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Fingerprint Cards

BATS-CHIXE:FINGBS
Snowflake Description

Flawless balance sheet with weak fundamentals.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
FINGBS
BATS-CHIXE
SEK4B
Market Cap
  1. Home
  2. GB
  3. Tech
Company description

Fingerprint Cards AB (publ) develops, produces, and markets biometric systems and technologies that facilitate the convenience and integrity of the individual. The last earnings update was 55 days ago. More info.


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  • Fingerprint Cards has significant price volatility in the past 3 months.
FINGBS Share Price and Events
7 Day Returns
-0.4%
BATS-CHIXE:FINGBS
0%
GB Electronic
1.7%
GB Market
1 Year Returns
8.3%
BATS-CHIXE:FINGBS
-5.1%
GB Electronic
-21.8%
GB Market
FINGBS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Fingerprint Cards (FINGBS) -0.4% 17.8% -32.3% 8.3% -60.9% 31.3%
GB Electronic 0% -5.2% -14.2% -5.1% 23.9% 64.7%
GB Market 1.7% -12% -25.3% -21.8% -22.8% -22.4%
1 Year Return vs Industry and Market
  • FINGBS outperformed the Electronic industry which returned -5.1% over the past year.
  • FINGBS outperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned -21.8% over the past year.
Price Volatility
FINGBS
Industry
5yr Volatility vs Market
Related Companies

FINGBS Value

 Is Fingerprint Cards undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Fingerprint Cards to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Fingerprint Cards.

BATS-CHIXE:FINGBS Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 1 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 6.4%
Perpetual Growth Rate 10-Year GB Government Bond Rate 0.5%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for BATS-CHIXE:FINGBS
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 0.5%
Equity Risk Premium S&P Global 5.4%
Electronic Unlevered Beta Simply Wall St/ S&P Global 1.1
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.1 (1 + (1- 22%) (0.67%))
1.071
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.07
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 0.53% + (1.071 * 5.44%)
6.35%

Discounted Cash Flow Calculation for BATS-CHIXE:FINGBS using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Fingerprint Cards is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

Note: Free cash flow to equity valuations ignore the company's cash or debt.

BATS-CHIXE:FINGBS DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (SEK, Millions) Source Present Value
Discounted (@ 6.35%)
2020 43.33 Est @ -29.29% 40.75
2021 34.52 Est @ -20.35% 30.52
2022 29.66 Est @ -14.08% 24.65
2023 26.78 Est @ -9.7% 20.93
2024 25.00 Est @ -6.63% 18.38
2025 23.88 Est @ -4.48% 16.50
2026 23.17 Est @ -2.98% 15.06
2027 22.73 Est @ -1.93% 13.88
2028 22.45 Est @ -1.19% 12.90
2029 22.30 Est @ -0.67% 12.05
Present value of next 10 years cash flows SEK205.00
BATS-CHIXE:FINGBS DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= SEK22.30 × (1 + 0.53%) ÷ (6.35% – 0.53%)
SEK385.02
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= SEK385.02 ÷ (1 + 6.35%)10
SEK207.95
BATS-CHIXE:FINGBS Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= SEK205.00 + SEK207.95
SEK412.95
Equity Value per Share
(SEK)
= Total value / Shares Outstanding
= SEK412.95 / 313.97
SEK1.32
BATS-CHIXE:FINGBS Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in BATS-CHIXE:FINGBS represents 0.99788x of OM:FING B
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.99788x
Value per Share
(Listing Adjusted, SEK)
= Value per Share (SEK) x Listing Adjustment Factor
= SEK 1.32 x 0.99788
SEK1.31
Value per share (SEK) From above. SEK1.31
Current discount Discount to share price of SEK14.12
= -1 x (SEK14.12 - SEK1.31) / SEK1.31
-975.8%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Fingerprint Cards is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Fingerprint Cards's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Fingerprint Cards's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
BATS-CHIXE:FINGBS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-12-31) in SEK SEK-0.04
OM:FING B Share Price ** OM (2020-04-07) in SEK SEK14.15
United Kingdom of Great Britain and Northern Ireland Electronic Industry PE Ratio Median Figure of 22 Publicly-Listed Electronic Companies 17.39x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 748 Publicly-Listed Companies 13x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Fingerprint Cards.

