Loading...

You're on the old version of Simply Wall St. We will no longer be supporting this site, so we recommend you switch to our brand new platform.

Grupo Profuturo. de

BMV:GPROFUT *
Snowflake Description

Adequate balance sheet with proven track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
GPROFUT *
BMV
MX$14B
Market Cap
  1. Home
  2. MX
  3. Diversified Financials
Company description

Grupo Profuturo, S.A.B. de C.V. primarily manages and operates retirement saving plans and pension insurance contracts for employees and pensioners in Mexico. The last earnings update was 37 days ago. More info.


Add to Portfolio Compare Print
  • Grupo Profuturo. de has significant price volatility in the past 3 months.
GPROFUT * Share Price and Events
7 Day Returns
-10.8%
BMV:GPROFUT *
-4.7%
MX Capital Markets
-1.1%
MX Market
1 Year Returns
-29.3%
BMV:GPROFUT *
1.5%
MX Capital Markets
-20.9%
MX Market
GPROFUT * Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Grupo Profuturo. de (GPROFUT *) -10.8% -28.3% -28.1% -29.3% -20.2% 41.4%
MX Capital Markets -4.7% -17.1% -18.3% 1.5% 37.6% 103%
MX Market -1.1% -19.5% -21.4% -20.9% -25.2% -19.9%
1 Year Return vs Industry and Market
  • GPROFUT * underperformed the Capital Markets industry which returned 1.5% over the past year.
  • GPROFUT * underperformed the Market in Mexico which returned -20.9% over the past year.
Price Volatility
GPROFUT *
Industry
5yr Volatility vs Market

GPROFUT * Value

 Is Grupo Profuturo. de undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Grupo Profuturo. de to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Grupo Profuturo. de.

BMV:GPROFUT * Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 14.8%
Perpetual Growth Rate 10-Year MX Government Bond Rate 8.8%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for BMV:GPROFUT *
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year MX Govt Bond Rate 8.8%
Equity Risk Premium S&P Global 7%
Capital Markets Unlevered Beta Simply Wall St/ S&P Global 0.75
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.745 (1 + (1- 30%) (9.96%))
0.864
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.86
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 8.78% + (0.864 * 6.96%)
14.8%

Discounted Cash Flow Calculation for BMV:GPROFUT * using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Grupo Profuturo. de is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

Note: Free cash flow to equity valuations ignore the company's cash or debt.

BMV:GPROFUT * DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (MXN, Millions) Source Present Value
Discounted (@ 14.8%)
2020 3,111.05 Est @ 20.99% 2,710.09
2021 3,650.08 Est @ 17.33% 2,769.83
2022 4,188.92 Est @ 14.76% 2,769.03
2023 4,732.12 Est @ 12.97% 2,724.94
2024 5,286.31 Est @ 11.71% 2,651.74
2025 5,858.92 Est @ 10.83% 2,560.18
2026 6,457.49 Est @ 10.22% 2,458.06
2027 7,089.38 Est @ 9.79% 2,350.78
2028 7,761.73 Est @ 9.48% 2,242.01
2029 8,481.45 Est @ 9.27% 2,134.15
Present value of next 10 years cash flows MX$25,370.00
BMV:GPROFUT * DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= MX$8,481.45 × (1 + 8.78%) ÷ (14.8% – 8.78%)
MX$153,375.08
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= MX$153,375.08 ÷ (1 + 14.8%)10
MX$38,593.14
BMV:GPROFUT * Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= MX$25,370.00 + MX$38,593.14
MX$63,963.14
Equity Value per Share
(MXN)
= Total value / Shares Outstanding
= MX$63,963.14 / 285.07
MX$224.38
BMV:GPROFUT * Discount to Share Price
Calculation Result
Value per share (MXN) From above. MX$224.38
Current discount Discount to share price of MX$49.50
= -1 x (MX$49.50 - MX$224.38) / MX$224.38
77.9%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Grupo Profuturo. de is available for.
Intrinsic value
>50%
Share price is MX$49.5 vs Future cash flow value of MX$224.38
Current Discount Checks
For Grupo Profuturo. de to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Grupo Profuturo. de's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Grupo Profuturo. de's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Grupo Profuturo. de's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Grupo Profuturo. de's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
BMV:GPROFUT * PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-12-31) in MXN Not available
BMV:GPROFUT * Share Price ** BMV (2020-04-03) in MXN MX$49.5
South America Capital Markets Industry PE Ratio Median Figure of 28 Publicly-Listed Capital Markets Companies 14.26x
Mexico Market PE Ratio Median Figure of 100 Publicly-Listed Companies 10.67x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Grupo Profuturo. de.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to compare the PE ratio to the industry average as no data exists.
  • Unable to calculate PE ratio for Grupo Profuturo. de, we can't compare the value of its earnings to the Mexico market.
Price based on expected Growth
Does Grupo Profuturo. de's expected growth come at a high price?
Raw Data
BMV:GPROFUT * PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 0x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Global Capital Markets Industry PEG Ratio Median Figure of 165 Publicly-Listed Capital Markets Companies 1.45x
Mexico Market PEG Ratio Median Figure of 60 Publicly-Listed Companies 0.83x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Grupo Profuturo. de, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Grupo Profuturo. de's assets?
Raw Data
BMV:GPROFUT * PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-12-31) in MXN Not available
BMV:GPROFUT * Share Price * BMV (2020-04-03) in MXN MX$49.5
South America Capital Markets Industry PB Ratio Median Figure of 34 Publicly-Listed Capital Markets Companies 1.07x
Mexico Market PB Ratio Median Figure of 123 Publicly-Listed Companies 0.93x

