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CAREER BANK

SPSE:4834
Snowflake Description

Average dividend payer with mediocre balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
4834
SPSE
¥696M
Market Cap
  1. Home
  2. JP
  3. Commercial Services
Company description

CAREER BANK Co., Ltd. primarily engages in the dispatching of general workers and fee-charging employment placement business. The last earnings update was 81 days ago. More info.


Add to Portfolio Compare Print
  • CAREER BANK has significant price volatility in the past 3 months.
4834 Share Price and Events
7 Day Returns
0.9%
SPSE:4834
-20.1%
JP Professional Services
-8.9%
JP Market
1 Year Returns
-23%
SPSE:4834
-29.2%
JP Professional Services
-17.9%
JP Market
4834 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
CAREER BANK (4834) 0.9% -9% -25% -23% -21.8% -34.1%
JP Professional Services -20.1% -34.9% -43.1% -29.2% 6.8% 55.9%
JP Market -8.9% -12.1% -22.9% -17.9% -10.5% -14%
1 Year Return vs Industry and Market
  • 4834 outperformed the Professional Services industry which returned -29.2% over the past year.
  • 4834 underperformed the Market in Japan which returned -17.9% over the past year.
Price Volatility
4834
Industry
5yr Volatility vs Market

4834 Value

 Is CAREER BANK undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of CAREER BANK to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for CAREER BANK.

SPSE:4834 Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Dividend Discount Model
Dividend Per Share Company Filings (2019-11-30) in JPY ¥ 13.000000
Payout Ratio Company Filings (2019-11-30) 2452.8%
Discount Rate (Cost of Equity) See below 8.4%
Perpetual Growth Rate 10-Year JP Government Bond Rate -0.1%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for SPSE:4834
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year JP Govt Bond Rate -0.1%
Equity Risk Premium S&P Global 6.3%
Professional Services Unlevered Beta Simply Wall St/ S&P Global 0.78
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.777 (1 + (1- 30.86%) (136.48%))
1.342
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.34
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= -0.09% + (1.342 * 6.33%)
8.4%

Discounted Cash Flow Calculation for SPSE:4834 using Dividend Discount Model Model

The calculations below outline how an intrinsic value for CAREER BANK is arrived at by discounting future dividends to their present value. This approach is used for finance firms where free cash flow is difficult to estimate (e.g. Banks/ Insurance firms).

If the firm does not pay the majority of its earnings out as a dividend this method will often arrive at a value significantly lower than the share price.

See our documentation to learn about this calculation.

SPSE:4834 Gordon Growth Model
Calculation Result
Value per share = Expected dividends per share / (Discount Rate - Perpetual growth rate)
= ¥13 / (8.4% - -0.09%)
¥153.07
SPSE:4834 Discount to Share Price
Calculation Result
Value per share (JPY) From above. ¥153.07
Current discount Discount to share price of ¥701.00
= -1 x (¥701.00 - ¥153.07) / ¥153.07
-358%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of CAREER BANK is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for CAREER BANK's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are CAREER BANK's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
SPSE:4834 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-11-30) in JPY ¥56.39
SPSE:4834 Share Price ** SPSE (2020-04-03) in JPY ¥701
Japan Professional Services Industry PE Ratio Median Figure of 82 Publicly-Listed Professional Services Companies 12.22x
Japan Market PE Ratio Median Figure of 3,072 Publicly-Listed Companies 11.52x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of CAREER BANK.

SPSE:4834 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= SPSE:4834 Share Price ÷ EPS (both in JPY)

= 701 ÷ 56.39

12.43x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • CAREER BANK is overvalued based on earnings compared to the JP Professional Services industry average.
  • CAREER BANK is overvalued based on earnings compared to the Japan market.
Price based on expected Growth
Does CAREER BANK's expected growth come at a high price?
Raw Data
SPSE:4834 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 12.43x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Japan Professional Services Industry PEG Ratio Median Figure of 39 Publicly-Listed Professional Services Companies 1.14x
Japan Market PEG Ratio Median Figure of 1,282 Publicly-Listed Companies 1.26x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for CAREER BANK, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on CAREER BANK's assets?
Raw Data
SPSE:4834 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-11-30) in JPY ¥770.39
SPSE:4834 Share Price * SPSE (2020-04-03) in JPY ¥701
Japan Professional Services Industry PB Ratio Median Figure of 89 Publicly-Listed Professional Services Companies 1.69x
Japan Market PB Ratio Median Figure of 3,576 Publicly-Listed Companies 0.8x
SPSE:4834 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= SPSE:4834 Share Price ÷ Book Value per Share (both in JPY)

