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Mogo

DB:SGCD
Snowflake Description

Limited growth with imperfect balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
SGCD
DB
CA$40M
Market Cap
  1. Home
  2. DE
  3. Diversified Financials
Company description

Mogo Inc. operates as a financial technology company in Canada. The last earnings update was 11 days ago. More info.


Add to Portfolio Compare Print
  • Mogo has significant price volatility in the past 3 months.
SGCD Share Price and Events
7 Day Returns
-4.1%
DB:SGCD
-4.8%
Europe Consumer Finance
2.1%
DE Market
1 Year Returns
-
DB:SGCD
-50.9%
Europe Consumer Finance
-16.6%
DE Market
SGCD Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Mogo (SGCD) -4.1% -45.9% -63.3% - - -
Europe Consumer Finance -4.8% -34.8% -44.2% -50.9% -66.5% -66.7%
DE Market 2.1% -12.6% -22.9% -16.6% -21.9% -27.8%
1 Year Return vs Industry and Market
  • No trading data on SGCD.
  • No trading data on SGCD.
Price Volatility
Industry
5yr Volatility vs Market

Value

 Is Mogo undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Mogo. This is due to cash flow or dividend data being unavailable. The share price is €0.925.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Mogo's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Mogo's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
DB:SGCD PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-12-31) in CAD CA$-0.42
TSX:MOGO Share Price ** TSX (2020-04-06) in CAD CA$1.45
Europe Consumer Finance Industry PE Ratio Median Figure of 27 Publicly-Listed Consumer Finance Companies 5.27x
Germany Market PE Ratio Median Figure of 402 Publicly-Listed Companies 16.83x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Mogo.

DB:SGCD PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= TSX:MOGO Share Price ÷ EPS (both in CAD)

= 1.45 ÷ -0.42

-3.42x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Mogo is loss making, we can't compare its value to the Europe Consumer Finance industry average.
  • Mogo is loss making, we can't compare the value of its earnings to the Germany market.
Price based on expected Growth
Does Mogo's expected growth come at a high price?
Raw Data
DB:SGCD PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -3.42x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 5 Analysts
-13.4%per year
Europe Consumer Finance Industry PEG Ratio Median Figure of 19 Publicly-Listed Consumer Finance Companies 0.43x
Germany Market PEG Ratio Median Figure of 256 Publicly-Listed Companies 1.22x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Mogo, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Mogo's assets?
Raw Data
DB:SGCD PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-12-31) in CAD CA$0.06
TSX:MOGO Share Price * TSX (2020-04-06) in CAD CA$1.45
Europe Consumer Finance Industry PB Ratio Median Figure of 42 Publicly-Listed Consumer Finance Companies 0.68x
Germany Market PB Ratio Median Figure of 573 Publicly-Listed Companies 1.45x
DB:SGCD PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= TSX:MOGO Share Price ÷ Book Value per Share (both in CAD)