BATS-CHIXE:FINGBS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= OM:FING B Share Price ÷ EPS (both in SEK)

= 14.15 ÷ -0.04

-326.67x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Fingerprint Cards is loss making, we can't compare its value to the GB Electronic industry average.
  • Fingerprint Cards is loss making, we can't compare the value of its earnings to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does Fingerprint Cards's expected growth come at a high price?
Raw Data
BATS-CHIXE:FINGBS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -326.67x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts
71.3%per year
United Kingdom of Great Britain and Northern Ireland Electronic Industry PEG Ratio Median Figure of 11 Publicly-Listed Electronic Companies 1.08x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 518 Publicly-Listed Companies 1.02x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Fingerprint Cards, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Fingerprint Cards's assets?
Raw Data
BATS-CHIXE:FINGBS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-12-31) in SEK SEK5.73
OM:FING B Share Price * OM (2020-04-07) in SEK SEK14.15
United Kingdom of Great Britain and Northern Ireland Electronic Industry PB Ratio Median Figure of 33 Publicly-Listed Electronic Companies 1.89x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,323 Publicly-Listed Companies 1.13x
BATS-CHIXE:FINGBS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= OM:FING B Share Price ÷ Book Value per Share (both in SEK)

= 14.15 ÷ 5.73

2.47x

* Primary Listing of Fingerprint Cards.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Fingerprint Cards is overvalued based on assets compared to the GB Electronic industry average.
X
Value checks
We assess Fingerprint Cards's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Electronic industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Electronic industry average (and greater than 0)? (1 check)
  5. Fingerprint Cards has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

FINGBS Future Performance

 How is Fingerprint Cards expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
71.3%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Fingerprint Cards expected to grow at an attractive rate?
  • Unable to compare Fingerprint Cards's earnings growth to the low risk savings rate as it is expected to be loss making during the next 1-3 years.
Growth vs Market Checks
  • Unable to compare Fingerprint Cards's earnings growth to the United Kingdom of Great Britain and Northern Ireland market average as it is expected to be loss making during the next 1-3 years.
  • Fingerprint Cards's revenues are expected to decrease over the next 1-3 years, this is below the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
BATS-CHIXE:FINGBS Future Growth Rates Data Sources
Data Point Source Value (per year)
BATS-CHIXE:FINGBS Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts 71.3%
BATS-CHIXE:FINGBS Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 1 Analysts -1.2%
United Kingdom of Great Britain and Northern Ireland Electronic Industry Earnings Growth Rate Market Cap Weighted Average 9.4%
United Kingdom of Great Britain and Northern Ireland Electronic Industry Revenue Growth Rate Market Cap Weighted Average 4.1%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 15.6%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 2.5%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
BATS-CHIXE:FINGBS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
All numbers in SEK Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
BATS-CHIXE:FINGBS Future Estimates Data
Date (Data in SEK Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2022-12-31 1,404 0 1
2021-12-31 1,404 -5 1
2020-12-31 1,404 -4 1
2020-04-08
BATS-CHIXE:FINGBS Past Financials Data
Date (Data in SEK Millions) Revenue Cash Flow Net Income *
2019-12-31 1,459 160 -14
2019-09-30 1,502 52 -13
2019-06-30 1,580 195 -15
2019-03-31 1,588 317 -486
2018-12-31 1,535 275 -631
2018-09-30 1,726 299 -630
2018-06-30 2,136 271 -583
2018-03-31 2,570 497 -82
2017-12-31 2,966 377 120
2017-09-30 3,969 565 560
2017-06-30 4,990 524 1,108
2017-03-31 5,833 527 1,629

