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Asuransi Bina Dana Arta

IDX:ABDA
Snowflake Description

Flawless balance sheet with weak fundamentals.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
ABDA
IDX
IDR3,461B
Market Cap
  1. Home
  2. ID
  3. Insurance
Company description

PT Asuransi Bina Dana Arta Tbk operates as a general insurance company in Indonesia. The last earnings update was 158 days ago. More info.


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  • Asuransi Bina Dana Arta has significant price volatility in the past 3 months.
ABDA Share Price and Events
7 Day Returns
0%
IDX:ABDA
-2.5%
ID Insurance
1.5%
ID Market
1 Year Returns
-
IDX:ABDA
15.8%
ID Insurance
-29.7%
ID Market
ABDA Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Asuransi Bina Dana Arta (ABDA) 0% -0.4% -19.5% - -19.2% -19.8%
ID Insurance -2.5% -6.1% -14.6% 15.8% 28.6% 119.3%
ID Market 1.5% -16.4% -26.9% -29.7% -21.5% -17%
1 Year Return vs Industry and Market
  • No trading data on ABDA.
  • No trading data on ABDA.
Price Volatility
ABDA
Industry
5yr Volatility vs Market

ABDA Value

 Is Asuransi Bina Dana Arta undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Asuransi Bina Dana Arta to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Asuransi Bina Dana Arta.

IDX:ABDA Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= IDR2,149.33 * 12.1%
IDR259.02
Book Value of Equity per Share Median Book Value from the past 5 years. IDR2,149.33
Discount Rate (Cost of Equity) See below 13.4%
Perpetual Growth Rate 10-Year ID Government Bond Rate 7.1%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for IDX:ABDA
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year ID Govt Bond Rate 7.1%
Equity Risk Premium S&P Global 7.9%
Insurance Unlevered Beta Simply Wall St/ S&P Global 0.6
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.603 (1 + (1- 25%) (0%))
0.734
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.8
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 7.07% + (0.8 * 7.85%)
13.35%

Discounted Cash Flow Calculation for IDX:ABDA using Excess Returns Model Model

The calculations below outline how an intrinsic value for Asuransi Bina Dana Arta is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

IDX:ABDA Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (12.1% – 13.35%) * IDR2,149.33)
IDR-27.92
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= IDR-27.92 / (13.35% - 7.07%)
IDR-444.58
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= IDR2,149.33 + IDR-444.58
IDR1704.75
IDX:ABDA Discount to Share Price
Calculation Result
Value per share (IDR) From above. IDR1,704.75
Current discount Discount to share price of IDR5,575.00
= -1 x (IDR5,575.00 - IDR1,704.75) / IDR1,704.75
-227%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Asuransi Bina Dana Arta is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Asuransi Bina Dana Arta's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Asuransi Bina Dana Arta's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
IDX:ABDA PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-09-30) in IDR IDR39.26
IDX:ABDA Share Price ** IDX (2020-03-09) in IDR IDR5575
Indonesia Insurance Industry PE Ratio Median Figure of 15 Publicly-Listed Insurance Companies 13.69x
Indonesia Market PE Ratio Median Figure of 463 Publicly-Listed Companies 10.81x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Asuransi Bina Dana Arta.

IDX:ABDA PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= IDX:ABDA Share Price ÷ EPS (both in IDR)