* Primary Listing of Grupo Profuturo. de.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to compare the PB ratio to the industry average as no data exists.
X
Value checks
We assess Grupo Profuturo. de's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Capital Markets industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Capital Markets industry average (and greater than 0)? (1 check)
  5. Grupo Profuturo. de has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

GPROFUT * Future Performance

 How is Grupo Profuturo. de expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Grupo Profuturo. de has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
9.4%
Expected Capital Markets industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Grupo Profuturo. de expected to grow at an attractive rate?
  • Unable to compare Grupo Profuturo. de's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Grupo Profuturo. de's earnings growth to the Mexico market average as no estimate data is available.
  • Unable to compare Grupo Profuturo. de's revenue growth to the Mexico market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
BMV:GPROFUT * Future Growth Rates Data Sources
Data Point Source Value (per year)
Global Capital Markets Industry Earnings Growth Rate Market Cap Weighted Average 9.4%
Global Capital Markets Industry Revenue Growth Rate Market Cap Weighted Average 4.3%
Mexico Market Earnings Growth Rate Market Cap Weighted Average 9.9%
Mexico Market Revenue Growth Rate Market Cap Weighted Average 5.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
BMV:GPROFUT * Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in MXN Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
BMV:GPROFUT * Past Financials Data
Date (Data in MXN Millions) Revenue Cash Flow Net Income *
2019-12-31 19,387 3,001 2,365
2019-09-30 18,194 2,717 2,324
2019-06-30 17,617 2,470 2,248
2019-03-31 16,562 2,586 2,149
2018-12-31 15,555 2,275 2,001
2018-09-30 14,654 1,551 1,850
2018-06-30 14,011 1,446 1,824
2018-03-31 13,891 1,127 1,733
2017-12-31 13,701 1,271 1,798
2017-09-30 12,343 1,686 1,783
2017-06-30 10,787 1,601 1,696
2017-03-31 9,762 1,522 1,627

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Grupo Profuturo. de is high growth as no earnings estimate data is available.
  • Unable to determine if Grupo Profuturo. de is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
BMV:GPROFUT * Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Grupo Profuturo. de Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BMV:GPROFUT * Past Financials Data
Date (Data in MXN Millions) EPS *
2019-12-31
2019-09-30
2019-06-30
2019-03-31
2018-12-31
2018-09-30
2018-06-30
2018-03-31
2017-12-31 6.31
2017-09-30
2017-06-30
2017-03-31

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Grupo Profuturo. de will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Check out Grupo Profuturo. de's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
  2. Grupo Profuturo. de's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Grupo Profuturo. de's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Global market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Global market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Grupo Profuturo. de has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