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Fingerprint Cards is not considered high growth as it is expected to be loss making for the next 1-3 years.
  • Fingerprint Cards's revenue is expected to decrease over the next 1-3 years, this is not considered high growth.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
BATS-CHIXE:FINGBS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below

All data from Fingerprint Cards Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BATS-CHIXE:FINGBS Future Estimates Data
Date (Data in SEK Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2022-12-31 0.00 0.00 0.00 1.00
2021-12-31 -0.01 -0.01 -0.01 1.00
2020-12-31 -0.01 -0.01 -0.01 1.00
2020-04-08
BATS-CHIXE:FINGBS Past Financials Data
Date (Data in SEK Millions) EPS *
2019-12-31 -0.04
2019-09-30 -0.04
2019-06-30 -0.05
2019-03-31 -1.55
2018-12-31 -2.01
2018-09-30 -2.01
2018-06-30 -1.86
2018-03-31 -0.26
2017-12-31 0.38
2017-09-30 1.79
2017-06-30 3.52
2017-03-31 5.15

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Fingerprint Cards will efficiently use shareholders’ funds in the future (Return on Equity greater than 20%) as it is not expected to be profitable.
X
Future performance checks
We assess Fingerprint Cards's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Fingerprint Cards has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

FINGBS Past Performance

  How has Fingerprint Cards performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Fingerprint Cards's growth in the last year to its industry (Electronic).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Fingerprint Cards does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Fingerprint Cards's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Fingerprint Cards's 1-year growth to the GB Electronic industry average as it is not currently profitable.
Earnings and Revenue History
Fingerprint Cards's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Fingerprint Cards Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BATS-CHIXE:FINGBS Past Revenue, Cash Flow and Net Income Data
Date (Data in SEK Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-12-31 1,458.60 -13.60 234.00 110.70
2019-09-30 1,501.50 -12.50 240.40 115.80
2019-06-30 1,580.20 -15.40 245.90 133.80
2019-03-31 1,588.30 -486.00 312.20 185.00
2018-12-31 1,535.10 -630.70 391.00 243.60
2018-09-30 1,726.10 -629.70 421.60 300.50
2018-06-30 2,136.30 -582.50 453.10 343.80
2018-03-31 2,569.80 -81.80 424.50 368.40
2017-12-31 2,966.00 120.30 382.50 391.30
2017-09-30 3,969.40 560.10 366.40 404.00
2017-06-30 4,990.30 1,107.50 345.30 400.60
2017-03-31 5,833.00 1,629.10 332.60 359.40
2016-12-31 6,638.30 2,034.70 293.80 304.20
2016-09-30 6,371.10 2,015.70 260.40 237.40
2016-06-30 5,472.80 1,765.60 230.30 199.20
2016-03-31 4,251.80 1,276.70 191.40 182.40
2015-12-31 2,900.50 798.30 164.60 174.00
2015-09-30 1,654.00 364.40 133.60 156.40
2015-06-30 756.20 -26.40 115.40 158.40
2015-03-31 355.10 -136.90 93.70 155.00
2014-12-31 233.60 -144.00 83.30 125.60
2014-09-30 162.71 -129.15 75.88 110.63
2014-06-30 128.11 -87.05 64.08 71.83
2014-03-31 104.71 -46.95 54.98 35.73
2013-12-31 95.41 -32.95 46.98 25.93
2013-09-30 63.18 -27.88 36.56 15.03
2013-06-30 34.18 -36.28 31.56 10.63

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Fingerprint Cards has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Fingerprint Cards has efficiently used its assets last year compared to the GB Electronic industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Fingerprint Cards improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Fingerprint Cards's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Electronic industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Fingerprint Cards has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

FINGBS Health

 How is Fingerprint Cards's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Fingerprint Cards's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Fingerprint Cards is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Fingerprint Cards's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Fingerprint Cards's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Fingerprint Cards has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Fingerprint Cards Company Filings, last reported 3 months ago.

