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Summa Linguae

WSE:SUL
Snowflake Description

Excellent balance sheet and slightly overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
SUL
WSE
PLN146M
Market Cap
  1. Home
  2. PL
  3. Commercial Services
Company description

Summa Linguae Spólka Akcyjna primarily provides translation services in Poland. The last earnings update was 6 days ago. More info.


Add to Portfolio Compare Print
  • Summa Linguae has significant price volatility in the past 3 months.
SUL Share Price and Events
7 Day Returns
7.2%
WSE:SUL
-2.4%
PL Commercial Services
-0.5%
PL Market
1 Year Returns
103.2%
WSE:SUL
28.5%
PL Commercial Services
-8.4%
PL Market
SUL Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Summa Linguae (SUL) 7.2% 28.7% 47.3% 103.2% 139.8% -
PL Commercial Services -2.4% 6.9% 17.2% 28.5% 3.9% 16%
PL Market -0.5% -1.9% 1% -8.4% -13.5% -10.5%
1 Year Return vs Industry and Market
  • SUL outperformed the Commercial Services industry which returned 28.5% over the past year.
  • SUL outperformed the Market in Poland which returned -8.4% over the past year.
Price Volatility
SUL
Industry
5yr Volatility vs Market

Value

 Is Summa Linguae undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Summa Linguae to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Summa Linguae.

WSE:SUL Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 7.2%
Perpetual Growth Rate 10-Year PL Government Bond Rate 2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for WSE:SUL
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year PL Govt Bond Rate 2%
Equity Risk Premium S&P Global 6.5%
Commercial Services Unlevered Beta Simply Wall St/ S&P Global 0.65
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.649 (1 + (1- 19%) (2.02%))
0.772
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.8
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.99% + (0.8 * 6.51%)
7.2%

Discounted Cash Flow Calculation for WSE:SUL using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Summa Linguae is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

Note: Free cash flow to equity valuations ignore the company's cash or debt.

WSE:SUL DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (PLN, Millions) Source Present Value
Discounted (@ 7.2%)
2020 20.99 Est @ 97.18% 19.58
2021 35.40 Est @ 68.63% 30.81
2022 52.62 Est @ 48.63% 42.72
2023 70.85 Est @ 34.64% 53.65
2024 88.45 Est @ 24.85% 62.48
2025 104.36 Est @ 17.99% 68.77
2026 118.13 Est @ 13.19% 72.62
2027 129.74 Est @ 9.83% 74.40
2028 139.44 Est @ 7.48% 74.59
2029 147.57 Est @ 5.83% 73.64
Present value of next 10 years cash flows PLN573.00
WSE:SUL DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= PLN147.57 × (1 + 1.99%) ÷ (7.2% – 1.99%)
PLN2,889.94
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= PLN2,889.94 ÷ (1 + 7.2%)10
PLN1,442.19
WSE:SUL Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= PLN573.00 + PLN1,442.19
PLN2,015.19
Equity Value per Share
(PLN)
= Total value / Shares Outstanding
= PLN2,015.19 / 7.55
PLN266.75
WSE:SUL Discount to Share Price
Calculation Result
Value per share (PLN) From above. PLN266.75
Current discount Discount to share price of PLN19.30
= -1 x (PLN19.30 - PLN266.75) / PLN266.75
92.8%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Summa Linguae is available for.
Intrinsic value
>50%
Share price is PLN19.3 vs Future cash flow value of PLN266.75
Current Discount Checks
For Summa Linguae to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Summa Linguae's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Summa Linguae's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Summa Linguae's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Summa Linguae's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
WSE:SUL PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-12-31) in PLN PLN0.16
WSE:SUL Share Price ** WSE (2020-02-19) in PLN PLN19.3
Poland Commercial Services Industry PE Ratio Median Figure of 20 Publicly-Listed Commercial Services Companies 16.09x
Poland Market PE Ratio Median Figure of 414 Publicly-Listed Companies 11.92x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Summa Linguae.