GPROFUT * Past Performance

  How has Grupo Profuturo. de performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Grupo Profuturo. de's growth in the last year to its industry (Capital Markets).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Grupo Profuturo. de's year on year earnings growth rate has been positive over the past 5 years.
  • Grupo Profuturo. de's 1-year earnings growth exceeds its 5-year average (18.2% vs 11.1%)
  • Grupo Profuturo. de's earnings growth has exceeded the South America Capital Markets industry average in the past year (18.2% vs 16.8%).
Earnings and Revenue History
Grupo Profuturo. de's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Grupo Profuturo. de Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BMV:GPROFUT * Past Revenue, Cash Flow and Net Income Data
Date (Data in MXN Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-12-31 19,386.70 2,364.99 3,729.32
2019-09-30 18,194.25 2,324.13 3,252.13
2019-06-30 17,617.31 2,248.42 3,145.63
2019-03-31 16,562.45 2,148.57 3,099.31
2018-12-31 15,554.71 2,001.14 3,004.13
2018-09-30 14,653.52 1,850.47 3,077.51
2018-06-30 14,010.90 1,824.14 2,901.90
2018-03-31 13,891.11 1,733.08 2,745.08
2017-12-31 13,700.89 1,798.15 2,577.38
2017-09-30 12,342.63 1,782.83 2,435.80
2017-06-30 10,786.67 1,696.07 2,336.32
2017-03-31 9,761.75 1,627.37 2,261.23
2016-12-31 8,922.40 1,598.51 2,201.74
2016-09-30 9,068.68 1,534.56 2,117.34
2016-06-30 9,231.50 1,458.44 2,104.30
2016-03-31 9,285.45 1,491.37 2,083.23
2015-12-31 8,820.77 1,399.87 2,078.14
2015-09-30 8,535.38 1,397.46 2,100.36
2015-06-30 8,437.75 1,435.16 2,074.71
2015-03-31 8,292.60 1,425.44 1,997.76
2014-12-31 8,719.71 1,441.98 1,900.70
2014-09-30 8,859.19 1,321.93 1,987.42
2014-06-30 8,722.48 1,296.34 1,957.39
2014-03-31 8,998.18 1,077.57 1,985.31
2013-12-31 8,675.75 1,132.52 1,992.92
2013-09-30 8,320.02 1,272.08 1,571.95
2013-06-30 8,346.96 1,340.98 1,498.01

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Grupo Profuturo. de has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • Grupo Profuturo. de used its assets less efficiently than the South America Capital Markets industry average last year based on Return on Assets.
  • Grupo Profuturo. de's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Grupo Profuturo. de's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Capital Markets industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Grupo Profuturo. de has a total score of 4/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

GPROFUT * Health

 How is Grupo Profuturo. de's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Grupo Profuturo. de's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Grupo Profuturo. de is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Grupo Profuturo. de's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of Grupo Profuturo. de's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 3.1x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Grupo Profuturo. de Company Filings, last reported 3 months ago.

BMV:GPROFUT * Past Debt and Equity Data
Date (Data in MXN Millions) Total Equity Total Debt Cash & Short Term Investments
2019-12-31 9,735.46 1,405.84 1,920.82
2019-09-30 9,069.10 1,192.40 1,215.82
2019-06-30 9,784.92 1,170.99 2,071.33
2019-03-31 9,156.82 1,097.22 1,730.33
2018-12-31 8,678.91 1,124.05 1,456.58
2018-09-30 8,041.09 1,000.72 846.97
2018-06-30 7,532.70 1,023.39 565.19
2018-03-31 8,204.60 1,000.31 1,302.39
2017-12-31 7,859.53 1,023.49 3,275.07
2017-09-30 7,371.03 1,000.16 988.16
2017-06-30 6,888.97 1,022.83 746.74
2017-03-31 7,653.27 999.75 1,689.61
2016-12-31 7,258.15 1,022.94 2,722.16
2016-09-30 6,786.14 999.54 1,028.79
2016-06-30 7,642.31 1,021.40 2,124.54
2016-03-31 7,273.84 998.25 1,846.02
2015-12-31 6,907.14 1,021.88 2,816.07
2015-09-30 6,503.41 998.48 1,346.37
2015-06-30 6,183.87 1,021.10 1,100.72
2015-03-31 7,033.91 997.96 2,078.48
2014-12-31 6,758.72 1,021.07 3,971.25
2014-09-30 6,357.03 997.68 1,441.76
2014-06-30 6,000.16 1,020.29 1,062.47
2014-03-31 5,608.46 997.15 529.34
2013-12-31 5,316.74 1,020.27 2,933.14
2013-09-30 7,036.29 1,001.01 1,124.90
2013-06-30 6,726.69 1,023.00 1,117.26
  • Grupo Profuturo. de's level of debt (14.4%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (15.1% vs 14.4% today).
  • Debt is well covered by operating cash flow (213.5%, greater than 20% of total debt).
  • Grupo Profuturo. de is making a loss, therefore interest payments are not well covered by earnings.
X
Financial health checks
We assess Grupo Profuturo. de's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Grupo Profuturo. de has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

GPROFUT * Dividends

 What is Grupo Profuturo. de's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Grupo Profuturo. de dividends.
If you bought MX$2,000 of Grupo Profuturo. de shares you are expected to receive MX$0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Grupo Profuturo. de's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Grupo Profuturo. de's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
BMV:GPROFUT * Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
South America Capital Markets Industry Average Dividend Yield Market Cap Weighted Average of 21 Stocks 3.1%
Mexico Market Average Dividend Yield Market Cap Weighted Average of 68 Stocks 4.2%
Mexico Minimum Threshold Dividend Yield 10th Percentile 1.4%
Mexico Bottom 25% Dividend Yield 25th Percentile 2.8%
Mexico Top 25% Dividend Yield 75th Percentile 8.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

