Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
BRAbank. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
BRAbank's earnings available for a low price, and how does
this compare to other companies in the same industry?
BRAbank's earnings are expected to grow significantly at over 20% yearly.
BRAbank's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
BRAbank's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
1/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Bent Hilding Gjendem serves as Chief Executive Officer at BRAbank ASA since November 2015. Mr. Gjendem is a Board member of Webhuset AS since 2007. He served as Chief Executive Officer of Zammut Prosjekt AS from October 2014 October 2015 and Sales Manager of Skandiabanken.no from June 2012 to September 2014. He served at Skandiabanken.no from January 2011 to May 2012 and Skandiabanken from March 2006 to January 2010. He was Co-Founder and Partner of Karabin from August 2004 to February 2006. Mr. Gjendem was Dept. Manager at Ementor from Novomber 1999 to July 2004. He holds M.sc. in Economics from Norwegian School of Economics.
Insufficient data for Bent to compare compensation growth.
Insufficient data for Bent to establish whether their remuneration is reasonable compared to companies of similar size in Norway.
Management Team Tenure
Average tenure of the
management team in years:
The tenure for the BRAbank management team is about average.
Chief Executive Officer
Chief Financial Officer
Chief Operating Officer
Chief Technology Officer
Chief Product Officer
Board of Directors Tenure
Average tenure of the
board of directors in years:
The average tenure for the BRAbank board of directors is less than 3 years, this suggests a new board.
Board of Directors
Chairman of the Board
Vice Chairman of the Board
Employee Representative Director
Deputy Member of Board of Directors
Who owns this company?
Recent Insider Trading
No 3 month open market individual insider trading information.
BRAbank ASA operates as an entrepreneur bank to individuals in Norway. It offers personal loans, refinancing of debt and credit cards, financing, consumer loans, and payment insurance products, as well as savings accounts. The company was formerly known as Monobank ASA and changed its name to BRAbank ASA in June 2019. BRAbank ASA was founded in 2015 and is based in Bergen, Norway.
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