= 701 ÷ 770.39

0.91x

* Primary Listing of CAREER BANK.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • CAREER BANK is good value based on assets compared to the JP Professional Services industry average.
X
Value checks
We assess CAREER BANK's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Professional Services industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Professional Services industry average (and greater than 0)? (1 check)
  5. CAREER BANK has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

4834 Future Performance

 How is CAREER BANK expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CAREER BANK has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
15.8%
Expected Professional Services industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is CAREER BANK expected to grow at an attractive rate?
  • Unable to compare CAREER BANK's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare CAREER BANK's earnings growth to the Japan market average as no estimate data is available.
  • Unable to compare CAREER BANK's revenue growth to the Japan market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
SPSE:4834 Future Growth Rates Data Sources
Data Point Source Value (per year)
Japan Professional Services Industry Earnings Growth Rate Market Cap Weighted Average 15.8%
Japan Professional Services Industry Revenue Growth Rate Market Cap Weighted Average 8.5%
Japan Market Earnings Growth Rate Market Cap Weighted Average 9.1%
Japan Market Revenue Growth Rate Market Cap Weighted Average 3.3%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
SPSE:4834 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (4 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in JPY Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
SPSE:4834 Future Estimates Data
Date (Data in JPY Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
SPSE:4834 Past Financials Data
Date (Data in JPY Millions) Revenue Cash Flow Net Income *
2019-11-30 5,684 66 56
2019-08-31 5,729 73
2019-05-31 5,749 132 53
2019-02-28 5,836 57
2018-11-30 5,789 148 20
2018-08-31 5,871 -8
2018-05-31 5,937 -36 -25
2018-02-28 5,845 -63
2017-11-30 5,897 23 -33
2017-08-31 5,838 -1
2017-05-31 5,817 326 28
2017-02-28 5,839 38

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if CAREER BANK is high growth as no earnings estimate data is available.
  • Unable to determine if CAREER BANK is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
SPSE:4834 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (4 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from CAREER BANK Company Filings, last reported 4 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

SPSE:4834 Future Estimates Data
Date (Data in JPY Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
SPSE:4834 Past Financials Data
Date (Data in JPY Millions) EPS *
2019-11-30 56.39
2019-08-31 73.51
2019-05-31 53.37
2019-02-28 57.40
2018-11-30 20.14
2018-08-31 -8.06
2018-05-31 -25.18
2018-02-28 -63.44
2017-11-30 -33.23
2017-08-31 -1.01
2017-05-31 28.20
2017-02-28 38.27

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if CAREER BANK will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. CAREER BANK is a dividend payer. Have a look at its current yield, dividend levels over time and whether analysts believe the payout ratio will be sustainable moving forward.
  2. CAREER BANK's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Commercial Services companies here
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess CAREER BANK's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Japan market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Japan market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
CAREER BANK has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

4834 Past Performance

  How has CAREER BANK performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare CAREER BANK's growth in the last year to its industry (Professional Services).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • CAREER BANK's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
  • CAREER BANK's 1-year earnings growth exceeds its 5-year average (180% vs -9.6%)
  • CAREER BANK's earnings growth has exceeded the JP Professional Services industry average in the past year (180% vs 13.5%).
Earnings and Revenue History
CAREER BANK's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from CAREER BANK Company Filings, last reported 4 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

SPSE:4834 Past Revenue, Cash Flow and Net Income Data
Date (Data in JPY Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-11-30 5,684.00 56.00 1,151.00
2019-08-31 5,729.00 73.00 1,159.00
2019-05-31 5,749.00 53.00 1,174.00
2019-02-28 5,836.00 57.00 1,170.00
2018-11-30 5,789.00 20.00 1,184.00
2018-08-31 5,871.00 -8.00 1,188.00
2018-05-31 5,937.00 -25.00 1,181.00
2018-02-28 5,845.00 -63.00 1,173.00
2017-11-30 5,897.00 -33.00 1,146.00
2017-08-31 5,838.00 -1.00 1,115.00
2017-05-31 5,817.00 28.00 1,089.00
2017-02-28 5,839.00 38.00 1,069.00
2016-11-30 5,782.00 21.00 1,056.00
2016-08-31 5,703.00 2.00 1,053.00
2016-05-31 5,599.00 -6.00 1,039.00
2016-02-29 5,518.00 -49.00 1,059.00
2015-11-30 5,726.00 14.00 1,054.00
2015-08-31 5,915.00 57.00 1,034.00
2015-05-31 6,047.00 76.00 1,023.00
2015-02-28 6,085.00 113.00 1,001.00
2014-11-30 5,821.00 59.00 985.00
2014-08-31 5,635.00 47.00 988.00
2014-05-31 5,444.00 51.00 994.00
2014-02-28 5,321.00 41.00 963.00
2013-11-30 5,247.00 40.00 955.00
2013-08-31 5,209.00 44.00 936.00
2013-05-31 5,145.00 29.00 921.00

