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United-Guardian

Nasdaq:UG
Snowflake Description

Flawless balance sheet with proven track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
UG
Nasdaq
$89M
Market Cap
  1. Home
  2. US
  3. Household
Company description

United-Guardian, Inc. manufactures and markets cosmetic ingredients, personal care products, pharmaceuticals, medical lubricants, healthcare products, and specialty industrial products in the United States and internationally. The last earnings update was 3 days ago. More info.


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UG Share Price and Events
7 Day Returns
0.9%
NasdaqGM:UG
0.7%
US Personal Products
0.8%
US Market
1 Year Returns
11.7%
NasdaqGM:UG
20.6%
US Personal Products
11%
US Market
UG Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
United-Guardian (UG) 0.9% 4.1% -1% 11.7% 23.3% -4.6%
US Personal Products 0.7% -0.6% 7.4% 20.6% 54.6% 59.1%
US Market 0.8% 4.3% 6.1% 11% 40.2% 45%
1 Year Return vs Industry and Market
  • UG underperformed the Personal Products industry which returned 20.6% over the past year.
  • UG matched the United States of America Market (11%) over the past year.
Price Volatility
UG
Industry
5yr Volatility vs Market

Value

 Is United-Guardian undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of United-Guardian to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for United-Guardian.

NasdaqGM:UG Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 7.5%
Perpetual Growth Rate 10-Year US Government Bond Rate 2.7%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for NasdaqGM:UG
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year US Govt Bond Rate 2.7%
Equity Risk Premium S&P Global 6%
Personal Products Unlevered Beta Simply Wall St/ S&P Global 0.68
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.681 (1 + (1- 21%) (0%))
0.786
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.8
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.73% + (0.8 * 5.96%)
7.5%

Discounted Cash Flow Calculation for NasdaqGM:UG using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for United-Guardian is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

Note: Free cash flow to equity valuations ignore the company's cash or debt.

NasdaqGM:UG DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (USD, Millions) Source Present Value
Discounted (@ 7.5%)
2020 5.05 Est @ 4.94% 4.70
2021 5.27 Est @ 4.27% 4.56
2022 5.47 Est @ 3.81% 4.40
2023 5.66 Est @ 3.49% 4.24
2024 5.84 Est @ 3.26% 4.07
2025 6.02 Est @ 3.1% 3.90
2026 6.20 Est @ 2.99% 3.74
2027 6.38 Est @ 2.91% 3.58
2028 6.57 Est @ 2.86% 3.43
2029 6.75 Est @ 2.82% 3.28
Present value of next 10 years cash flows $39.00
NasdaqGM:UG DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= $6.75 × (1 + 2.73%) ÷ (7.5% – 2.73%)
$145.48
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= $145.48 ÷ (1 + 7.5%)10
$70.60
NasdaqGM:UG Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= $39.00 + $70.60
$109.60
Equity Value per Share
(USD)
= Total value / Shares Outstanding
= $109.60 / 4.59
$23.86
NasdaqGM:UG Discount to Share Price
Calculation Result
Value per share (USD) From above. $23.86
Current discount Discount to share price of $19.29
= -1 x ($19.29 - $23.86) / $23.86
19.1%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price United-Guardian is available for.
Intrinsic value
19%
Share price is $19.29 vs Future cash flow value of $23.86
Current Discount Checks
For United-Guardian to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • United-Guardian's share price is below the future cash flow value, but not at a moderate discount (< 20%).
  • United-Guardian's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for United-Guardian's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are United-Guardian's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqGM:UG PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-09-30) in USD $0.86
NasdaqGM:UG Share Price ** NasdaqGM (2019-11-11) in USD $19.29
United States of America Personal Products Industry PE Ratio Median Figure of 21 Publicly-Listed Personal Products Companies 17.22x
United States of America Market PE Ratio Median Figure of 2,909 Publicly-Listed Companies 18.22x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of United-Guardian.

