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United Credit Systems

MISX:UCSS
Snowflake Description

Flawless balance sheet with questionable track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
UCSS
MISX
RUB35B
Market Cap
  1. Home
  2. RU
  3. Diversified Financials
Company description

Public Joint Stock Company United Credit Systems provides various banking and financial services in Russia. The last earnings update was 221 days ago. More info.


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UCSS Share Price and Events
7 Day Returns
3.5%
MISX:UCSS
-3.4%
Europe Diversified Financial
7.5%
RU Market
1 Year Returns
53.6%
MISX:UCSS
-21.3%
Europe Diversified Financial
0.3%
RU Market
UCSS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
United Credit Systems (UCSS) 3.5% 0% -0.7% 53.6% 36.1% 38.6%
Europe Diversified Financial -3.4% -20.9% -30.1% -21.3% -16.4% 0.6%
RU Market 7.5% -5.2% -17.4% 0.3% 20.5% 57.4%
1 Year Return vs Industry and Market
  • UCSS outperformed the Diversified Financial industry which returned -21.3% over the past year.
  • UCSS outperformed the Market in Russian Federation which returned 0.3% over the past year.
Price Volatility
UCSS
Industry
5yr Volatility vs Market
Related Companies

Sorry, no analysis for United Credit Systems's competitors could be found in our database.

Value

 Is United Credit Systems undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for United Credit Systems. This is due to cash flow or dividend data being unavailable. The share price is RUB1490.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for United Credit Systems's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are United Credit Systems's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
MISX:UCSS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in RUB RUB31.75
MISX:UCSS Share Price ** MISX (2020-04-06) in RUB RUB1490
Europe Diversified Financial Industry PE Ratio Median Figure of 36 Publicly-Listed Diversified Financial Companies 9.86x
Russian Federation Market PE Ratio Median Figure of 133 Publicly-Listed Companies 7.56x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of United Credit Systems.

MISX:UCSS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= MISX:UCSS Share Price ÷ EPS (both in RUB)

= 1490 ÷ 31.75

46.93x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • United Credit Systems is overvalued based on earnings compared to the Europe Diversified Financial industry average.
  • United Credit Systems is overvalued based on earnings compared to the Russian Federation market.
Price based on expected Growth
Does United Credit Systems's expected growth come at a high price?
Raw Data
MISX:UCSS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 46.93x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Europe Diversified Financial Industry PEG Ratio Median Figure of 16 Publicly-Listed Diversified Financial Companies 0.27x
Russian Federation Market PEG Ratio Median Figure of 36 Publicly-Listed Companies 0.65x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for United Credit Systems, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on United Credit Systems's assets?
Raw Data
MISX:UCSS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in RUB RUB443.99
MISX:UCSS Share Price * MISX (2020-04-06) in RUB RUB1490
Europe Diversified Financial Industry PB Ratio Median Figure of 51 Publicly-Listed Diversified Financial Companies 0.77x
Russian Federation Market PB Ratio Median Figure of 155 Publicly-Listed Companies 0.83x
MISX:UCSS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= MISX:UCSS Share Price ÷ Book Value per Share (both in RUB)

= 1490 ÷ 443.99

3.36x

* Primary Listing of United Credit Systems.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • United Credit Systems is overvalued based on assets compared to the Europe Diversified Financial industry average.
X
Value checks
We assess United Credit Systems's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Diversified Financial industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Diversified Financial industry average (and greater than 0)? (1 check)
  5. United Credit Systems has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is United Credit Systems expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as United Credit Systems has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
-1.8%
Expected Diversified Financial industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is United Credit Systems expected to grow at an attractive rate?
  • Unable to compare United Credit Systems's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare United Credit Systems's earnings growth to the Russian Federation market average as no estimate data is available.
  • Unable to compare United Credit Systems's revenue growth to the Russian Federation market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
MISX:UCSS Future Growth Rates Data Sources
Data Point Source Value (per year)
Europe Diversified Financial Industry Earnings Growth Rate Market Cap Weighted Average -1.8%
Europe Diversified Financial Industry Revenue Growth Rate Market Cap Weighted Average -7%
Russian Federation Market Earnings Growth Rate Market Cap Weighted Average 5.6%
Russian Federation Market Revenue Growth Rate Market Cap Weighted Average 5.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
MISX:UCSS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (9 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in RUB Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
MISX:UCSS Past Financials Data
Date (Data in RUB Millions) Revenue Cash Flow Net Income *
2019-06-30 1,688 845 753
2019-03-31 4,211 -1,777 -195
2018-12-31 6,734 -4,399 -1,142
2018-09-30 3,655 -14,447 -4,975
2018-06-30 385 -24,494 -8,808
2018-03-31 -1,019 -12,958 -9,271
2017-12-31 -2,423 -1,422 -9,734
2017-06-30 10,387 13,406 -3,264
2017-03-31 10,899 -9,194 -1,681
2016-12-31 11,411 -31,794 -97

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if United Credit Systems is high growth as no earnings estimate data is available.
  • Unable to determine if United Credit Systems is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
MISX:UCSS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (9 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from United Credit Systems Company Filings, last reported 9 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

MISX:UCSS Past Financials Data
Date (Data in RUB Millions) EPS *
2019-06-30 31.75
2019-03-31 -8.20
2018-12-31 -48.15
2018-09-30 -209.75
2018-06-30 -371.35
2018-03-31 -390.87
2017-12-31 -410.37
2017-06-30
2017-03-31
2016-12-31 -4.09

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if United Credit Systems will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine United Credit Systems's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. United Credit Systems's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  3. United Credit Systems's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess United Credit Systems's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Europe market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
United Credit Systems has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has United Credit Systems performed over the past 5 years?