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • CAREER BANK has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • CAREER BANK used its assets less efficiently than the JP Professional Services industry average last year based on Return on Assets.
  • CAREER BANK has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess CAREER BANK's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Professional Services industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
CAREER BANK has a total score of 3/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

4834 Health

 How is CAREER BANK's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up CAREER BANK's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • CAREER BANK is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • CAREER BANK's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of CAREER BANK's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 2.2x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from CAREER BANK Company Filings, last reported 4 months ago.

SPSE:4834 Past Debt and Equity Data
Date (Data in JPY Millions) Total Equity Total Debt Cash & Short Term Investments
2019-11-30 1,079.00 950.00 1,009.00
2019-08-31 1,103.00 850.00 1,169.00
2019-05-31 1,127.00 850.00 1,368.00
2019-02-28 1,065.00 900.00 705.00
2018-11-30 1,013.00 850.00 937.00
2018-08-31 1,039.00 750.00 984.00
2018-05-31 1,072.00 750.00 1,165.00
2018-02-28 1,035.00 1,055.00 710.00
2017-11-30 1,029.00 960.00 906.00
2017-08-31 1,063.00 765.00 934.00
2017-05-31 1,100.00 770.00 1,266.00
2017-02-28 1,083.00 974.00 728.00
2016-11-30 1,033.00 929.00 1,006.00
2016-08-31 1,041.00 634.00 889.00
2016-05-31 1,050.00 639.00 1,040.00
2016-02-29 1,015.00 894.00 573.00
2015-11-30 1,017.00 649.00 660.00
2015-08-31 1,028.00 654.00 862.00
2015-05-31 1,057.00 561.00 1,257.00
2015-02-28 1,045.00 966.00 945.00
2014-11-30 958.00 871.00 887.00
2014-08-31 938.00 676.00 794.00
2014-05-31 926.00 580.00 1,035.00
2014-02-28 903.00 884.00 623.00
2013-11-30 880.00 811.00 848.00
2013-08-31 867.00 636.00 857.00
2013-05-31 867.00 455.00 902.00
  • CAREER BANK's level of debt (88%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (90.9% vs 88% today).
  • Debt is not well covered by operating cash flow (6.9%, less than 20% of total debt).
  • Unable to confirm if the interest payments on CAREER BANK's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess CAREER BANK's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. CAREER BANK has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

4834 Dividends

 What is CAREER BANK's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
1.85%
Current annual income from CAREER BANK dividends.
If you bought ¥2,000 of CAREER BANK shares you are expected to receive ¥37 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • CAREER BANK's pays a higher dividend yield than the bottom 25% of dividend payers in Japan (1.81%).
  • CAREER BANK's dividend is below the markets top 25% of dividend payers in Japan (4.2%).
Upcoming dividend payment

Purchase CAREER BANK before the 'Ex-dividend' to receive their next dividend payment.

Dividends are usually paid every 3 or 6 months, you can time your share purchase to take advantage of upcoming dividend payments.
Dividend payment calendar
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
SPSE:4834 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Japan Professional Services Industry Average Dividend Yield Market Cap Weighted Average of 69 Stocks 1.9%
Japan Market Average Dividend Yield Market Cap Weighted Average of 2988 Stocks 3%
Japan Minimum Threshold Dividend Yield 10th Percentile 1%
Japan Bottom 25% Dividend Yield 25th Percentile 1.8%
Japan Top 25% Dividend Yield 75th Percentile 4.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

SPSE:4834 Future Dividends Estimate Data
Date (Data in ¥) Dividend per Share (annual) Avg. No. Analysts
SPSE:4834 Past Annualized Dividends Data
Date (Data in ¥) Dividend per share (annual) Avg. Yield (%)
2019-08-30 13.000 1.466
2019-07-09 13.000 1.455
2018-08-30 13.000 1.395
2018-07-10 13.000 1.344
2017-08-30 13.000 1.298
2017-07-11 13.000 1.386
2016-08-29 13.000 1.472
2016-07-11 13.000 1.672
2016-04-07 13.000 1.589
2016-01-05 13.000 1.511
2015-08-27 13.000 1.244
2015-07-10 13.000 1.158
2014-08-29 11.000 1.415
2014-07-15 11.000 2.199
2013-10-04 10.000 2.110
2013-08-29 9.000 1.976
2013-07-10 9.000 1.950
2012-08-30 9.000 2.085
2012-07-10 9.000 2.340
2012-04-05 9.000 2.145
2012-01-06 9.000 2.277
2011-10-04 9.000 2.750
2011-08-30 9.000 2.836
2011-07-14 9.000 2.551
2011-01-07 8.000 1.952
2010-10-06 8.000 1.838
2010-09-01 8.000 2.251
2010-07-15 8.000 2.437
2009-09-08 8.000 2.445
2009-07-15 8.000 2.206