NasdaqGM:UG PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqGM:UG Share Price ÷ EPS (both in USD)

= 19.29 ÷ 0.86

22.41x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • United-Guardian is overvalued based on earnings compared to the US Personal Products industry average.
  • United-Guardian is overvalued based on earnings compared to the United States of America market.
Price based on expected Growth
Does United-Guardian's expected growth come at a high price?
Raw Data
NasdaqGM:UG PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 22.41x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
-16.4%per year
United States of America Personal Products Industry PEG Ratio Median Figure of 6 Publicly-Listed Personal Products Companies 2.49x
United States of America Market PEG Ratio Median Figure of 2,014 Publicly-Listed Companies 1.47x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for United-Guardian, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on United-Guardian's assets?
Raw Data
NasdaqGM:UG PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-09-30) in USD $2.33
NasdaqGM:UG Share Price * NasdaqGM (2019-11-11) in USD $19.29
United States of America Personal Products Industry PB Ratio Median Figure of 43 Publicly-Listed Personal Products Companies 2.72x
United States of America Market PB Ratio Median Figure of 5,043 Publicly-Listed Companies 1.74x
NasdaqGM:UG PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqGM:UG Share Price ÷ Book Value per Share (both in USD)

= 19.29 ÷ 2.33

8.28x

* Primary Listing of United-Guardian.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • United-Guardian is overvalued based on assets compared to the US Personal Products industry average.
X
Value checks
We assess United-Guardian's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Personal Products industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Personal Products industry average (and greater than 0)? (1 check)
  5. United-Guardian has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is United-Guardian expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover United-Guardian, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
-16.4%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is United-Guardian expected to grow at an attractive rate?
  • United-Guardian's earnings are expected to decrease over the next 1-3 years, this is below the low risk savings rate of 2.7%.
Growth vs Market Checks
  • United-Guardian's earnings are expected to decrease over the next 1-3 years, this is below the United States of America market average.
  • Unable to compare United-Guardian's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NasdaqGM:UG Future Growth Rates Data Sources
Data Point Source Value (per year)
NasdaqGM:UG Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts -16.4%
United States of America Personal Products Industry Earnings Growth Rate Market Cap Weighted Average 17.7%
United States of America Personal Products Industry Revenue Growth Rate Market Cap Weighted Average 5.9%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.2%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.2%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqGM:UG Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqGM:UG Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-09-30 13 4
2019-06-30 13 5 4
2019-03-31 14 5 5
2018-12-31 14 5 4
2018-09-30 14 5 5
2018-06-30 14 5 5
2018-03-31 14 5 4
2017-12-31 13 4 4
2017-09-30 13 4 4
2017-06-30 13 4 3
2017-03-31 11 2 3
2016-12-31 11 2 3

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • United-Guardian's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.
  • Unable to determine if United-Guardian is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqGM:UG Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from United-Guardian Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGM:UG Past Financials Data
Date (Data in USD Millions) EPS *
2019-09-30 0.86
2019-06-30 0.91
2019-03-31 0.98
2018-12-31 0.95
2018-09-30 1.04
2018-06-30 0.99
2018-03-31 0.93
2017-12-31 0.84
2017-09-30 0.78
2017-06-30 0.74
2017-03-31 0.59
2016-12-31 0.56