BATS-CHIXE:FINGBS Past Debt and Equity Data
Date (Data in SEK Millions) Total Equity Total Debt Cash & Short Term Investments
2019-12-31 1,798.90 0.00 563.90
2019-09-30 1,868.50 0.00 536.70
2019-06-30 1,807.20 0.00 486.30
2019-03-31 1,807.30 0.00 337.60
2018-12-31 1,775.50 0.00 540.50
2018-09-30 1,781.50 0.00 742.00
2018-06-30 1,789.20 0.00 737.50
2018-03-31 2,195.90 50.90 534.20
2017-12-31 2,330.80 465.30 920.20
2017-09-30 2,342.40 0.00 1,011.20
2017-06-30 2,304.90 0.00 933.70
2017-03-31 2,279.40 0.00 798.40
2016-12-31 2,226.10 0.00 1,162.20
2016-09-30 1,772.20 0.00 931.70
2016-06-30 1,990.10 0.00 1,618.30
2016-03-31 1,673.10 0.00 1,321.20
2015-12-31 1,146.80 0.00 1,031.30
2015-09-30 731.50 0.00 498.70
2015-06-30 347.60 0.00 166.00
2015-03-31 282.20 0.00 120.90
2014-12-31 301.10 0.00 101.90
2014-09-30 307.10 0.00 192.10
2014-06-30 350.40 0.00 237.60
2014-03-31 395.60 0.00 306.50
2013-12-31 289.74 0.00 211.71
2013-09-30 189.70 0.00 142.30
2013-06-30 191.00 0.00 148.20
  • Fingerprint Cards has no debt.
  • Fingerprint Cards had no debt 5 years ago.
  • Fingerprint Cards has no debt, it does not need to be covered by operating cash flow.
  • Fingerprint Cards has no debt, therefore coverage of interest payments is not a concern.
X
Financial health checks
We assess Fingerprint Cards's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Fingerprint Cards has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

FINGBS Dividends

 What is Fingerprint Cards's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Fingerprint Cards dividends. Estimated to be 0% next year.
If you bought SEK2,000 of Fingerprint Cards shares you are expected to receive SEK0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Fingerprint Cards's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Fingerprint Cards's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
BATS-CHIXE:FINGBS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Electronic Industry Average Dividend Yield Market Cap Weighted Average of 16 Stocks 1.8%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 588 Stocks 5.5%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1.3%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2.5%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 6.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

BATS-CHIXE:FINGBS Future Dividends Estimate Data
Date (Data in SEK) Dividend per Share (annual) Avg. No. Analysts
2022-12-31 0.00 1.00
2021-12-31 0.00 1.00
2020-12-31 0.00 1.00
2020-04-08

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Fingerprint Cards has not reported any payouts.
  • Unable to verify if Fingerprint Cards's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Fingerprint Cards's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Fingerprint Cards has not reported any payouts.
Future Payout to shareholders
  • No need to calculate the sustainability of Fingerprint Cards's dividends in 3 years as they are not expected to pay a notable one for United Kingdom of Great Britain and Northern Ireland.
X
Income/ dividend checks
We assess Fingerprint Cards's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Fingerprint Cards afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Fingerprint Cards has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

FINGBS Management

 What is the CEO of Fingerprint Cards's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Christian Fredrikson
COMPENSATION SEK8,900,000
AGE 55
TENURE AS CEO 3.7 years
CEO Bio

Mr. Christian Fredrikson, M.Sc. (Engineering), has been Chief Executive Officer and President of Fingerprint Cards AB (publ) since August 1, 2016. Mr. Fredrikson has 20 years of experience in Telecommunications industry. He served as the Chief Executive Officer and President of F-Secure Oyj from January 16, 2012 to August 1, 2016 and served as its Managing Director until August 1, 2016. He was responsible for global sales for Network Systems business unit of Nokia Siemens Networks. He joined Nokia in 1994 and has held several executive level positions in it in various locations. He served as Head of Operations and Business Software at Nokia Solutions and Networks Oy (Alternate name: Nokia Siemens Networks Oy) since October 2007 and also served as its Head of Operations-Asia-Pacific region. He served as several leading positions within F-Secure, Nokia Networks, a holding company of Nokia Solutions and Networks Oy. He has been Director of Stena AB (publ) since August 1, 2017. He serves as a director on the board of Remedy Entertainment Ltd. He is a member of the foundation for Åbo Akademi University. He holds a Master of Science degree in Engineering from Åbo Akademi University in Turku, Finland.