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been stable in the past 10 years.
  • Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of CAREER BANK's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (4.3x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess CAREER BANK's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can CAREER BANK afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. CAREER BANK has a total score of 4/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

4834 Management

 What is the CEO of CAREER BANK's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Yoshio Sato
AGE 70
TENURE AS CEO 32.4 years
CEO Bio

Mr. Yoshio Sato has been President & Representative Director at CAREER BANK Co., Ltd. since November 1987. Mr. Sato has been Corporate Auditor at Japan Care Service Group Corp. since June 1997. He has been External Auditor at Tsuchiya Holdings Co., Ltd. He has been Outside Director at Chugoku Bank, Ltd. since June 2014.

CEO Compensation
  • Insufficient data for Yoshio to compare compensation growth.
  • Insufficient data for Yoshio to establish whether their remuneration is reasonable compared to companies of similar size in Japan.
Management Team

Yoshio Sato

TITLE
President & Representative Director
AGE
70
TENURE
32.4 yrs

Shota Hashimoto

TITLE
Head of Accounting & Finance
AGE
51

Hitoshi Nakagawa

TITLE
Head of 4th Sales & Director
AGE
64

Takatoshi Shinya

TITLE
MD, Head of 1st & 2nd Sales
AGE
63
TENURE
12.4 yrs

Kenichi Masuyama

TITLE
Manager of Third Sales Department & Director
AGE
50

Tadayoshi Hachiya

TITLE
Manager of Fifth Sales Department & Director
AGE
62
Board of Directors Tenure

Average tenure and age of the CAREER BANK board of directors in years:

11.7
Average Tenure
63
Average Age
  • The average tenure for the CAREER BANK board of directors is over 10 years, this suggests they are a seasoned and experienced board.
Board of Directors

Yoshio Sato

TITLE
President & Representative Director
AGE
70
TENURE
32.4 yrs

Shota Hashimoto

TITLE
Head of Accounting & Finance
AGE
51
TENURE
8.7 yrs

Hitoshi Nakagawa

TITLE
Head of 4th Sales & Director
AGE
64
TENURE
25.8 yrs

Takatoshi Shinya

TITLE
MD, Head of 1st & 2nd Sales
AGE
63

Kenichi Masuyama

TITLE
Manager of Third Sales Department & Director
AGE
50
TENURE
14.7 yrs

Tadayoshi Hachiya

TITLE
Manager of Fifth Sales Department & Director
AGE
62
TENURE
6.7 yrs

Daisuke Sasaki

TITLE
External Director
AGE
32

Minoru Okada

TITLE
External Director
AGE
70

Yasuyuki Hamada

TITLE
External Director
AGE
71
TENURE
4.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (¥) Value (¥)
X
Management checks
We assess CAREER BANK's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. CAREER BANK has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

4834 News

Simply Wall St News

4834 Company Info

Description

CAREER BANK Co., Ltd. primarily engages in the dispatching of general workers and fee-charging employment placement business. It operates through Manpower Dispatching, Manpower Dispatching (Kanto), Recruitment, Re-employment Support, Payroll, and Others segments. The company also provides sales outsourcing services; counselling and training services for re-employment; payroll services; and language training services. CAREER BANK Co., Ltd. was founded in 1987 and is headquartered in Sapporo, Japan.

Details
Name: CAREER BANK Co., Ltd.
4834
Exchange: SPSE
Founded: 1987
¥696,093,000
993,000
Website: http://www.career-bank.co.jp
Address: CAREER BANK Co., Ltd.
5-7 Kita-5jo-nishi,
Chuo-ku,
Sapporo,
Hokkaido, 060-0005,
Japan
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
SPSE 4834 Common Stock Sapporo Stock Exchange JP JPY 29. Mar 2001
Number of employees
Current staff
Staff numbers
390
CAREER BANK employees.
Industry
Human Resource and Employment Services
Commercial Services
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/04 15:00
End of day share price update: 2020/04/03 00:00
Last estimates confirmation: 2019/07/09
Last earnings filing: 2020/01/14
Last earnings reported: 2019/11/30
Last annual earnings reported: 2019/05/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.