WSE:SUL PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= WSE:SUL Share Price ÷ EPS (both in PLN)

= 19.3 ÷ 0.16

119.07x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Summa Linguae is overvalued based on earnings compared to the PL Commercial Services industry average.
  • Summa Linguae is overvalued based on earnings compared to the Poland market.
Price based on expected Growth
Does Summa Linguae's expected growth come at a high price?
Raw Data
WSE:SUL PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 119.07x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Europe Commercial Services Industry PEG Ratio Median Figure of 51 Publicly-Listed Commercial Services Companies 1.58x
Poland Market PEG Ratio Median Figure of 102 Publicly-Listed Companies 1.02x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Summa Linguae, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Summa Linguae's assets?
Raw Data
WSE:SUL PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-12-31) in PLN PLN1.71
WSE:SUL Share Price * WSE (2020-02-19) in PLN PLN19.3
Poland Commercial Services Industry PB Ratio Median Figure of 23 Publicly-Listed Commercial Services Companies 1.09x
Poland Market PB Ratio Median Figure of 642 Publicly-Listed Companies 1.09x
WSE:SUL PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= WSE:SUL Share Price ÷ Book Value per Share (both in PLN)

= 19.3 ÷ 1.71

11.31x

* Primary Listing of Summa Linguae.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Summa Linguae is overvalued based on assets compared to the PL Commercial Services industry average.
X
Value checks
We assess Summa Linguae's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Commercial Services industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Commercial Services industry average (and greater than 0)? (1 check)
  5. Summa Linguae has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Summa Linguae expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Summa Linguae has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
17%
Expected Commercial Services industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Summa Linguae expected to grow at an attractive rate?
  • Unable to compare Summa Linguae's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Summa Linguae's earnings growth to the Poland market average as no estimate data is available.
  • Unable to compare Summa Linguae's revenue growth to the Poland market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
WSE:SUL Future Growth Rates Data Sources
Data Point Source Value (per year)
Europe Commercial Services Industry Earnings Growth Rate Market Cap Weighted Average 17%
Europe Commercial Services Industry Revenue Growth Rate Market Cap Weighted Average 4.6%
Poland Market Earnings Growth Rate Market Cap Weighted Average 11.4%
Poland Market Revenue Growth Rate Market Cap Weighted Average 6.2%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
WSE:SUL Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in PLN Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
WSE:SUL Past Financials Data
Date (Data in PLN Millions) Revenue Cash Flow Net Income *
2019-12-31 46 11 1
2019-09-30 39 -2 0
2019-06-30 33 -1 0
2019-03-31 27 -2 -1
2018-12-31 21 -1 0
2018-09-30 16 -1 -1
2018-06-30 14 -2 -1
2018-03-31 12 -1 -2
2017-12-31 10 0 -2
2017-09-30 9 -1 -2
2017-06-30 7 1 -1
2017-03-31 7 0 0

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Summa Linguae is high growth as no earnings estimate data is available.
  • Unable to determine if Summa Linguae is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
WSE:SUL Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Summa Linguae Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

WSE:SUL Past Financials Data
Date (Data in PLN Millions) EPS *
2019-12-31 0.16
2019-09-30 0.05
2019-06-30 -0.06
2019-03-31 -0.16
2018-12-31 -0.08
2018-09-30 -0.33
2018-06-30 -0.39
2018-03-31 -0.57
2017-12-31 -0.63
2017-09-30 -0.58
2017-06-30
2017-03-31 -0.16

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Summa Linguae will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine Summa Linguae's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. Summa Linguae's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Commercial Services companies here
  3. Summa Linguae's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Summa Linguae's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Europe market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Summa Linguae has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Summa Linguae performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Summa Linguae's growth in the last year to its industry (Commercial Services).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Summa Linguae's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
  • Summa Linguae has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
  • Summa Linguae has become profitable in the last year making it difficult to compare the PL Commercial Services industry average.
Earnings and Revenue History
Summa Linguae's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Summa Linguae Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

WSE:SUL Past Revenue, Cash Flow and Net Income Data
Date (Data in PLN Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-12-31 46.21 1.22 22.67
2019-09-30 38.92 0.22 21.85
2019-06-30 32.93 -0.26 18.99
2019-03-31 26.67 -0.70 15.10
2018-12-31 20.73 -0.32 12.23
2018-09-30 15.87 -0.97 9.37
2018-06-30 13.91 -1.17 8.48
2018-03-31 11.71 -1.69 7.49
2017-12-31 10.04 -1.87 6.59
2017-09-30 8.64 -1.74 5.66
2017-06-30 7.50 -1.40 5.01
2017-03-31 6.65 -0.46 4.28
2016-12-31 5.70 0.02 3.50
2016-09-30 5.42 0.29 3.03
2016-06-30 5.43 0.57 2.92
2016-03-31 5.05 0.24 0.12
2015-12-31 4.84 0.01 2.50
2015-09-30 4.91 -0.08 0.13
2015-06-30 4.95 -0.20 0.10
2015-03-31 5.06 -0.07 2.62
2014-12-31 5.01 0.18
2013-12-31 3.23 0.02 1.52

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Summa Linguae has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Summa Linguae used its assets less efficiently than the PL Commercial Services industry average last year based on Return on Assets.
  • Summa Linguae has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Summa Linguae's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Commercial Services industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Summa Linguae has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Summa Linguae's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Summa Linguae's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Summa Linguae's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Summa Linguae's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Summa Linguae's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 7.4x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Summa Linguae Company Filings, last reported 1 month ago.

