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Albis Leasing

DB:ALG
Snowflake Description

Fair value with questionable track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
ALG
DB
€51M
Market Cap
  1. Home
  2. DE
  3. Diversified Financials
Company description

Albis Leasing AG, through its subsidiaries, provides leasing solutions for SMEs in Germany. The last earnings update was 44 days ago. More info.


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ALG Share Price and Events
7 Day Returns
0%
DB:ALG
5%
DE Diversified Financial
2.8%
DE Market
1 Year Returns
-23.4%
DB:ALG
1.4%
DE Diversified Financial
3%
DE Market
ALG Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Albis Leasing (ALG) 0% -0.7% -4.9% -23.4% 6.7% 626.2%
DE Diversified Financial 5% 7.8% -5% 1.4% 75.8% 333.7%
DE Market 2.8% 0.2% 1.3% 3% 8% 23.6%
1 Year Return vs Industry and Market
  • ALG underperformed the Diversified Financial industry which returned 1.4% over the past year.
  • ALG underperformed the Market in Germany which returned 3% over the past year.
Price Volatility
ALG
Industry
5yr Volatility vs Market
Related Companies

ALG Value

 Is Albis Leasing undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Albis Leasing to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Albis Leasing.

DB:ALG Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= €1.02 * 19.2%
€0.19
Book Value of Equity per Share Median Book Value from the past 5 years. €1.02
Discount Rate (Cost of Equity) See below 5.3%
Perpetual Growth Rate 10-Year DE Government Bond Rate 0.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for DB:ALG
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year DE Govt Bond Rate 0.2%
Equity Risk Premium S&P Global 6%
Diversified Financial Unlevered Beta Simply Wall St/ S&P Global 0.72
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.72 (1 + (1- 30%) (349.59%))
0.859
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.86
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 0.23% + (0.859 * 5.96%)
5.35%

Discounted Cash Flow Calculation for DB:ALG using Excess Returns Model Model

The calculations below outline how an intrinsic value for Albis Leasing is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

DB:ALG Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (19.2% – 5.35%) * €1.02)
€0.14
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= €0.14 / (5.35% - 0.23%)
€2.74
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= €1.02 + €2.74
€3.76
DB:ALG Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in DB:ALG represents 0.9855x of XTRA:ALG
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.9855x
Value per Share
(Listing Adjusted, EUR)
= Value per Share (EUR) x Listing Adjustment Factor
= € 3.76 x 0.9855
€3.70
Value per share (EUR) From above. €3.70
Current discount Discount to share price of €2.72
= -1 x (€2.72 - €3.70) / €3.70
26.5%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Albis Leasing is available for.
Intrinsic value
27%
Share price is €2.72 vs Future cash flow value of €3.7
Current Discount Checks
For Albis Leasing to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Albis Leasing's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Albis Leasing's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Albis Leasing's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Albis Leasing's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
DB:ALG PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in EUR €0.13
XTRA:ALG Share Price ** XTRA (2019-10-11) in EUR €2.76
Germany Diversified Financial Industry PE Ratio Median Figure of 6 Publicly-Listed Diversified Financial Companies 27.82x
Germany Market PE Ratio Median Figure of 417 Publicly-Listed Companies 19.72x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Albis Leasing.

DB:ALG PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= XTRA:ALG Share Price ÷ EPS (both in EUR)

= 2.76 ÷ 0.13

21.25x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Albis Leasing is good value based on earnings compared to the DE Diversified Financial industry average.
  • Albis Leasing is overvalued based on earnings compared to the Germany market.
Price based on expected Growth
Does Albis Leasing's expected growth come at a high price?
Raw Data
DB:ALG PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 21.25x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
8.3%per year
Europe Diversified Financial Industry PEG Ratio Median Figure of 13 Publicly-Listed Diversified Financial Companies 1.81x
Germany Market PEG Ratio Median Figure of 265 Publicly-Listed Companies 1.39x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Albis Leasing, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Albis Leasing's assets?
Raw Data
DB:ALG PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in EUR €1.34
XTRA:ALG Share Price * XTRA (2019-10-11) in EUR €2.76
Germany Diversified Financial Industry PB Ratio Median Figure of 9 Publicly-Listed Diversified Financial Companies 3.77x
Germany Market PB Ratio Median Figure of 598 Publicly-Listed Companies 1.74x
DB:ALG PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= XTRA:ALG Share Price ÷ Book Value per Share (both in EUR)

= 2.76 ÷ 1.34

2.06x

* Primary Listing of Albis Leasing.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Albis Leasing is good value based on assets compared to the DE Diversified Financial industry average.
X
Value checks
We assess Albis Leasing's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Diversified Financial industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Diversified Financial industry average (and greater than 0)? (1 check)
  5. Albis Leasing has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