CEO Compensation
  • Christian's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Christian's remuneration is about average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure and age of the Fingerprint Cards management team in years:

3.3
Average Tenure
48
Average Age
  • The tenure for the Fingerprint Cards management team is about average.
Management Team

Christian Fredrikson

TITLE
CEO & President
COMPENSATION
SEK9M
AGE
55
TENURE
3.7 yrs

Per Sundqvist

TITLE
Chief Financial Officer
AGE
53
TENURE
1.5 yrs

Pontus Jägemalm

TITLE
Chief Technology Officer
AGE
48
TENURE
3.3 yrs

Stefan Pettersson

TITLE
Head of Investor Relations

Thomas Rex

TITLE
Senior Vice President of Special Projects
AGE
56
TENURE
3.3 yrs

Ted Hansson

TITLE
Senior Vice President of Business Line Mobile
AGE
43
TENURE
3.3 yrs

Charles Burgeat

TITLE
Senior Vice President of Corporate Strategy & Portfolio Management
AGE
46
TENURE
1.3 yrs

Fredrik Ramberg

TITLE
Senior Vice President of Research & Development
AGE
36
TENURE
1.3 yrs

Michel Roig

TITLE
Senior Vice President of Business Line Payments & Access
AGE
43
TENURE
0.3 yrs

Göran Malm

TITLE
Senior Advisor & Member of Advisory Board
AGE
72
TENURE
7.9 yrs
Board of Directors Tenure

Average tenure and age of the Fingerprint Cards board of directors in years:

3
Average Tenure
57
Average Age
  • The tenure for the Fingerprint Cards board of directors is about average.
Board of Directors