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if United-Guardian will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess United-Guardian's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
United-Guardian has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has United-Guardian performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare United-Guardian's growth in the last year to its industry (Personal Products).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • United-Guardian's year on year earnings growth rate has been positive over the past 5 years, however the most recent earnings are below average.
  • United-Guardian's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • United-Guardian's 1-year earnings growth is negative, it can't be compared to the US Personal Products industry average.
Earnings and Revenue History
United-Guardian's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from United-Guardian Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqGM:UG Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-09-30 12.88 3.95 2.14 0.41
2019-06-30 12.91 4.20 2.11 0.40
2019-03-31 13.53 4.52 2.15 0.40
2018-12-31 13.77 4.35 2.12 0.40
2018-09-30 13.97 4.78 2.04 0.43
2018-06-30 13.73 4.56 1.96 0.49
2018-03-31 13.70 4.27 1.85 0.56
2017-12-31 12.97 3.84 1.79 0.65
2017-09-30 12.66 3.58 1.78 0.67
2017-06-30 12.94 3.39 1.80 0.66
2017-03-31 11.30 2.69 1.85 0.66
2016-12-31 10.78 2.58 1.85 0.65
2016-09-30 9.75 2.25 1.94 0.64
2016-06-30 9.91 2.57 1.89 0.66
2016-03-31 11.90 3.67 1.87 0.66
2015-12-31 14.01 4.61 1.86 0.65
2015-09-30 16.11 5.59 1.89 0.67
2015-06-30 15.01 4.78 1.58 1.05
2015-03-31 13.86 4.18 1.76 0.90
2014-12-31 13.45 4.05 1.91 0.73
2014-09-30 13.89 4.37 1.99 0.57
2014-06-30 14.78 5.23 2.55
2014-03-31 15.42 5.67 2.56
2013-12-31 15.42 5.90 2.50
2013-09-30 13.66 5.48 2.61
2013-06-30 13.78 5.32 2.55
2013-03-31 13.89 5.17 2.47
2012-12-31 13.83 4.83 2.51

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • United-Guardian has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • United-Guardian used its assets more efficiently than the US Personal Products industry average last year based on Return on Assets.
  • United-Guardian has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess United-Guardian's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Personal Products industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
United-Guardian has a total score of 4/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is United-Guardian's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up United-Guardian's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • United-Guardian is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • United-Guardian's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of United-Guardian's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • United-Guardian has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from United-Guardian Company Filings, last reported 1 month ago.

NasdaqGM:UG Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-09-30 10.70 0.00 8.60
2019-06-30 10.70 0.00 8.60
2019-03-31 12.15 0.00 9.95
2018-12-31 10.92 0.00 8.17
2018-09-30 12.87 0.00 9.94
2018-06-30 11.55 0.00 8.68
2018-03-31 12.46 0.00 9.95
2017-12-31 11.40 0.00 8.45
2017-09-30 14.91 0.00 12.25
2017-06-30 13.78 0.00 10.98
2017-03-31 14.54 0.00 11.65
2016-12-31 13.82 0.00 10.64
2016-09-30 15.04 0.00 12.10
2016-06-30 14.09 0.00 10.87
2016-03-31 15.21 0.00 12.68
2015-12-31 14.58 0.00 11.80
2015-09-30 16.51 0.00 12.98
2015-06-30 15.38 0.00 12.11
2015-03-31 16.26 0.00 13.32
2014-12-31 14.74 0.00 11.41
2014-09-30 14.78 0.00 11.30
2014-06-30 14.42 0.00 10.96
2014-03-31 15.63 0.00 11.46
2013-12-31 14.24 0.00 10.50
2013-09-30 14.79 0.00 10.63
2013-06-30 13.46 0.00 10.68
2013-03-31 14.42 0.00 11.56
2012-12-31 12.84 0.00 9.49
  • United-Guardian has no debt.
  • United-Guardian has not taken on any debt in the past 5 years.
  • United-Guardian has no debt, it does not need to be covered by operating cash flow.
  • United-Guardian has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess United-Guardian's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. United-Guardian has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is United-Guardian's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
5.7%
Current annual income from United-Guardian dividends.
If you bought $2,000 of United-Guardian shares you are expected to receive $114 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • United-Guardian's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.43%).
  • United-Guardian's dividend is above the markets top 25% of dividend payers in United States of America (3.66%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqGM:UG Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Personal Products Industry Average Dividend Yield Market Cap Weighted Average of 8 Stocks 1.5%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 1942 Stocks 2.4%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