= 5575 ÷ 39.26

142.01x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Asuransi Bina Dana Arta is overvalued based on earnings compared to the ID Insurance industry average.
  • Asuransi Bina Dana Arta is overvalued based on earnings compared to the Indonesia market.
Price based on expected Growth
Does Asuransi Bina Dana Arta's expected growth come at a high price?
Raw Data
IDX:ABDA PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 142.01x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Asia Insurance Industry PEG Ratio Median Figure of 52 Publicly-Listed Insurance Companies 1.11x
Indonesia Market PEG Ratio Median Figure of 101 Publicly-Listed Companies 0.85x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Asuransi Bina Dana Arta, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Asuransi Bina Dana Arta's assets?
Raw Data
IDX:ABDA PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-09-30) in IDR IDR2,112.15
IDX:ABDA Share Price * IDX (2020-03-09) in IDR IDR5575
Indonesia Insurance Industry PB Ratio Median Figure of 18 Publicly-Listed Insurance Companies 0.72x
Indonesia Market PB Ratio Median Figure of 624 Publicly-Listed Companies 0.8x
IDX:ABDA PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= IDX:ABDA Share Price ÷ Book Value per Share (both in IDR)

= 5575 ÷ 2,112.15

2.64x

* Primary Listing of Asuransi Bina Dana Arta.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Asuransi Bina Dana Arta is overvalued based on assets compared to the ID Insurance industry average.
X
Value checks
We assess Asuransi Bina Dana Arta's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Insurance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Insurance industry average (and greater than 0)? (1 check)
  5. Asuransi Bina Dana Arta has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

ABDA Future Performance

 How is Asuransi Bina Dana Arta expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Asuransi Bina Dana Arta has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
6.7%
Expected Insurance industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Asuransi Bina Dana Arta expected to grow at an attractive rate?
  • Unable to compare Asuransi Bina Dana Arta's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Asuransi Bina Dana Arta's earnings growth to the Indonesia market average as no estimate data is available.
  • Unable to compare Asuransi Bina Dana Arta's revenue growth to the Indonesia market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
IDX:ABDA Future Growth Rates Data Sources
Data Point Source Value (per year)
Asia Insurance Industry Earnings Growth Rate Market Cap Weighted Average 6.7%
Asia Insurance Industry Revenue Growth Rate Market Cap Weighted Average -0.5%
Indonesia Market Earnings Growth Rate Market Cap Weighted Average 11.3%
Indonesia Market Revenue Growth Rate Market Cap Weighted Average 9.7%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
IDX:ABDA Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (6 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in IDR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
IDX:ABDA Past Financials Data
Date (Data in IDR Millions) Revenue Cash Flow Net Income *
2019-09-30 1,102,078 -193,792 24,372
2019-06-30 1,151,324 -136,043 21,478
2019-03-31 1,199,602 -148,878 52,613
2018-12-31 1,215,439 -115,023 69,109
2018-09-30 1,260,974 -63,377 145,212
2018-06-30 1,247,577 744 164,249
2018-03-31 1,243,075 49,571 161,107
2017-12-31 1,244,858 61,844 160,820
2017-09-30 1,295,457 119,511 172,226
2017-06-30 1,289,671 136,331 180,596
2017-03-31 1,309,693 145,255 175,600
2016-12-31 1,318,433 121,205 173,478

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Asuransi Bina Dana Arta is high growth as no earnings estimate data is available.
  • Unable to determine if Asuransi Bina Dana Arta is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
IDX:ABDA Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (6 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Asuransi Bina Dana Arta Company Filings, last reported 6 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

IDX:ABDA Past Financials Data
Date (Data in IDR Millions) EPS *
2019-09-30 39.26
2019-06-30 34.60
2019-03-31 84.75
2018-12-31 111.32
2018-09-30 233.91
2018-06-30 264.57
2018-03-31 259.51
2017-12-31 259.05
2017-09-30 277.42
2017-06-30 290.91
2017-03-31 282.86
2016-12-31 279.44

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Asuransi Bina Dana Arta will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine Asuransi Bina Dana Arta's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. Asuransi Bina Dana Arta's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Insurance companies here
  3. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Asuransi Bina Dana Arta's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Asia market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Asia market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Asuransi Bina Dana Arta has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

