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Senmiao Technology

Nasdaq:AIHS
Snowflake Description

Mediocre balance sheet with weak fundamentals.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
AIHS
Nasdaq
$20M
Market Cap
  1. Home
  2. US
  3. Diversified Financials
Company description

Senmiao Technology Limited engages in the online lending business in the People's Republic of China. The last earnings update was 30 days ago. More info.


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  • Senmiao Technology has significant price volatility in the past 3 months.
AIHS Share Price and Events
7 Day Returns
-5.6%
NasdaqCM:AIHS
2.7%
US Consumer Finance
1.3%
US Market
1 Year Returns
-84.9%
NasdaqCM:AIHS
19.9%
US Consumer Finance
19.4%
US Market
AIHS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Senmiao Technology (AIHS) -5.6% 63.1% 78.6% -84.9% - -
US Consumer Finance 2.7% 2% 1.6% 19.9% 34.1% 22.5%
US Market 1.3% 2.6% 5% 19.4% 37.3% 48%
1 Year Return vs Industry and Market
  • AIHS underperformed the Consumer Finance industry which returned 19.9% over the past year.
  • AIHS underperformed the Market in United States of America which returned 19.4% over the past year.
Price Volatility
Industry
5yr Volatility vs Market

Value

 Is Senmiao Technology undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Senmiao Technology. This is due to cash flow or dividend data being unavailable. The share price is $0.685.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Senmiao Technology's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Senmiao Technology's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
NasdaqCM:AIHS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-09-30) in USD $-0.09
NasdaqCM:AIHS Share Price ** NasdaqCM (2019-12-13) in USD $0.69
United States of America Consumer Finance Industry PE Ratio Median Figure of 31 Publicly-Listed Consumer Finance Companies 8.74x
United States of America Market PE Ratio Median Figure of 2,927 Publicly-Listed Companies 18.68x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Senmiao Technology.

NasdaqCM:AIHS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqCM:AIHS Share Price ÷ EPS (both in USD)

= 0.69 ÷ -0.09

-7.84x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Senmiao Technology is loss making, we can't compare its value to the US Consumer Finance industry average.
  • Senmiao Technology is loss making, we can't compare the value of its earnings to the United States of America market.
Price based on expected Growth
Does Senmiao Technology's expected growth come at a high price?
Raw Data
NasdaqCM:AIHS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -7.84x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
United States of America Consumer Finance Industry PEG Ratio Median Figure of 25 Publicly-Listed Consumer Finance Companies 0.39x
United States of America Market PEG Ratio Median Figure of 2,040 Publicly-Listed Companies 1.51x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Senmiao Technology, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Senmiao Technology's assets?
Raw Data
NasdaqCM:AIHS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-09-30) in USD $0.40
NasdaqCM:AIHS Share Price * NasdaqCM (2019-12-13) in USD $0.69
United States of America Consumer Finance Industry PB Ratio Median Figure of 42 Publicly-Listed Consumer Finance Companies 1.22x
United States of America Market PB Ratio Median Figure of 5,096 Publicly-Listed Companies 1.79x
NasdaqCM:AIHS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqCM:AIHS Share Price ÷ Book Value per Share (both in USD)

= 0.69 ÷ 0.40

1.71x

* Primary Listing of Senmiao Technology.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Senmiao Technology is overvalued based on assets compared to the US Consumer Finance industry average.
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Value checks
We assess Senmiao Technology's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check)
  5. Senmiao Technology has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Senmiao Technology expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Senmiao Technology has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
2.9%
Expected Consumer Finance industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Senmiao Technology expected to grow at an attractive rate?
  • Unable to compare Senmiao Technology's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Senmiao Technology's earnings growth to the United States of America market average as no estimate data is available.
  • Unable to compare Senmiao Technology's revenue growth to the United States of America market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
NasdaqCM:AIHS Future Growth Rates Data Sources
Data Point Source Value (per year)
United States of America Consumer Finance Industry Earnings Growth Rate Market Cap Weighted Average 2.9%
United States of America Consumer Finance Industry Revenue Growth Rate Market Cap Weighted Average 7.2%
United States of America Market Earnings Growth Rate Market Cap Weighted Average 14.3%
United States of America Market Revenue Growth Rate Market Cap Weighted Average 7.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
NasdaqCM:AIHS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
NasdaqCM:AIHS Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-09-30 14 -11 -2
2019-06-30 8 -9 -4
2019-03-31 3 -6 -5
2018-12-31 1 -3 -11
2018-09-30 1 -2 -11
2018-06-30 1 -2 -10
2018-03-31 0 -1 -10
2017-12-31 0 1 -1
2017-09-30 0 1 -1
2017-06-30 0 1 -1
2017-03-31 0 1 -1