NasdaqGM:UG Past Annualized Dividends Data
Date (Data in $) Dividend per share (annual) Avg. Yield (%)
2019-11-08 1.100 5.810
2019-05-17 1.100 5.709
2018-11-29 1.100 5.778
2018-11-09 1.000 5.744
2018-11-08 1.000 5.744
2018-05-18 1.000 5.530
2017-11-30 1.000 5.469
2017-03-23 0.750 4.649
2016-05-20 0.850 5.511
2015-11-20 1.000 5.065
2015-05-15 0.820 4.253
2014-11-24 0.800 4.135
2014-05-16 0.980 3.997
2013-11-25 1.000 3.494
2013-05-16 0.910 3.544
2013-03-21 0.860 3.943
2012-05-17 0.860 4.476
2011-12-08 0.880 5.290
2011-05-12 0.690 4.700
2010-12-02 0.630 4.361
2010-05-13 0.620 4.908
2010-03-25 0.640 5.151
2010-03-24 0.640 5.268
2009-12-03 0.600 5.202
2009-11-12 0.560 5.291
2009-05-18 0.560 5.975
2008-12-04 0.550 6.939
2008-11-12 0.540 6.262

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
  • Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of United-Guardian's earnings are paid to the shareholders as a dividend.
  • Dividends paid are not well covered by earnings (0.8x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess United-Guardian's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can United-Guardian afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. United-Guardian has a total score of 3/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of United-Guardian's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Ken Globus
COMPENSATION $422,247
AGE 67
TENURE AS CEO 10.2 years
CEO Bio

Mr. Kenneth H. Globus, also known as Ken, has been the Chairman at United-Guardian Inc. since September 2009 and its Chief Executive Officer since December 2006. Mr. Globus has been President and General Counsel at United-Guardian Inc. since July 1988. He served as Chief Financial Officer of United-Guardian Inc. from November 1997 to December 2006 and served as its Principal Accounting Officer. For more than 5 years prior thereto, he served as Vice President and General Counsel of United Guardian Inc. He has been a Director of United-Guardian Inc. since 1984. Mr. Globus holds a Bachelor's Degree in Psychology and English from SUNY at Albany and a Juris Doctor degree from the George Washington University Law School.

CEO Compensation
  • Ken's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Ken's remuneration is about average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the United-Guardian management team in years:

9.7
Average Tenure
60
Average Age
  • The average tenure for the United-Guardian management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Ken Globus

TITLE
President
COMPENSATION
$422K
AGE
67
TENURE
10.2 yrs

Robert Rubinger

TITLE
Executive VP
COMPENSATION
$123K
AGE
76
TENURE
31.3 yrs

Peter Hiltunen

TITLE
VP & Production Manager
COMPENSATION
$210K
AGE
60
TENURE
37.8 yrs

Andrea Young

TITLE
CFO, Treasurer & Controller
AGE
50
TENURE
1.5 yrs

Donna Vigilante

TITLE
R&D Manager and Director of Technical Services
TENURE
1.7 yrs

Roseann LaCorte

TITLE
Controller & Accounting Manager
AGE
52
TENURE
9.3 yrs
Board of Directors Tenure

Average tenure and age of the United-Guardian board of directors in years:

19.8
Average Tenure
70
Average Age
  • The average tenure for the United-Guardian board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Ken Globus

TITLE
President
COMPENSATION
$422K
AGE
67
TENURE
10.2 yrs

Robert Rubinger

TITLE
Executive VP
COMPENSATION
$123K
AGE
76
TENURE
37.8 yrs

Arthur Dresner

TITLE
Independent Director
COMPENSATION
$33K
AGE
77
TENURE
22.6 yrs

Lawrence Maietta

TITLE
Independent Director
COMPENSATION
$44K
AGE
61
TENURE
25.8 yrs

Andrew Boccone

TITLE
Independent Director
COMPENSATION
$30K
AGE
73
TENURE
17 yrs

S. Papoulias

TITLE
Independent Director
COMPENSATION
$28K
AGE
65
TENURE
3.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess United-Guardian's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. United-Guardian has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

What Can We Make Of United-Guardian, Inc.’s (NASDAQ:UG) High Return On Capital?