= 1.45 ÷ 0.06

22.81x

* Primary Listing of Mogo.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Mogo is overvalued based on assets compared to the Europe Consumer Finance industry average.
X
Value checks
We assess Mogo's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check)
  5. Mogo has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Mogo expected to perform in the next 1 to 3 years based on estimates from 5 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
-13.4%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Mogo expected to grow at an attractive rate?
  • Unable to compare Mogo's earnings growth to the low risk savings rate as it is expected to be loss making during the next 1-3 years.
Growth vs Market Checks
  • Unable to compare Mogo's earnings growth to the Germany market average as it is expected to be loss making during the next 1-3 years.
  • Mogo's revenue growth is expected to exceed the Germany market average.
Annual Growth Rates Comparison
Raw Data
DB:SGCD Future Growth Rates Data Sources
Data Point Source Value (per year)
DB:SGCD Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 5 Analysts -13.4%
DB:SGCD Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 5 Analysts 34.9%
Europe Consumer Finance Industry Earnings Growth Rate Market Cap Weighted Average 12.3%
Europe Consumer Finance Industry Revenue Growth Rate Market Cap Weighted Average 9.3%
Germany Market Earnings Growth Rate Market Cap Weighted Average 14%
Germany Market Revenue Growth Rate Market Cap Weighted Average 3.9%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
DB:SGCD Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 5 Analyst Estimates (S&P Global) See Below
All numbers in CAD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
DB:SGCD Future Estimates Data
Date (Data in CAD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-12-31 48 -3 -14 5
2020-12-31 43 53 -17 5
2020-04-07
DB:SGCD Past Financials Data
Date (Data in CAD Millions) Revenue Cash Flow Net Income *
2019-12-31 22 -15 -11
2019-09-30 29 -24 -9
2019-06-30 28 -26 -10
2019-03-31 28 -27 -23
2018-12-31 23 -29 -22
2018-09-30 27 -28 -23
2018-06-30 26 -29 -20
2018-03-31 24 -28 -19
2017-12-31 19 -21 -20
2017-09-30 22 -15 -17
2017-06-30 21 -9 -17
2017-03-31 21 -9 -16

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Mogo is not considered high growth as it is expected to be loss making for the next 1-3 years.
  • Mogo's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
DB:SGCD Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 5 Analyst Estimates (S&P Global) See Below

All data from Mogo Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:SGCD Future Estimates Data
Date (Data in CAD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-12-31 -0.50 -0.34 -0.87 4.00
2020-12-31 -0.61 -0.44 -0.68 4.00
2020-04-07
DB:SGCD Past Financials Data
Date (Data in CAD Millions) EPS *
2019-12-31 -0.42
2019-09-30 -0.35
2019-06-30 -0.41
2019-03-31 -1.01
2018-12-31 -0.97
2018-09-30 -1.07
2018-06-30 -0.96
2018-03-31 -0.98
2017-12-31 -1.07
2017-09-30 -0.92
2017-06-30 -0.91
2017-03-31 -0.88

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Mogo will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Mogo's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Europe market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Mogo has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Mogo performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Mogo's growth in the last year to its industry (Consumer Finance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Mogo does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare Mogo's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Mogo's 1-year growth to the Europe Consumer Finance industry average as it is not currently profitable.
Earnings and Revenue History
Mogo's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Mogo Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:SGCD Past Revenue, Cash Flow and Net Income Data
Date (Data in CAD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-12-31 21.86 -10.83 35.89
2019-09-30 28.56 -8.51 35.79
2019-06-30 28.46 -9.52 35.75
2019-03-31 28.49 -23.08 35.20
2018-12-31 22.79 -22.02 35.46
2018-09-30 27.04 -23.15 34.24
2018-06-30 25.99 -19.82 32.44
2018-03-31 23.95 -19.11 30.07
2017-12-31 19.46 -19.73 28.85
2017-09-30 21.65 -16.86 26.46
2017-06-30 21.21 -16.72 25.60
2017-03-31 21.38 -16.01 26.12
2016-12-31 21.81 -17.09 27.17
2016-09-30 22.19 -19.46 29.10
2016-06-30 22.50 -22.69 31.66
2016-03-31 21.78 -22.74 30.97
2015-12-31 20.13 -21.35 28.92
2015-09-30 17.90 -18.37 24.38
2015-06-30 15.03 -15.48 20.09
2015-03-31 12.04 -14.16 16.68
2014-12-31 8.97 -13.07 13.46
2013-12-31 6.02 -5.59 5.78

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Mogo has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Mogo has efficiently used its assets last year compared to the Europe Consumer Finance industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Mogo improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Mogo's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Mogo has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Mogo's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Mogo's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Mogo is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Mogo's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of Mogo's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is not covered by short term assets, assets are 0.8x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Mogo Company Filings, last reported 3 months ago.