  • United Credit Systems's last earnings update was 221 days ago.
The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare United Credit Systems's growth in the last year to its industry (Diversified Financial).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • United Credit Systems's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
  • United Credit Systems has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
  • United Credit Systems has become profitable in the last year making it difficult to compare the Europe Diversified Financial industry average.
Earnings and Revenue History
United Credit Systems's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from United Credit Systems Company Filings, last reported 9 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

MISX:UCSS Past Revenue, Cash Flow and Net Income Data
Date (Data in RUB Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 1,688.00 753.00 1,220.00
2019-03-31 4,211.00 -194.50 3,612.00
2018-12-31 6,734.00 -1,142.00 6,004.00
2018-09-30 3,655.00 -4,975.00 8,185.00
2018-06-30 385.00 -8,808.00 10,366.00
2018-03-31 -1,019.00 -9,271.00 11,303.50
2017-12-31 -2,423.00 -9,734.00 12,241.00
2017-06-30 10,387.00 -3,264.00 12,548.00
2017-03-31 10,899.00 -1,680.50 11,429.00
2016-12-31 11,411.00 -97.00 10,310.00
2016-06-30 3,930.00 -3,516.00 9,813.00
2016-03-31 4,682.50 -3,782.00 9,920.00
2015-12-31 5,435.00 -4,048.00 10,027.00
2015-09-30 9,194.50 -121.50 9,425.50
2015-06-30 13,427.00 3,805.00 8,790.00
2015-03-31 12,875.50 3,502.50 8,491.00
2014-12-31 12,324.00 3,200.00 8,192.00
2013-12-31 3,132.92 5,531.08 2,562.46

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • United Credit Systems has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • United Credit Systems used its assets more efficiently than the Europe Diversified Financial industry average last year based on Return on Assets.
  • Unable to establish if United Credit Systems improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess United Credit Systems's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Diversified Financial industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
United Credit Systems has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is United Credit Systems's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up United Credit Systems's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • United Credit Systems is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • United Credit Systems has no long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of United Credit Systems's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • United Credit Systems has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from United Credit Systems Company Filings, last reported 9 months ago.

MISX:UCSS Past Debt and Equity Data
Date (Data in RUB Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 10,531.00 0.00 332.00
2019-03-31 10,531.00 0.00 332.00
2018-12-31 8,525.00 0.00 39.00
2018-09-30 8,525.00 0.00 39.00
2018-06-30 27,593.00 123,579.00 56,954.00
2018-03-31 27,593.00 123,579.00 56,954.00
2017-12-31 41,074.00 115,510.00 39,216.00
2017-06-30
2017-03-31 48,184.00 107,134.00 31,201.00
2016-12-31 48,184.00 103,520.00 31,201.00
2016-06-30 46,623.00 99,294.00 32,890.00
2016-03-31 46,623.00 99,294.00 32,890.00
2015-12-31 41,811.00 105,937.00 73,525.00
2015-09-30 41,811.00 105,937.00 73,525.00
2015-06-30 45,638.00 94,439.00 48,081.00
2015-03-31 45,638.00 94,439.00 48,081.00
2014-12-31 42,289.00 105,537.00 47,845.00
2013-12-31 27,671.00 68,433.00 33,009.00
  • United Credit Systems has no debt.
  • United Credit Systems has no debt compared to 5 years ago when it was 252.6%.
  • United Credit Systems has no debt, it does not need to be covered by operating cash flow.
  • United Credit Systems has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess United Credit Systems's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. United Credit Systems has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is United Credit Systems's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
1.43%
Current annual income from United Credit Systems dividends.
If you bought RUB2,000 of United Credit Systems shares you are expected to receive RUB29 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • United Credit Systems's pays a lower dividend yield than the bottom 25% of dividend payers in Russian Federation (3.97%).
  • United Credit Systems's dividend is below the markets top 25% of dividend payers in Russian Federation (9.54%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
MISX:UCSS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Europe Diversified Financial Industry Average Dividend Yield Market Cap Weighted Average of 31 Stocks 4.5%
Russian Federation Market Average Dividend Yield Market Cap Weighted Average of 74 Stocks 7.9%
Russian Federation Minimum Threshold Dividend Yield 10th Percentile 2.1%
Russian Federation Bottom 25% Dividend Yield 25th Percentile 4%
Russian Federation Top 25% Dividend Yield 75th Percentile 9.5%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

MISX:UCSS Past Annualized Dividends Data
Date (Data in RUB) Dividend per share (annual) Avg. Yield (%)
2018-08-06 21.350 1.762
2017-07-06 17.710 1.687
2016-07-11 14.090 1.289