Johan Carlström

TITLE
Chairman of the Board
COMPENSATION
SEK400K
AGE
56
TENURE
1.9 yrs

Dimitrij Titov

TITLE
Independent Director
COMPENSATION
SEK400K
AGE
57
TENURE
3 yrs

Alexander Kotsinas

TITLE
Independent Director
COMPENSATION
SEK500K
AGE
52
TENURE
3 yrs

Urban Fagerstedt

TITLE
Independent Director
COMPENSATION
SEK300K
AGE
66
TENURE
10.8 yrs

Göran Malm

TITLE
Senior Advisor & Member of Advisory Board
AGE
72
TENURE
7.9 yrs

Tomas V. Mikaelsson

TITLE
Independent Director
COMPENSATION
SEK300K
AGE
63
TENURE
3.9 yrs

Ted Elvhage

TITLE
Independent Director
COMPENSATION
SEK200K
AGE
51
TENURE
1.9 yrs

Juan Vallejo

TITLE
Independent Director
COMPENSATION
SEK200K
AGE
62
TENURE
1.9 yrs

Sofia Bertling

TITLE
Independent Director
AGE
49
TENURE
0.9 yrs
Who owns this company?
Recent Insider Trading
  • More shares have been bought than sold by Fingerprint Cards individual insiders in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (SEK) Value (SEK)
17. Mar 20 Buy Johan Carlström Individual 16. Mar 20 16. Mar 20 100,000 SEK9.46 SEK946,370
13. Mar 20 Buy Ted Elvhage Individual 13. Mar 20 13. Mar 20 30,000 SEK11.01 SEK330,291
13. Mar 20 Buy Johan Carlström Individual 12. Mar 20 12. Mar 20 100,000 SEK11.08 SEK1,108,200
12. Mar 20 Buy Johan Carlström Individual 09. Mar 20 09. Mar 20 100,000 SEK11.37 SEK1,136,650
11. Mar 20 Buy Juan Vallejo Individual 09. Mar 20 09. Mar 20 100,000 SEK11.55 SEK1,155,460
11. Mar 20 Buy Johan Carlström Individual 06. Mar 20 06. Mar 20 100,000 SEK12.58 SEK1,258,270
11. Mar 20 Buy Christian Fredrikson Individual 06. Mar 20 09. Mar 20 100,000 SEK12.58 SEK1,217,386
10. Mar 20 Buy Johan Carlström Individual 05. Mar 20 05. Mar 20 101,280 SEK13.39 SEK1,356,635
10. Mar 20 Buy Juan Vallejo Individual 06. Mar 20 06. Mar 20 110,000 SEK12.49 SEK1,373,812
10. Mar 20 Buy Tomas V. Mikaelsson Individual 06. Mar 20 06. Mar 20 8,000 SEK12.50 SEK100,000
26. Sep 19 Buy Alexander Kotsinas Individual 25. Sep 19 25. Sep 19 5,000 SEK17.64 SEK88,225
25. Sep 19 Buy Dimitrij Titov Individual 25. Sep 19 25. Sep 19 5,752 SEK17.39 SEK100,056
25. Sep 19 Buy Johan Carlström Individual 25. Sep 19 25. Sep 19 500,000 SEK17.54 SEK8,769,501
26. Sep 19 Buy Juan Vallejo Individual 25. Sep 19 25. Sep 19 150,000 SEK17.60 SEK2,639,790
26. Sep 19 Buy Per Sundqvist Individual 26. Sep 19 26. Sep 19 8,500 SEK18.90 SEK160,650
26. Sep 19 Buy Tomas V. Mikaelsson Individual 25. Sep 19 25. Sep 19 5,000 SEK17.95 SEK89,750
25. Sep 19 Buy Fredrik Ramberg Individual 25. Sep 19 25. Sep 19 15,000 SEK17.50 SEK262,500
25. Sep 19 Buy Christian Fredrikson Individual 25. Sep 19 25. Sep 19 50,000 SEK17.83 SEK891,410
X
Management checks
We assess Fingerprint Cards's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Fingerprint Cards has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

FINGBS News

Simply Wall St News

FINGBS Company Info

Description

Fingerprint Cards AB (publ) develops, produces, and markets biometric systems and technologies that facilitate the convenience and integrity of the individual. Its biometric systems include sensors, algorithms, software, and packaging technologies. The company offers biometric solutions for smartphones and tablets; smart cards; door locks; vehicles; Internet of Thing (IoT); and the automotive industry.It also offers various development tools for software development and production. The company sells its products through distributors and resellers. It serves in Sweden, Asia, South and North America, Europe, the Middle East, and Africa. Fingerprint Cards AB (publ) was founded in 1997 and is headquartered in Gothenburg, Sweden.

Details
Name: Fingerprint Cards AB (publ)
FINGBS
Exchange: BATS-CHIXE
Founded: 1997
SEK4,456,771,146
313,967,675
Website: http://www.fingerprints.com
Address: Fingerprint Cards AB (publ)
PO Box 2412,
Gothenburg,
Västra Götaland County, 403 16,
Sweden
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
OM FING B Series B Shares OMX Nordic Exchange Stockholm SE SEK 24. Jun 1998
OTCPK FGRR.F Series B Shares Pink Sheets LLC US USD 24. Jun 1998
DB FPQ1 Series B Shares Deutsche Boerse AG DE EUR 24. Jun 1998
LSE 0RGY Series B Shares London Stock Exchange GB SEK 24. Jun 1998
BATS-CHIXE FINGBS Series B Shares BATS 'Chi-X Europe' GB SEK 24. Jun 1998
Number of employees
Current staff
Staff numbers
225
Fingerprint Cards employees.
Industry
Electronic Equipment and Instruments
Tech
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/08 20:04
End of day share price update: 2020/04/07 00:00
Last estimates confirmation: 2020/02/14
Last earnings filing: 2020/02/13
Last earnings reported: 2019/12/31
Last annual earnings reported: 2019/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.