ABDA Past Performance

  How has Asuransi Bina Dana Arta performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Asuransi Bina Dana Arta's growth in the last year to its industry (Insurance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Asuransi Bina Dana Arta's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • Asuransi Bina Dana Arta's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Asuransi Bina Dana Arta's 1-year earnings growth is negative, it can't be compared to the ID Insurance industry average.
Earnings and Revenue History
Asuransi Bina Dana Arta's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Asuransi Bina Dana Arta Company Filings, last reported 6 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

IDX:ABDA Past Revenue, Cash Flow and Net Income Data
Date (Data in IDR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-09-30 1,102,078.23 24,371.65 389,064.65
2019-06-30 1,151,324.09 21,477.57 407,680.02
2019-03-31 1,199,601.77 52,612.79 409,527.58
2018-12-31 1,215,438.76 69,109.40 400,938.09
2018-09-30 1,260,974.43 145,212.21 341,737.82
2018-06-30 1,247,577.47 164,248.75 295,821.42
2018-03-31 1,243,075.26 161,107.28 268,647.71
2017-12-31 1,244,857.74 160,820.18 256,836.74
2017-09-30 1,295,456.67 172,226.49 234,864.75
2017-06-30 1,289,671.11 180,596.02 214,666.41
2017-03-31 1,309,693.34 175,599.56 212,892.68
2016-12-31 1,318,432.52 173,478.27 200,516.18
2016-09-30 1,254,941.04 137,377.98 194,296.81
2016-06-30 1,276,462.29 157,888.75 192,042.46
2016-03-31 1,357,384.46 269,886.31 177,793.23
2015-12-31 1,371,475.98 268,561.87 175,839.33
2015-09-30 1,381,566.06 321,512.78 170,231.01
2015-06-30 1,334,417.15 278,032.80 166,839.69
2015-03-31 1,237,713.09 169,893.26 154,730.40
2014-12-31 1,149,253.18 172,282.26 145,369.36
2014-09-30 1,089,355.81 150,196.47 142,453.36
2014-06-30 1,017,391.29 155,186.30 137,703.59
2014-03-31 870,953.00 130,155.68 131,773.54
2013-12-31 862,265.74 151,478.60 131,515.13
2013-09-30 785,770.21 108,595.85 116,963.17
2013-06-30 773,421.98 114,910.52 111,410.03

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Asuransi Bina Dana Arta has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Asuransi Bina Dana Arta used its assets less efficiently than the ID Insurance industry average last year based on Return on Assets.
  • Asuransi Bina Dana Arta's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Asuransi Bina Dana Arta's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Insurance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Asuransi Bina Dana Arta has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

ABDA Health

 How is Asuransi Bina Dana Arta's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Asuransi Bina Dana Arta's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Asuransi Bina Dana Arta is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Asuransi Bina Dana Arta's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Asuransi Bina Dana Arta's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Asuransi Bina Dana Arta has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Asuransi Bina Dana Arta Company Filings, last reported 6 months ago.

IDX:ABDA Past Debt and Equity Data
Date (Data in IDR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-09-30 1,311,330.32 0.00 2,143,244.11
2019-06-30 1,295,865.78 0.00 2,174,960.70
2019-03-31 1,394,394.73 0.00 2,297,392.51
2018-12-31 1,334,408.93 0.00 2,212,445.95
2018-09-30 1,387,073.49 0.00 2,255,761.24
2018-06-30 1,434,676.51 0.00 2,236,775.08
2018-03-31 1,427,540.76 0.00 2,373,042.11
2017-12-31 1,375,352.65 0.00 2,259,408.23
2017-09-30 1,336,701.37 0.00 2,216,592.24
2017-06-30 1,290,218.72 0.00 2,173,365.42
2017-03-31 1,298,096.99 0.00 2,247,158.91
2016-12-31 1,232,196.93 0.00 2,145,890.56
2016-09-30 1,242,644.81 0.00 2,150,157.00
2016-06-30 1,226,120.34 0.00 2,077,182.10
2016-03-31 1,318,309.60 0.00 2,072,750.40
2015-12-31 1,222,400.73 0.00 1,978,218.74
2015-09-30 1,174,042.82 0.00 2,040,941.09
2015-06-30 1,131,054.34 0.00 1,967,253.37
2015-03-31 1,073,808.54 0.00 1,911,523.61
2014-12-31 1,216,478.86 0.00 1,983,809.65
2014-09-30 1,148,833.37 0.00 2,067,119.79
2014-06-30 1,026,917.39 0.00 1,824,857.42
2014-03-31 941,318.04 0.00 1,798,949.93
2013-12-31 816,313.35 0.00 1,574,827.64
2013-09-30 797,793.00 0.00 851,638.08
2013-06-30 826,955.02 0.00 892,392.56
  • Asuransi Bina Dana Arta has no debt.
  • Asuransi Bina Dana Arta has not taken on any debt in the past 5 years.
  • Asuransi Bina Dana Arta has no debt, it does not need to be covered by operating cash flow.
  • Asuransi Bina Dana Arta has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess Asuransi Bina Dana Arta's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Asuransi Bina Dana Arta has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