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • United Credit Systems is not paying a notable dividend for Russian Federation, therefore no need to check if the payments are stable.
  • United Credit Systems is not paying a notable dividend for Russian Federation, therefore no need to check if the payments are increasing.
Current Payout to shareholders
What portion of United Credit Systems's earnings are paid to the shareholders as a dividend.
  • No need to calculate the sustainability of United Credit Systems's dividends as it is not paying a notable one for Russian Federation.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess United Credit Systems's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 2.1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can United Credit Systems afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. United Credit Systems has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of United Credit Systems's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Aleksey Korzun
TENURE AS CEO 6 years
CEO Bio

Mr. Aleksey Aleksandrovich Korzun serves as Chief Executive Officer of Public Joint Stock Company United Credit Systems. Mr. Korzun has been a General Director of Open Joint Stock Company United Credit Systems since April 2014. Mr. Korzun has been the Chief of the Department of Organization and Investment Process in NPF Welfare since September 2012. He serves as a Director of Public Joint Stock Company United Credit Systems. He holds Degree in Economics from Moscow State University.

CEO Compensation
  • Insufficient data for Aleksey to compare compensation growth.
  • Insufficient data for Aleksey to establish whether their remuneration is reasonable compared to companies of similar size in .
Management Team

Aleksey Korzun

TITLE
CEO & Director
TENURE
6 yrs
Board of Directors

Maksim Elik

TITLE
Chairman of the Board of Directors

Aleksey Korzun

TITLE
CEO & Director

Natalia Tsangl

TITLE
Director

Viktor Krykanov

TITLE
Director

Inga Tsarenkova

TITLE
Director
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (RUB) Value (RUB)
X
Management checks
We assess United Credit Systems's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. United Credit Systems has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

If You Had Bought United Credit Systems (MCX:UCSS) Stock A Year Ago, You Could Pocket A 96% Gain Today

For example, the Public Joint Stock Company United Credit Systems (MCX:UCSS) share price is up 96% in the last year, clearly besting than the market return of around 15% (not including dividends). … We'd be remiss not to mention the difference between United Credit Systems's total shareholder return (TSR) and its share price return. … Its history of dividend payouts mean that United Credit Systems's TSR of 96% over the last year is better than the share price return.

Simply Wall St -

Is Public Joint Stock Company United Credit Systems's (MCX:UCSS) 2.2% Dividend Sustainable?

Is Public Joint Stock Company United Credit Systems (MCX:UCSS) a good dividend stock? … With only a three-year payment history, and a 2.2% yield, investors probably think United Credit Systems is not much of a dividend stock. … The recent jump in the share price will make United Credit Systems's dividend yield look smaller, even though the company prospects could be improving.

Simply Wall St -

Something To Consider Before Buying Public Joint Stock Company United Credit Systems (MCX:UCSS) For The 3.1% Dividend

Public Joint Stock Company United Credit Systems (MCX:UCSS) has paid a dividend to shareholders in the last few years. … Does United Credit Systems tick all the boxes of a great dividend stock? … See our latest analysis for United Credit Systems

Simply Wall St -

Is Public Joint Stock Company United Credit Systems (MCX:UCSS) A Good Dividend Stock?

Public Joint Stock Company United Credit Systems (MCX:UCSS) has returned to shareholders over the past 2 years, an average dividend yield of 2.00% annually. … Let's take a look at United Credit Systems in more detail. … View our latest analysis for United Credit Systems

Simply Wall St -

One Thing To Consider Before Buying Public Joint Stock Company United Credit Systems (MCX:UCSS)

A widely-used metric to measure a stock's market risk is beta, and the broad market index represents a beta value of one. … UCSS's beta implies it may be a stock that investors with high-beta portfolios might find relevant if they wanted to reduce their exposure to market risk, especially during times of downturns. … As a result, the company may be less volatile relative to broad market movements, compared to a company of similar size but higher proportion of fixed assets.

Simply Wall St -

Company Info

Description

Public Joint Stock Company United Credit Systems provides various banking and financial services in Russia. The company provides banking services, which includes credit products, deposits, mortgage products, payment services, and money transfers, etc. It also offers leasing services, such as trains, aircraft and vessels, commercial real estate, equipment, vehicles, and machinery. In addition, it engages in the purchase and sale of securities; and invests in securities and properties. The company is based in Moscow, Russia.

Details
Name: Public Joint Stock Company United Credit Systems
UCSS
Exchange: MISX
Founded:
RUB35,341,095,440
23,718,856
Website: http://www.ucsys.ru
Address: Public Joint Stock Company United Credit Systems
Petrovka str., 27,
the 2st floor, room 8,
Moscow,
107031,
Russia
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
MISX UCSS Ordinary Shares Micex - Rts RU RUB 17. May 2013
Number of employees
Current staff
Staff numbers
0
United Credit Systems employees.
Industry
Other Diversified Financial Services
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/06 23:37
End of day share price update: 2020/04/06 00:00
Last earnings filing: 2019/08/29
Last earnings reported: 2019/06/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.