Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Senmiao Technology. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
Senmiao Technology's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Senmiao Technology has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected Consumer Finance industry annual growth in earnings.
Earnings growth vs Low Risk Savings
expected to grow at an
Unable to compare Senmiao Technology's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare Senmiao Technology's earnings growth to the United States of America market average as no estimate data is available.
Unable to compare Senmiao Technology's revenue growth to the United States of America market average as no estimate data is available.
Unable to determine if Senmiao Technology is high growth as no earnings estimate data is available.
Unable to determine if Senmiao Technology is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Senmiao Technology's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
Senmiao Technology's finances.
The net worth of a company is the difference between its assets and liabilities.
Senmiao Technology is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
Senmiao Technology's cash and other short term assets cover its long term commitments.
This treemap shows a more detailed breakdown of
Senmiao Technology's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
High level of physical assets or inventory.
Debt is covered by short term assets, assets are 12.1x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Xi Wen has been Chief Executive Officer of Senmiao Technology Limited since August 1, 2018. Mr. Wen has been President, Secretary and Director of Senmiao Technology Ltd. since June 2017 and was appointed Chairman in July 20, 2017. Mr. Wen has over 10 years of experience in finance and investment management. He has been Executive Director of Sichuan Senmiao since February 2017. Immediately prior to joining Sichuan Senmiao, Mr. Wen served as a director of Sichuan Chenghexin Investment and Asset Management Co., Ltd., where he was responsible for overseeing the operations of the Aihongsen lending platform from May 2015 to February 2017. He also founded Chengdu Fubang Zhuoyue Investment Co. in September 2013 and served as General Manager until May 2015. From January 2009 to August 2013, Mr. Wen was the General Manager of Chengdu Haiyuan Trading Co., Ltd. Mr. Wen holds a Bachelor’s degree in Business and Economics from Manchester Metropolitan University in Manchester, United Kingdom.
Insufficient data for Xi to compare compensation growth.
Xi's remuneration is lower than average for companies of similar size in United States of America.
Management Team Tenure
Average tenure and age of the
management team in years:
The average tenure for the Senmiao Technology management team is less than 2 years, this suggests a new team.
CFO & Treasurer
Chief Technology Officer
Chief Executive Officer of Sichuan Senmiao
Board of Directors Tenure
Average tenure and age of the
board of directors in years:
The average tenure for the Senmiao Technology board of directors is less than 3 years, this suggests a new board.
Board of Directors
Who owns this company?
Recent Insider Trading
No 3 month open market individual insider trading information.
Do Institutions Own Senmiao Technology Limited (NASDAQ:AIHS) Shares?
Every investor in Senmiao Technology Limited (NASDAQ:AIHS) should be aware of the most powerful shareholder groups. … Generally speaking, as a company grows, institutions will increase their ownership. … Senmiao Technology is not a large company by global standards.
Who Owns Most Of Senmiao Technology Limited (NASDAQ:AIHS)?
Today, I will be analyzing Senmiao Technology Limited’s (NASDAQ:AIHS) recent ownership structure, an important but not-so-popular subject among individual investors. … When it comes to ownership structure of a company, the impact has been observed in both the long-and short-term performance of shares. … While these are more of a long-term investor’s concern, short-term investors may find the impact of institutional trading overwhelming enough to lose out on what could be a potential opportunity.
Why Senmiao Technology Limited's (NASDAQ:AIHS) Ownership Structure Is Important
View our latest analysis for Senmiao Technology NasdaqCM:AIHS Ownership_summary Mar 26th 18 Insider Ownership Another important group of shareholders are company insiders. … A major group of owners of AIHS is individual insiders, sitting with a hefty 45.87% stake in the company. … Private Company Ownership Another group of owners that a potential investor in AIHS should consider are private companies, with a stake of 23.82%.
Senmiao Technology Limited engages in the online lending business in the People's Republic of China. It operates in two segments, Automobile Transaction and Related Services; and Online Lending Services. Its automobile transaction and related services include the facilitation of automobile transaction and financing, connecting ride-hailing drivers to financial institutions to buy, or get financing on the purchase of, cars to be used to provide ride-hailing services. The company is also involved in the sale of automobiles; and provision of auto finance services. Senmiao Technology Limited was incorporated in 2017 and is based in Chengdu, the People's Republic of China.
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