ABDA Dividends

 What is Asuransi Bina Dana Arta's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Asuransi Bina Dana Arta dividends.
If you bought IDR2,000 of Asuransi Bina Dana Arta shares you are expected to receive IDR0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Asuransi Bina Dana Arta's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Asuransi Bina Dana Arta's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
IDX:ABDA Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Indonesia Insurance Industry Average Dividend Yield Market Cap Weighted Average of 5 Stocks 2.9%
Indonesia Market Average Dividend Yield Market Cap Weighted Average of 184 Stocks 4.2%
Indonesia Minimum Threshold Dividend Yield 10th Percentile 0.9%
Indonesia Bottom 25% Dividend Yield 25th Percentile 1.9%
Indonesia Top 25% Dividend Yield 75th Percentile 8%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

IDX:ABDA Past Annualized Dividends Data
Date (Data in IDR) Dividend per share (annual) Avg. Yield (%)
2016-03-08 85.000 1.231
2015-03-31 85.000 1.179
2014-03-27 40.000 0.699
2013-03-01 30.000 0.850
2012-07-31 25.000 1.389
2012-04-05 30.000 2.693
2011-03-04 25.000 3.809
2010-04-30 25.000 5.501

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Asuransi Bina Dana Arta has not reported any payouts.
  • Unable to verify if Asuransi Bina Dana Arta's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Asuransi Bina Dana Arta's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Asuransi Bina Dana Arta has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Asuransi Bina Dana Arta's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.9%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Asuransi Bina Dana Arta afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Asuransi Bina Dana Arta has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

ABDA Management

 What is the CEO of Asuransi Bina Dana Arta's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Candra Gunawan
AGE 58
TENURE AS CEO 8 years
CEO Bio

Mr. Candra Gunawan has been the President Director of PT Asuransi Bina Dana Arta Tbk since April 20, 2012 and serves as its Director of Marketing. Mr. Gunawan also serves as Director of Control at PT Asuransi Bina Dana Arta Tbk since November 01, 2018 and is responsible for Finance, Investment, Actuary, Security and Resources. He served as the President Director of PT Asuransi Bina Dana Atra Tbk (alternately, PT Asuransi Bina Dana Arta Tbk) frpm May 22, 2009 to 2011. He served as Head of Marketing and Head of Business Development at PT Asuransi Bina Dana Arta Tbk. Mr. Gunawan joined PT Asuransi Bina Dana Arta Tbk in 2004 and served as its Director of Finance from 2004 to 2005. He served as Director of Marketing from 2006 to 2009. Mr. Gunawan began his career as a Senior Auditor at KPMG Hanadi Sudjendro, Jakarta from 1984 to 1990, followed by occupying several key positions at several companies, including PT Putra Swadana Perkasa as Director of Finance, PT Putra Swareka Perdana as Director, then as a Corporate Finance and Corporate Secretary of PT Putra Surya Perkasa Tbk. He has been a Director of Asuransi Bina Dana Atra Tbk since April 20, 2012. He served as a Commissioner of Asuransi Bina Dana Atra Tbk from 2011 to April 20, 2012. He completed Bachelor degree in Accounting from STIE indonesia.