BMV:GPROFUT * Past Annualized Dividends Data
Date (Data in MX$) Dividend per share (annual) Avg. Yield (%)
2018-04-23 4.210 5.306
2017-05-08 4.210 6.447
2016-05-06 4.390 7.209
2015-05-05 4.390 11.080
2014-06-09 7.020 21.869
2014-03-06 7.020 37.737
2013-05-16 4.060 21.962
2012-09-24 0.800 3.889
2012-01-19 0.000 0.000
2011-08-01 0.800 3.648
2011-02-22 0.800 3.524
2010-07-27 0.770 3.379
2010-03-02 0.770 3.445

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Grupo Profuturo. de has not reported any payouts.
  • Unable to verify if Grupo Profuturo. de's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Grupo Profuturo. de's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Grupo Profuturo. de has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Grupo Profuturo. de's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.4%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Grupo Profuturo. de afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Grupo Profuturo. de has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

GPROFUT * Management

 What is the CEO of Grupo Profuturo. de's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
  • Grupo Profuturo. de has no CEO, or we have no data on them.
Management Team

Daniel Ignacio Peregrino Gómez

TITLE
Finance Director

Gerardo Carreto Chávez

TITLE
Company Secretary

José Eduardo Silva Pylypciow

TITLE
General Manager
AGE
60
Board of Directors Tenure

Average tenure and age of the Grupo Profuturo. de board of directors in years:

18.3
Average Tenure
70
Average Age
  • The average tenure for the Grupo Profuturo. de board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Alberto Bailléres González

TITLE
Director and Chairman of Grupo Bal
AGE
88

José Eduardo Silva Pylypciow

TITLE
General Manager
AGE
60
TENURE
5 yrs

Juan Bordes Aznar

TITLE
Director
AGE
70
TENURE
18.3 yrs

Rafael Alfonso Mac Gregor Anciola

TITLE
Director
AGE
57
TENURE
18.3 yrs

Alejandro Baillères Gual

TITLE
Director
AGE
58
TENURE
18.3 yrs

Arturo Manuel Fernández Pérez

TITLE
Director
AGE
66
TENURE
18.3 yrs

Jaime Lomelín Guillen

TITLE
Member of Executive Committee and Member of Finance & Planning Committee
AGE
83
TENURE
5 yrs

Jose Octavio Figueroa Garcia

TITLE
Director
TENURE
5 yrs

Emilio Carrillo Gamboa

TITLE
Independent Director
AGE
81
TENURE
5 yrs

Tomás Lozano Molina

TITLE
Member of Audit & Corporate Practices Committee
AGE
73
TENURE
18.3 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (MX$) Value (MX$)
X
Management checks
We assess Grupo Profuturo. de's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Grupo Profuturo. de has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

GPROFUT * News

Simply Wall St News

GPROFUT * Company Info

Description

Grupo Profuturo, S.A.B. de C.V. primarily manages and operates retirement saving plans and pension insurance contracts for employees and pensioners in Mexico. The company operates through Profuturo GNP Afore, Profuturo GNP Pensiones, Profuturo GNP Préstamos, and Profuturo GNP Fondos segments. It opens, manages, and operates individual workers´saving accounts for various retirement plans; and offers pension insurance contracts that provide regular periodic income over the life of the insured or the beneficiaries. The company also administers the surplus funds invested by pensioners; and grants loans and loans on account of personal supplementary benefits to pensioners of Profuturo GNP Pensiones, as well as loans to employees of BAL Group companies. Grupo Profuturo, S.A.B. de C.V. offers products and services through a network of 194 branches, customer service unit, and online. The company was formerly known as GNP Pensiones, S.A. de C.V. The company is based in Mexico City, Mexico. Grupo Profuturo S.A.B. de C.V is a subsidiary of Grupo BAL.

Details
Name: Grupo Profuturo, S.A.B. de C.V.
GPROFUT *
Exchange: BMV
Founded:
MX$14,110,865,158
285,067,983
Website: http://www.profuturo.mx
Address: Grupo Profuturo, S.A.B. de C.V.
Boulevard Adolfo López Mateos Número 2009,
6° Piso,
Mexico City,
Distrito Federal, 01010,
Mexico
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
BMV GPROFUT * Fixed Ordinary Shares Bolsa Mexicana de Valores MX MXN 30. Dec 2002
Number of employees
Current staff
Staff numbers
0
Grupo Profuturo. de employees.
Industry
Asset Management and Custody Banks
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/04 20:43
End of day share price update: 2020/04/03 00:00
Last earnings filing: 2020/02/27
Last earnings reported: 2019/12/31
Last annual earnings reported: 2019/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.