The formula for calculating the return on capital employed is: Return on Capital Employed = Earnings Before Interest and Tax (EBIT) ÷ (Total Assets - Current Liabilities) Or for United-Guardian:0.45 = US$4.9m ÷ (US$13m - US$1.6m) (Based on the trailing twelve months to June 2019.) Therefore, United-Guardian has an ROCE of 45%. … The ROCE equation subtracts current liabilities from capital employed, so a company with a lot of current liabilities appears to have less capital employed, and a higher ROCE than otherwise. … What We Can Learn From United-Guardian's ROCE With low current liabilities and a high ROCE, United-Guardian could be worthy of further investigation.

Simply Wall St -

Is United-Guardian, Inc. (NASDAQ:UG) A High Quality Stock To Own?

The formula for ROE is: Return on Equity = Net Profit ÷ Shareholders' Equity Or for United-Guardian: 39% = US$4.2m ÷ US$11m (Based on the trailing twelve months to June 2019.) Most readers would understand what net profit is, but it’s worth explaining the concept of shareholders’ equity. … Does United-Guardian Have A Good Return On Equity? … A company that can achieve a high return on equity without debt could be considered a high quality business.

Simply Wall St -

Do United-Guardian's (NASDAQ:UG) Earnings Warrant Your Attention?

In the age of tech-stock blue-sky investing, my choice may seem old fashioned; I still prefer profitable companies like United-Guardian (NASDAQ:UG). … Although United-Guardian certainly looks good to me, I would like it more if insiders were buying up shares. … If you like to see insider buying, too, then this free list of growing companies that insiders are buying, could be exactly what you're looking for.

Simply Wall St -

What Kind Of Shareholder Owns Most United-Guardian, Inc. (NASDAQ:UG) Stock?

Taking a look at our data on the ownership groups (below), it's seems that institutions own shares in the company. … View our latest analysis for United-Guardian NasdaqGM:UG Ownership Summary, July 26th 2019 What Does The Institutional Ownership Tell Us About United-Guardian? … Insider Ownership Of United-Guardian The definition of an insider can differ slightly between different countries, but members of the board of directors always count.

Simply Wall St -

The United-Guardian (NASDAQ:UG) Share Price Is Up 30% And Shareholders Are Holding On

(NASDAQ:UG) share price return of 30% over three years lags the market return in the same period. … United-Guardian was able to grow its EPS at 7.1% per year over three years, sending the share price higher. … In comparison, the 9.3% per year gain in the share price outpaces the EPS growth.

Simply Wall St -

Is United-Guardian, Inc. (NASDAQ:UG) Overpaying Its CEO?

This analysis aims first to contrast CEO compensation with other companies that have similar market capitalization. … See our latest analysis for United-Guardian How Does Ken Globus's Compensation Compare With Similar Sized Companies? … Boasting a total shareholder return of 39% over three years, United-Guardian, Inc.

Simply Wall St -

Should United-Guardian, Inc. (NASDAQ:UG) Be Part Of Your Income Portfolio?

With a cash payout ratio of 101%, United-Guardian's dividend payments are poorly covered by cash flow. … Its dividend payments have fallen by 20% or more on at least one occasion over the past ten years. … Earnings per share are down, and United-Guardian's dividend has been cut at least once in the past, which is disappointing.

Simply Wall St -

Only 3 Days Left Before United-Guardian, Inc. (NASDAQ:UG) Will Be Trading Ex-Dividend

(NASDAQ:UG): The dividend payment of US$0.55 per share will be distributed to shareholders on 14 June 2019, and the stock will begin trading ex-dividend at an earlier date, 30 May 2019. … View our latest analysis for United-Guardian Here's how I find good dividend stocks Whenever I am looking at a potential dividend stock investment, I always check these five metrics: Is it paying an annual yield above 75% of dividend payers? … If there's one type of stock you want to be reliable, it's dividend stocks and their stable income-generating ability.