WSE:SUL Past Debt and Equity Data
Date (Data in PLN Millions) Total Equity Total Debt Cash & Short Term Investments
2019-12-31 14.80 2.94 7.22
2019-09-30 10.66 3.31 0.89
2019-06-30 9.19 3.19 1.51
2019-03-31 7.23 3.66 2.02
2018-12-31 7.39 4.48 1.88
2018-09-30 5.10 2.26 0.53
2018-06-30 5.44 2.40 0.69
2018-03-31 4.79 2.41 0.61
2017-12-31 4.21 1.85 0.65
2017-09-30 4.53 1.93 0.62
2017-06-30 3.60 2.02 1.09
2017-03-31 4.33 2.02 0.24
2016-12-31 5.06 2.06 0.64
2016-09-30 3.46 1.61 0.03
2016-06-30 3.50 1.45 0.02
2016-03-31
2015-12-31 3.23 1.48 0.21
2015-09-30 2.34 1.75 0.23
2015-06-30 2.10 2.32 0.22
2015-03-31 2.17 2.45 0.08
2014-12-31 2.43 1.27 0.01
2013-12-31 0.29 1.00 0.16
  • Summa Linguae's level of debt (19.8%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (52.7% vs 19.8% today).
  • Debt is well covered by operating cash flow (380.4%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 9x coverage).
X
Financial health checks
We assess Summa Linguae's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Summa Linguae has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Summa Linguae's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Summa Linguae dividends.
If you bought PLN2,000 of Summa Linguae shares you are expected to receive PLN0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Summa Linguae's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Summa Linguae's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
WSE:SUL Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Poland Commercial Services Industry Average Dividend Yield Market Cap Weighted Average of 6 Stocks 5.8%
Poland Market Average Dividend Yield Market Cap Weighted Average of 196 Stocks 4.4%
Poland Minimum Threshold Dividend Yield 10th Percentile 1.2%
Poland Bottom 25% Dividend Yield 25th Percentile 2.4%
Poland Top 25% Dividend Yield 75th Percentile 6.6%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Summa Linguae has not reported any payouts.
  • Unable to verify if Summa Linguae's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Summa Linguae's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Summa Linguae has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Summa Linguae's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.2%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Summa Linguae afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Summa Linguae has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Summa Linguae's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Krzysztof Zdanowski
AGE 32
CEO Bio

Mr. Krzysztof Ignacy Zdanowski serves as the President of the Management Board and Chief Executive Officer at Summa Linguae SA. Mr. Zdanowski is the owner of a consulting company KZ Consulting Group. He serves as Partner at an investment company KTZ Capital Sp. z o.o. He served as President of the Management Board of Spectraling Sp. z o.o. from 2009 to 2011. He serves as a Member of Supervisory Board at Langapp Sp. z o.o. He is a graduate of the Tischner European University in Krakow majoring in Applied Linguistics. He is a Licensed airplane pilot.

CEO Compensation
  • Insufficient data for Krzysztof to compare compensation growth.
  • Insufficient data for Krzysztof to establish whether their remuneration is reasonable compared to companies of similar size in Poland.
Management Team

Krzysztof Zdanowski

TITLE
Founder
AGE
32

Bartosz Ostafinski

TITLE
Chief Financial Officer

Madhuri Hegde

TITLE
COO & Member of the Supervisory Board
TENURE
1.1 yrs

Elwira Latkowska

TITLE
Administration & HR Manager

Paulina Macuga

TITLE
Marketing & Communication Manager

Agata Kowalska

TITLE
Secretary of the Supervisory Board
Board of Directors

Marta Wiatr

TITLE
Chairperson of the Supervisory Board
AGE
45

Krzysztof Zdanowski

TITLE
Deputy Chairperson of the Supervisory Board
AGE
70

Madhuri Hegde

TITLE
COO & Member of the Supervisory Board

Bartlomiej Sieczkowski

TITLE
Member of Supervisory Board
AGE
41

Rafal Sonik

TITLE
Member of the Supervisory Board
AGE
53
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (PLN) Value (PLN)
X
Management checks
We assess Summa Linguae's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Summa Linguae has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

What Kind Of Shareholders Own Summa Linguae S.A. (WSE:SUL)?