CEO Compensation
  • Insufficient data for Candra to compare compensation growth.
  • Insufficient data for Candra to establish whether their remuneration is reasonable compared to companies of similar size in .
Management Team

Candra Gunawan

TITLE
President Director
AGE
58
TENURE
8 yrs

Julien Combaret

TITLE
Director of Operations & Director
AGE
40

Liani Chandra

TITLE
Head of Accounting & Tax
AGE
45

Dody Sjachroerodly

TITLE
Director of Technical Affairs & Director
AGE
68
TENURE
11.9 yrs

Marianty Santoso

TITLE
Head of Corporate Affairs
AGE
58

Freddy Wijaya

TITLE
Head of Operation
AGE
55

Ang Triesje Hoa

TITLE
Head of Underwriting Non A&H
AGE
53

Mona Djajasaputra

TITLE
Head of Finance
AGE
60

Ratih Lestarini

TITLE
Head of Reinsurance
AGE
43

Nilawati Sondhi

TITLE
Head of Underwriting A&H
AGE
56
Board of Directors Tenure

Average tenure and age of the Asuransi Bina Dana Arta board of directors in years:

6
Average Tenure
63
Average Age
  • The tenure for the Asuransi Bina Dana Arta board of directors is about average.
Board of Directors

Julien Combaret

TITLE
Director of Operations & Director
AGE
40
TENURE
2.3 yrs

Dody Sjachroerodly

TITLE
Director of Technical Affairs & Director
AGE
68
TENURE
12.3 yrs

H. Rozali

TITLE
Chairman of Sharia Supervisory Board
TENURE
6 yrs

Candra Gunawan

TITLE
President Director
AGE
58
TENURE
8 yrs

Soen Tjan

TITLE
President Commissioner
AGE
63
TENURE
13.3 yrs

Herlani Sunardi

TITLE
Independent Commissioner
AGE
63
TENURE
5.4 yrs

Ronni Widjaja

TITLE
Independent Commissioner
AGE
65
TENURE
5.3 yrs

Francisco Malave

TITLE
Independent Commissioner
AGE
67
TENURE
2.4 yrs

H. Aripin

TITLE
Member of Shariah Board
TENURE
6 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (IDR) Value (IDR)
X
Management checks
We assess Asuransi Bina Dana Arta's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Asuransi Bina Dana Arta has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

ABDA News

Simply Wall St News

ABDA Company Info

Description

PT Asuransi Bina Dana Arta Tbk operates as a general insurance company in Indonesia. The company offers motor vehicle, fire, personal accident and health, engineering, marine cargo, and surety and bond insurance products. It also engages in the motor vehicle workshop and repair business. The company was founded in 1982 and is headquartered in Jakarta, Indonesia. PT Asuransi Bina Dana Arta Tbk is a subsidiary of Mapfre Internacional SA.

Details
Name: PT Asuransi Bina Dana Arta Tbk
ABDA
Exchange: IDX
Founded: 1982
IDR3,460,997,241,000
620,806,680
Website: http://www.abdainsurance.co.id
Address: PT Asuransi Bina Dana Arta Tbk
Plaza Asia,
27th Floor,
Jakarta,
Jakarta Raya, 12190,
Indonesia
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
IDX ABDA Series A Shares Indonesia Stock Exchange ID IDR 02. Jan 1992
Number of employees
Current staff
Staff numbers
535
Asuransi Bina Dana Arta employees.
Industry
Property and Casualty Insurance
Insurance
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/06 15:23
End of day share price update: 2020/03/09 00:00
Last earnings filing: 2019/10/31
Last earnings reported: 2019/09/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.