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Senmiao Technology is high growth as no earnings estimate data is available.
  • Unable to determine if Senmiao Technology is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
NasdaqCM:AIHS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Senmiao Technology Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:AIHS Past Financials Data
Date (Data in USD Millions) EPS *
2019-09-30 -0.09
2019-06-30 -0.16
2019-03-31 -0.18
2018-12-31 -0.45
2018-09-30 -0.44
2018-06-30 -0.45
2018-03-31 -0.45
2017-12-31 -0.07
2017-09-30 -0.06
2017-06-30 -0.04
2017-03-31 -0.02

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Senmiao Technology will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Take a look at our analysis of AIHS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  2. Senmiao Technology's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  3. Senmiao Technology's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
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Future performance checks
We assess Senmiao Technology's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United States of America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United States of America market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Senmiao Technology has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Senmiao Technology performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Senmiao Technology's growth in the last year to its industry (Consumer Finance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Senmiao Technology does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Senmiao Technology's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Senmiao Technology's 1-year growth to the US Consumer Finance industry average as it is not currently profitable.
Earnings and Revenue History
Senmiao Technology's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Senmiao Technology Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

NasdaqCM:AIHS Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-09-30 13.74 -2.32 5.46
2019-06-30 7.89 -4.20 4.51
2019-03-31 2.92 -4.55 4.02
2018-12-31 0.57 -11.24 3.24
2018-09-30 0.51 -10.77 2.60
2018-06-30 0.55 -10.40 2.20
2018-03-31 0.49 -9.86 1.52
2017-12-31 0.38 -1.44 1.17
2017-09-30 0.26 -1.31 0.91
2017-06-30 0.14 -0.88 0.54
2017-03-31 0.07 -0.50 0.25
2016-03-31 -0.02 0.02

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Senmiao Technology has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Senmiao Technology has efficiently used its assets last year compared to the US Consumer Finance industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Senmiao Technology improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Senmiao Technology's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Senmiao Technology has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Senmiao Technology's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Senmiao Technology's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Senmiao Technology is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Senmiao Technology's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Senmiao Technology's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • High level of physical assets or inventory.
  • Debt is covered by short term assets, assets are 12.1x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Senmiao Technology Company Filings, last reported 2 months ago.

NasdaqCM:AIHS Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-09-30 11.51 0.95 2.97
2019-06-30 8.78 0.97 5.76
2019-03-31 8.38 1.27 5.32
2018-12-31 10.30 3.08 9.52
2018-09-30 11.05 1.04 10.07
2018-06-30 11.90 1.09 10.25
2018-03-31 12.88 0.00 11.14
2017-12-31 9.16 0.69 0.09
2017-09-30 9.25 0.55 0.08
2017-06-30 9.40 0.43 0.07
2017-03-31 9.63 0.33 0.16
2016-03-31 17.02 0.00 0.00
  • Senmiao Technology's level of debt (8.2%) compared to net worth is satisfactory (less than 40%).
  • Unable to establish if Senmiao Technology's debt level has increased without past 5-year debt data.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Senmiao Technology has less than a year of cash runway based on current free cash flow.
  • Senmiao Technology has less than a year of cash runway if free cash flow continues to grow at historical rates of 141.4% each year.
X
Financial health checks
We assess Senmiao Technology's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Senmiao Technology has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Senmiao Technology's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Senmiao Technology dividends.
If you bought $2,000 of Senmiao Technology shares you are expected to receive $0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Senmiao Technology's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Senmiao Technology's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
NasdaqCM:AIHS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United States of America Consumer Finance Industry Average Dividend Yield Market Cap Weighted Average of 14 Stocks 1.8%
United States of America Market Average Dividend Yield Market Cap Weighted Average of 1961 Stocks 2.3%
United States of America Minimum Threshold Dividend Yield 10th Percentile 0.8%
United States of America Bottom 25% Dividend Yield 25th Percentile 1.4%
United States of America Top 25% Dividend Yield 75th Percentile 3.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Senmiao Technology has not reported any payouts.
  • Unable to verify if Senmiao Technology's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Senmiao Technology's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Senmiao Technology has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Senmiao Technology's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Senmiao Technology afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Senmiao Technology has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Senmiao Technology's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Xi Wen
COMPENSATION $25,525
AGE 36
TENURE AS CEO 1.3 years
CEO Bio

Mr. Xi Wen has been Chief Executive Officer of Senmiao Technology Limited since August 1, 2018. Mr. Wen has been President, Secretary and Director of Senmiao Technology Ltd. since June 2017 and was appointed Chairman in July 20, 2017. Mr. Wen has over 10 years of experience in finance and investment management. He has been Executive Director of Sichuan Senmiao since February 2017. Immediately prior to joining Sichuan Senmiao, Mr. Wen served as a director of Sichuan Chenghexin Investment and Asset Management Co., Ltd., where he was responsible for overseeing the operations of the Aihongsen lending platform from May 2015 to February 2017. He also founded Chengdu Fubang Zhuoyue Investment Co. in September 2013 and served as General Manager until May 2015. From January 2009 to August 2013, Mr. Wen was the General Manager of Chengdu Haiyuan Trading Co., Ltd. Mr. Wen holds a Bachelor’s degree in Business and Economics from Manchester Metropolitan University in Manchester, United Kingdom.