DB:SGCD Past Debt and Equity Data
Date (Data in CAD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-12-31 1.75 132.88 10.42
2019-09-30 8.08 132.73 13.65
2019-06-30 13.85 131.38 20.06
2019-03-31 -12.84 132.68 16.28
2018-12-31 -8.69 131.47 20.44
2018-09-30 -4.89 122.35 25.05
2018-06-30 1.68 117.73 30.62
2018-03-31 6.72 113.33 35.70
2017-12-31 13.80 112.35 40.56
2017-09-30 -6.10 104.78 19.12
2017-06-30 -2.63 101.54 25.00
2017-03-31 1.41 86.84 15.89
2016-12-31 5.70 86.53 18.62
2016-09-30 8.63 87.04 22.10
2016-06-30 11.94 84.54 24.13
2016-03-31 16.15 82.70 28.62
2015-12-31 20.03 80.84 31.72
2015-09-30 24.99 68.47 39.89
2015-06-30 31.37 57.57 52.74
2015-03-31 -9.21 55.02 16.30
2014-12-31 -6.22 52.00 23.60
2013-12-31 -32.45 42.75 1.45
  • Mogo's level of debt (7584.7%) compared to net worth is high (greater than 40%).
  • Mogo had negative shareholder equity 5 years ago, it is now positive therefore their debt level has improved.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Mogo has less than a year of cash runway based on current free cash flow.
  • Mogo has less than a year of cash runway if free cash flow continues to reduce at historical rates of -0.6% each year.
X
Financial health checks
We assess Mogo's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Mogo has a total score of 2/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Mogo's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Mogo dividends.
If you bought €2,000 of Mogo shares you are expected to receive €0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Mogo's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Mogo's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
DB:SGCD Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 5 Analyst Estimates (S&P Global) See Below
Europe Consumer Finance Industry Average Dividend Yield Market Cap Weighted Average of 17 Stocks 6.6%
Germany Market Average Dividend Yield Market Cap Weighted Average of 314 Stocks 3.7%
Germany Minimum Threshold Dividend Yield 10th Percentile 0.8%
Germany Bottom 25% Dividend Yield 25th Percentile 1.7%
Germany Top 25% Dividend Yield 75th Percentile 4.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

DB:SGCD Future Dividends Estimate Data
Date (Data in CA$) Dividend per Share (annual) Avg. No. Analysts
2021-12-31
2020-12-31
2020-04-07

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Mogo has not reported any payouts.
  • Unable to verify if Mogo's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Mogo's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Mogo has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Mogo's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Mogo afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Mogo has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Mogo's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Dave Feller
COMPENSATION CA$491,294
AGE 51
TENURE AS CEO 7 years
CEO Bio

Mr. David Marshall Feller, also known as Dave, Founded Mogo Finance Technology Inc. in 2003 and has been its Chief Executive Officer since April 12, 2013. Mr. Feller is a Co-Founder and Partner of Bluestone.vc. Mr. Feller is the Founder of mogo.ca and serves as its Chief Executive Officer, where he has spent the last 5 years. He was also involved in identifying and structuring Bluestone.vc’s investment in Adenyo. He has been the Chairman of Mogo Finance Technology Inc. since August 2016. He has been Director at Mogo Finance Technology Inc. since August 26, 2003. He is a serial entrepreneur with over 20 years of business and entrepreneurial experience. Mr. Feller was a member of the Young Entrepreneurs Organization (YEO) of Canada. Mr. Feller holds BA in Economics and French from the University of Western Ontario.

CEO Compensation
  • Dave's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Dave's remuneration is about average for companies of similar size in Germany.
Management Team

Dave Feller

TITLE
Founder
COMPENSATION
CA$491K
AGE
51
TENURE
7 yrs

Greg Feller

TITLE
President
COMPENSATION
CA$556K
AGE
51
TENURE
5 yrs

Macully Clayton

TITLE
Vice President of Product
COMPENSATION
CA$316K

Justin Carter

TITLE
Vice President of Growth
COMPENSATION
CA$274K
Board of Directors Tenure

Average tenure and age of the Mogo board of directors in years:

3.7
Average Tenure
54
Average Age
  • The tenure for the Mogo board of directors is about average.
Board of Directors

Dave Feller

TITLE
Founder
COMPENSATION
CA$491K
AGE
51
TENURE
3.7 yrs

Greg Feller

TITLE
President
COMPENSATION
CA$556K
AGE
51
TENURE
5 yrs

Minhas Mohamed

TITLE
Independent Director
COMPENSATION
CA$91K
AGE
63
TENURE
5 yrs

Kees Winters

TITLE
Independent Director
TENURE
0.8 yrs

Mike Wekerle

TITLE
Independent Director
AGE
57
TENURE
0.8 yrs
Who owns this company?
Recent Insider Trading
  • More shares have been bought than sold by Mogo individual insiders in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
03. Apr 20 Buy Michael Wekerle Individual 02. Apr 20 02. Apr 20 10,000 €0.94 €9,421
19. Dec 19 Buy Michael Wekerle Individual 19. Dec 19 19. Dec 19 40,400 €2.22 €89,664
06. Dec 19 Buy Kees Van Winters Individual 18. Sep 19 18. Sep 19 1,600 €2.74 €4,381
27. Nov 19 Buy Michael Wekerle Individual 27. Nov 19 27. Nov 19 5,000 €2.36 €11,810
22. Nov 19 Buy Michael Wekerle Individual 22. Nov 19 22. Nov 19 38,900 €2.43 €94,688
21. Nov 19 Buy Michael Wekerle Individual 21. Nov 19 21. Nov 19 8,400 €2.42 €20,083
20. Nov 19 Buy Michael Wekerle Individual 19. Nov 19 20. Nov 19 47,100 €2.46 €113,728
14. Nov 19 Buy Michael Wekerle Individual 14. Nov 19 14. Nov 19 800 €2.44 €1,954
17. Sep 19 Buy Michael Wekerle Individual 13. Sep 19 13. Sep 19 12,000 €2.76 €33,055
13. Sep 19 Buy Michael Wekerle Individual 10. Sep 19 12. Sep 19 6,000 €2.81 €16,403
29. Aug 19 Buy Michael Wekerle Individual 28. Aug 19 28. Aug 19 5,000 €2.78 €13,770
19. Aug 19 Buy Michael Wekerle Individual 16. Aug 19 16. Aug 19 15,000 €2.30 €34,135
X
Management checks
We assess Mogo's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Mogo has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

Mogo Inc. operates as a financial technology company in Canada. The company offers financial health app that empowers consumers with solutions to help them manage and control finances. It offers users a free MogoAccount and provides access to six products, including free credit score monitoring, identity fraud protection, digital spending account with Platinum Prepaid Visa Card, digital mortgage experience, the MogoCrypto account, a product within MogoWealth that enables the buying and selling of bitcoin, and access to smart consumer credit products through MogoMoney. The company’s platform delivers digital experience with financial products all through one account. It has approximately 800,000 members. The company was formerly known as Mogo Finance Technology Inc. and changed its name to Mogo Inc. in June 2019. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada.

Details
Name: Mogo Inc.
SGCD
Exchange: DB
Founded: 2003
CA$26,416,139
27,871,000
Website: http://www.mogo.ca
Address: Mogo Inc.
2100-401 West Georgia Street,
Vancouver,
British Columbia, V6B 5A1,
Canada
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
TSX MOGO New Common Shares The Toronto Stock Exchange CA CAD 24. Jun 2019
NasdaqCM MOGO New Common Shares Nasdaq Capital Market US USD 24. Jun 2019
DB SGCD New Common Shares Deutsche Boerse AG DE EUR 24. Jun 2019
Number of employees
Current staff
Staff numbers
278
Mogo employees.
Industry
Consumer Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/07 03:34
End of day share price update: 2020/04/06 00:00
Last estimates confirmation: 2020/03/30
Last earnings filing: 2020/03/27
Last earnings reported: 2019/12/31
Last annual earnings reported: 2019/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.