Simply Wall St -

A Look At The Intrinsic Value Of United-Guardian, Inc. (NASDAQ:UG)

(NASDAQ:UG) by taking the expected future cash flows and discounting them to their present value. … We assume companies with shrinking free cash flow will slow their rate of shrinkage, and that companies with growing free cash flow will see their growth rate slow, over this period. … A DCF is all about the idea that a dollar in the future is less valuable than a dollar today, so we discount the value of these future cash flows to their estimated value in today's dollars: 10-year free cash flow (FCF) estimate 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 Levered FCF ($, Millions) $4.77 $4.85 $4.94 $5.05 $5.17 $5.30 $5.43 $5.58 $5.72 $5.88 Growth Rate Estimate Source Est @ 1.2% Est @ 1.66% Est @ 1.98% Est @ 2.21% Est @ 2.36% Est @ 2.47% Est @ 2.55% Est @ 2.6% Est @ 2.64% Est @ 2.67% Present Value ($, Millions) Discounted @ 7.5% $4.44 $4.19 $3.98 $3.78 $3.60 $3.43 $3.28 $3.13 $2.99 $2.85 Present Value of 10-year Cash Flow (PVCF)= $35.67m "Est" = FCF growth rate estimated by Simply Wall St The second stage is also known as Terminal Value, this is the business's cash flow after the first stage.

Simply Wall St -

Should We Be Delighted With United-Guardian, Inc.'s (NASDAQ:UG) ROE Of 40%?

While some investors are already well versed in financial metrics (hat tip), this article is for those who would like to learn about Return On Equity (ROE) and why it is important. … That means that for every $1 worth of shareholders' equity, it generated $0.40 in profit. … Return on Equity = Net Profit ÷ Shareholders' Equity

Simply Wall St -

Company Info

Description

United-Guardian, Inc. manufactures and markets cosmetic ingredients, personal care products, pharmaceuticals, medical lubricants, healthcare products, and specialty industrial products in the United States and internationally. It offers personal care products, including LUBRAJEL line of water-based moisturizing and lubricating gel formulations; LUBRAJEL II XD; ORCHID COMPLEX, an oil-soluble base for skin creams, lotions, cleansers, and other cosmetics; LUBRASLIDE and B-122 powdered lubricants used in the manufacture of pressed powders, eyeliners, and rouges; LUBRAJEL PF, a preservative-free form of LUBRAJEL; LUBRAJEL NATURAL, natural products for cosmetic use; KLENSOFT, a surfactant used in shampoos, shower gels, makeup removers, and other cosmetic formulations; and LUBRASIL, a special form of LUBRAJEL in which silicone oil is incorporated into a LUBRAJEL base. The company’s medical products comprise LUBRAJEL RR and RC lubricant gels for urinary catheters; LUBRAJEL MG to lubricate urinary catheters, pre-lubricated enema tips, and other medical devices; LUBRAJEL LC, LUBRAJEL FA, and LUBRAJEL BA, which are LUBRAJEL formulations for oral use; and LUBRAJEL FLUID to lubricate water-soluble products. Its pharmaceutical products consist of RENACIDIN, a prescription drug to prevent and dissolve calcifications in urethral catheters and the urinary bladder; and CLORPACTIN WCS-90, an antimicrobial product to treat infections in the urinary bladder. The company’s industrial products include DESELEX liquid, a sequestering and chelating agent used for manufacturing detergents; and THOROCLENS, a chlorine-based cleanser. It also conducts research and product development for the development of cosmetic and personal care products. The company markets its products through marketing partners, distributors, and wholesalers. United-Guardian, Inc. was founded in 1942 and is headquartered in Hauppauge, New York.

Details
Name: United-Guardian, Inc.
UG
Exchange: NasdaqGM
Founded: 1942
$88,619,359
4,594,319
Website: http://www.u-g.com
Address: United-Guardian, Inc.
230 Marcus Boulevard,
PO Box 18050,
Hauppauge,
New York, 11788,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqGM UG Common Stock Nasdaq Global Market US USD 02. Jan 1980
Number of employees
Current staff
Staff numbers
26
United-Guardian employees.
Industry
Personal Products
Household
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/11/11 23:37
End of day share price update: 2019/11/11 00:00
Last earnings filing: 2019/11/08
Last earnings reported: 2019/09/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.