CEO Compensation
  • Insufficient data for Xi to compare compensation growth.
  • Xi's remuneration is lower than average for companies of similar size in United States of America.
Management Team Tenure

Average tenure and age of the Senmiao Technology management team in years:

1.3
Average Tenure
35
Average Age
  • The average tenure for the Senmiao Technology management team is less than 2 years, this suggests a new team.
Management Team

Xi Wen

TITLE
Chairman
COMPENSATION
$26K
AGE
36
TENURE
1.3 yrs

Xiaoyuan Zhang

TITLE
CFO & Treasurer
COMPENSATION
$82K
AGE
31
TENURE
1.3 yrs

Chunhai Li

TITLE
Chief Technology Officer
COMPENSATION
$20K
AGE
34
TENURE
2.4 yrs

Tony Tian

TITLE
Investor Relations

Haitao Liu

TITLE
Chief Executive Officer of Sichuan Senmiao
AGE
47
TENURE
1.3 yrs
Board of Directors Tenure

Average tenure and age of the Senmiao Technology board of directors in years:

1.8
Average Tenure
41
Average Age
  • The average tenure for the Senmiao Technology board of directors is less than 3 years, this suggests a new board.
Board of Directors

Xi Wen

TITLE
Chairman
COMPENSATION
$26K
AGE
36
TENURE
2.4 yrs

Xiaojuan Lin

TITLE
Independent Director
COMPENSATION
$27K
AGE
54
TENURE
2.4 yrs

Sichuan Wang

TITLE
Independent Director
COMPENSATION
$8K
AGE
31
TENURE
1.1 yrs

Trent Davis

TITLE
Independent Director
COMPENSATION
$47K
AGE
51
TENURE
1.8 yrs

Jie Gao

TITLE
Director
COMPENSATION
$8K
AGE
41
TENURE
1.1 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
X
Management checks
We assess Senmiao Technology's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Senmiao Technology has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Do Institutions Own Senmiao Technology Limited (NASDAQ:AIHS) Shares?

Every investor in Senmiao Technology Limited (NASDAQ:AIHS) should be aware of the most powerful shareholder groups. … Generally speaking, as a company grows, institutions will increase their ownership. … Senmiao Technology is not a large company by global standards.

Simply Wall St -

Who Owns Most Of Senmiao Technology Limited (NASDAQ:AIHS)?

Today, I will be analyzing Senmiao Technology Limited’s (NASDAQ:AIHS) recent ownership structure, an important but not-so-popular subject among individual investors. … When it comes to ownership structure of a company, the impact has been observed in both the long-and short-term performance of shares. … While these are more of a long-term investor’s concern, short-term investors may find the impact of institutional trading overwhelming enough to lose out on what could be a potential opportunity.

Simply Wall St -

Why Senmiao Technology Limited's (NASDAQ:AIHS) Ownership Structure Is Important

View our latest analysis for Senmiao Technology NasdaqCM:AIHS Ownership_summary Mar 26th 18 Insider Ownership Another important group of shareholders are company insiders. … A major group of owners of AIHS is individual insiders, sitting with a hefty 45.87% stake in the company. … Private Company Ownership Another group of owners that a potential investor in AIHS should consider are private companies, with a stake of 23.82%.

Simply Wall St -

Company Info

Description

Senmiao Technology Limited engages in the online lending business in the People's Republic of China. It operates in two segments, Automobile Transaction and Related Services; and Online Lending Services. Its automobile transaction and related services include the facilitation of automobile transaction and financing, connecting ride-hailing drivers to financial institutions to buy, or get financing on the purchase of, cars to be used to provide ride-hailing services. The company is also involved in the sale of automobiles; and provision of auto finance services. Senmiao Technology Limited was incorporated in 2017 and is based in Chengdu, the People's Republic of China.

Details
Name: Senmiao Technology Limited
AIHS
Exchange: NasdaqCM
Founded: 2017
$19,755,265
28,839,803
Website: http://www.senmiaotech.com
Address: Senmiao Technology Limited
Shihao Square,
16th Floor,
Chengdu,
Sichuan Province, 610000,
China
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqCM AIHS Common Stock Nasdaq Capital Market US USD 16. Mar 2018
Number of employees
Current staff
Staff numbers
139
Senmiao Technology employees.
Industry
Consumer Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/12/14 01:39
End of day share price update: 2019/12/13 00:00
Last earnings filing: 2019/11/14
Last earnings reported: 2019/09/30
Last annual earnings reported: 2019/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.