Check out our latest analysis for Summa Linguae WSE:SUL Ownership Summary, July 18th 2019 What Does The Institutional Ownership Tell Us About Summa Linguae? … Insider Ownership Of Summa Linguae The definition of company insiders can be subjective, and does vary between jurisdictions. … Sometimes insiders have an interest in a public company through a holding in a private company, rather than in their own capacity as an individual.

Simply Wall St -

Shareholders Are Thrilled That The Summa Linguae (WSE:SUL) Share Price Increased 138%

Because Summa Linguae is loss-making, we think the market is probably more focussed on revenue and revenue growth, at least for now. … When a company doesn't make profits, we'd generally expect to see good revenue growth. … Over the last three years Summa Linguae has grown its revenue at 50% annually.

Simply Wall St -

Can We See Significant Insider Ownership On The Summa Linguae S.A. (WSE:SUL) Share Register?

The big shareholder groups in Summa Linguae S.A. … Summa Linguae is not a large company by global standards. … View our latest analysis for Summa Linguae

Simply Wall St -

Is Summa Linguae SA (WSE:SUL) A Financially Sound Company?

Investors are always looking for growth in small-cap stocks like Summa Linguae SA (WSE:SUL), with a market cap of zł45m. … However, an important fact which most ignore is: how financially healthy is the business? … the current state of its operations and pathway to profitability.

Simply Wall St -

Is Summa Linguae SA's (WSE:SUL) Balance Sheet Strong Enough To Weather A Storm?

Investors are always looking for growth in small-cap stocks like Summa Linguae SA (WSE:SUL), with a market cap of zł49.10m. … However, an important fact which most ignore is: how financially healthy is the business?

Simply Wall St -

Who Owns Most Of Summa Linguae SA. (WSE:SUL)?

View our latest analysis for Summa Linguae WSE:SUL Ownership_summary May 24th 18 Institutional Ownership Institutional investors transact in large blocks which can influence the momentum of stock prices, at least in the short-term, especially when there is a low level of public shares available on the market to trade. … Insider Ownership I find insiders are another important group of stakeholders, who are directly involved in making key decisions related to the use of capital. … Broadly, insider ownership of this level has been found to negatively affect companies with consistently low PE ratio (underperforming).

Simply Wall St -

Does Summa Linguae SA. (WSE:SUL) Need To Raise More Cash?

Looking at Summa Linguae’s latest financial data, I will gauge when the company may run out of cash and need to raise more money. … How fast Summa Linguae runs down its cash supply over time is known as the cash burn rate. … Summa Linguae runs the risk of running down its cash supply too fast, or falling behind its profitable peers by investing too little.

Simply Wall St -

What Investors Should Know About Summa Linguae SA.'s (WSE:SUL) Financial Strength

How does SUL’s operating cash flow stack up against its debt? … Moving onto cash from operations, its operating cash flow is not yet significant enough to calculate a meaningful cash-to-debt ratio, indicating that operational efficiency is something we’d need to take a look at. … Maintaining a high level of debt, while revenues are still below costs, can be dangerous as liquidity tends to dry up in unexpected downturns.Next Steps: SUL’s debt and cash flow levels indicate room for improvement.

Simply Wall St -

Company Info

Description

Summa Linguae Spólka Akcyjna primarily provides translation services in Poland. The company offers written, sworn, specialized, technical, legal, financial, and medical and pharmaceutical translation services; interpreting services; verification and proofreading services; websites, software, and application localization services; multilingual data analysis services; and DTP services. It serves public administration, pharmaceutics and medicine, power and fuel, finance and investment banking, IT and telecommunications, automotive, and consulting, as well as education, culture, and art sectors; and law firms, light and heavy industries, PR and advertising agencies, and bodies of the European Union. Summa Linguae Spólka Akcyjna is based in Krakow, Poland.

Details
Name: Summa Linguae S.A.
SUL
Exchange: WSE
Founded:
PLN145,802,737
7,554,546
Website: http://summalinguae.com
Address: Summa Linguae S.A.
ul. Josepha Conrada 63,
Krakow,
31-357,
Poland
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
WSE SUL Common Bearer Shares Warsaw Stock Exchange PL PLN 06. May 2015
Number of employees
Current staff
Staff numbers
0
Summa Linguae employees.
Industry
Diversified Support Services
Commercial Services
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/02/20 22:38
End of day share price update: 2020/02/19 00:00
Last earnings filing: 2020/02/14
Last earnings reported: 2019/12/31
Last annual earnings reported: 2019/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.