to compare the earnings per share (EPS) with the share price. … A Different Perspective While ICC Holdings shareholders are down 18% for the year, the market itself is up 6.4%.

Simply Wall St -

What Type Of Shareholder Owns ICC Holdings, Inc.'s (NASDAQ:ICCH)?

Our analysis of the ownership of the company, below, shows that institutional investors have bought into the company. … View our latest analysis for ICC Holdings NasdaqCM:ICCH Ownership Summary, May 24th 2019 What Does The Institutional Ownership Tell Us About ICC Holdings? … Insider Ownership Of ICC Holdings The definition of company insiders can be subjective, and does vary between jurisdictions.

Simply Wall St -

Volatility 101: Should ICC Holdings (NASDAQ:ICCH) Shares Have Dropped 16%?

Given that ICC Holdings only made minimal earnings in the last twelve months, we'll focus on revenue to gauge its business development. … Many high growth companies focus on growing revenue before profits, but if revenue is the focus, it really needs to grow. … As you can imagine, it's easy to imagine a fast growing company becoming (potentially very) profitable, but when revenue growth slows, then the potential upside often seems less impressive.

Simply Wall St -

Do Directors Own ICC Holdings, Inc. (NASDAQ:ICCH) Shares?

The big shareholder groups in ICC Holdings, Inc. … With a market capitalization of US$40m, ICC Holdings is a small cap stock, so it might not be well known by many institutional investors. … Taking a look at the our data on the ownership groups (below), it's seems that.

Simply Wall St -

Should We Worry About ICC Holdings, Inc.'s (NASDAQ:ICCH) P/E Ratio?

The goal of this article is to teach you how to use price to earnings ratios (P/E ratios). … We'll look at ICC Holdings, Inc.'s (NASDAQ:ICCH) P/E ratio and reflect on what it tells us about the company's share price. … ICC Holdings has a price to earnings ratio of 62.95, based on the last twelve months.

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Have Insiders Been Buying ICC Holdings Inc (NASDAQ:ICCH) Shares?

We've lost count of how many times insiders have accumulated shares in a company that goes on to improve markedly. … As Peter Lynch said, 'insiders might sell their shares for any number of reasons, but they buy them for only one: they think the price will rise.'. … That means that even when the share price was higher, an insider wanted to purchase shares.

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Who Really Owns ICC Holdings Inc (NASDAQ:ICCH)?

The big shareholder groups in ICC Holdings Inc (NASDAQ:ICCH) have power over the company. … Generally speaking, as a company grows, institutions will increase their ownership. … ICC Holdings is a smaller company with a market capitalization of US$48m, so it may still be flying under the radar of many institutional investors.

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Why ICC Holdings Inc's (NASDAQ:ICCH) CEO Pay Matters To You

Understanding how CEOs are incentivised to run and grow their company is an important aspect of investing in a stock. … Incentives can be in the form of compensation, which should always be structured in a way that promotes value-creation to shareholders. … CEOs leading companies of similar size and profitability

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Did ICC Holdings Inc (NASDAQ:ICCH) Create Value For Investors Over The Past Year?

and want to begin learning the link between company’s fundamentals and stock market performance. … ICC Holdings Inc’s (NASDAQ:ICCH) most recent return on equity was a substandard 0.86% relative to its industry performance of 9.42% over the past year. … An investor may attribute an inferior ROE to a relatively inefficient performance, and whilst this can often be the case, knowing the nuts and bolts of the ROE calculation may change that perspective and give you a deeper insight into ICCH's past performance.

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Does ICC Holdings Inc's (NASDAQ:ICCH) PE Ratio Warrant A Sell?

and want to better understand how you can grow your money by investing in ICC Holdings Inc (NASDAQ:ICCH). … ICC Holdings Inc (NASDAQ:ICCH) trades with a trailing P/E of 90.6x, which is higher than the industry average of 14.3x. … While this makes ICCH appear like a stock to avoid or sell if you own it, you might change your mind after I explain the assumptions behind the P/E ratio

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ICCH Company Info

Description

ICC Holdings, Inc., through its subsidiary, provides property and casualty insurance products to the food and beverage industry in the United States. The company offers commercial multi-peril, liquor liability, workers’ compensation, and umbrella liability insurance products. It markets products through a network of 176 independent agents in Colorado, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Ohio, Pennsylvania, and Wisconsin. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois.

Details
Name: ICC Holdings, Inc.
ICCH
Exchange: NasdaqCM
Founded: 1950
$40,973,763
3,012,223
Website: http://ir.iccholdingsinc.com
Address: ICC Holdings, Inc.
225 20th Street,
Rock Island,
Illinois, 61201,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqCM ICCH Common Stock Nasdaq Capital Market US USD 28. Mar 2017
Number of employees
Current staff
Staff numbers
97
ICC Holdings employees.
Industry
Property and Casualty Insurance
Insurance
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/11/14 00:55
End of day share price update: 2019/11/13 00:00
Last earnings filing: 2019/11/04
Last earnings reported: 2019/09/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.