ALG Future Performance

 How is Albis Leasing expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover Albis Leasing, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
8.3%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Albis Leasing expected to grow at an attractive rate?
  • Albis Leasing's earnings growth is expected to exceed the low risk savings rate of 0.2%.
Growth vs Market Checks
  • Albis Leasing's earnings growth is positive but not above the Germany market average.
  • Unable to compare Albis Leasing's revenue growth to the Germany market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
DB:ALG Future Growth Rates Data Sources
Data Point Source Value (per year)
DB:ALG Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 8.3%
Germany Diversified Financial Industry Earnings Growth Rate Market Cap Weighted Average 17.3%
Europe Diversified Financial Industry Revenue Growth Rate Market Cap Weighted Average 0.6%
Germany Market Earnings Growth Rate Market Cap Weighted Average 12.8%
Germany Market Revenue Growth Rate Market Cap Weighted Average 5%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
DB:ALG Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in EUR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
DB:ALG Future Estimates Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2019-10-13
DB:ALG Past Financials Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income *
2019-06-30 22 -38 2
2019-03-31 21 -25 3
2018-12-31 21 -12 4
2018-09-30 20 -5 4
2018-06-30 20 1 3
2018-03-31 20 4 4
2017-12-31 20 7 4
2017-09-30 21 11 4
2017-06-30 23 15 4
2017-03-31 22 13 3
2016-12-31 21 12 3
2016-09-30 20 -35 4

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Albis Leasing's earnings are expected to grow by 8.3% yearly, however this is not considered high growth (20% yearly).
  • Unable to determine if Albis Leasing is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
DB:ALG Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Albis Leasing Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:ALG Future Estimates Data
Date (Data in EUR Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2019-10-13
DB:ALG Past Financials Data
Date (Data in EUR Millions) EPS *
2019-06-30 0.13
2019-03-31 0.17
2018-12-31 0.21
2018-09-30 0.20
2018-06-30 0.19
2018-03-31 0.20
2017-12-31 0.22
2017-09-30 0.20
2017-06-30 0.19
2017-03-31 0.19
2016-12-31 0.19
2016-09-30 0.22

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Albis Leasing will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Albis Leasing's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Germany market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Albis Leasing has a total score of 1/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

ALG Past Performance

  How has Albis Leasing performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Albis Leasing's growth in the last year to its industry (Diversified Financial).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Albis Leasing has delivered over 20% year on year earnings growth in the past 5 years.
  • Albis Leasing's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Albis Leasing's 1-year earnings growth is negative, it can't be compared to the Europe Diversified Financial industry average.
Earnings and Revenue History
Albis Leasing's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Albis Leasing Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:ALG Past Revenue, Cash Flow and Net Income Data
Date (Data in EUR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 21.60 2.27 10.21
2019-03-31 21.22 3.05 9.73
2018-12-31 20.84 3.83 9.24
2018-09-30 20.29 3.61 8.81
2018-06-30 19.74 3.40 8.38
2018-03-31 19.64 3.71 8.16
2017-12-31 19.54 4.01 7.93
2017-09-30 21.12 3.76 8.42
2017-06-30 22.69 3.51 8.91
2017-03-31 21.75 3.49 9.50
2016-12-31 20.80 3.47 10.08
2016-09-30 19.73 4.06 11.40
2016-06-30 18.66 4.66 12.72
2016-03-31 21.44 4.16 13.89
2015-12-31 24.21 3.67 15.06
2015-06-30 17.31 -8.05 15.48
2015-03-31 20.79 -4.59 14.96
2014-12-31 24.26 -1.12 14.44
2014-06-30 71.34 2.01 13.22
2014-03-31 69.93 -2.12 13.28
2013-12-31 68.52 -6.26 13.33
2013-09-30 76.52 -3.39 13.36
2013-06-30 84.53 -0.51 13.38
2013-03-31 86.20 -0.11 13.37
2012-12-31 87.87 0.29 13.35

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Albis Leasing has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Albis Leasing used its assets less efficiently than the DE Diversified Financial industry average last year based on Return on Assets.
  • Albis Leasing has significantly improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Albis Leasing's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Diversified Financial industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Albis Leasing has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

ALG Health

 How is Albis Leasing's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Albis Leasing's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Albis Leasing's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Albis Leasing's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of Albis Leasing's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is not covered by short term assets, assets are 0.4x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Albis Leasing Company Filings, last reported 3 months ago.

DB:ALG Past Debt and Equity Data
Date (Data in EUR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 20.79 172.34 7.70
2019-03-31 20.79 172.34 7.70
2018-12-31 21.07 144.34 10.73
2018-09-30 21.07 144.34 10.73
2018-06-30 20.49 145.92 22.37
2018-03-31 20.49 145.92 22.37
2017-12-31 18.88 148.66 28.15
2017-09-30 18.88 148.66 28.15
2017-06-30 17.59 147.29 20.91
2017-03-31 17.59 147.29 20.91
2016-12-31 15.40 140.25 11.51
2016-09-30 15.40 140.25 11.51
2016-06-30 14.74 166.44 28.94
2016-03-31 14.74 166.44 28.94
2015-12-31 10.34 165.20 26.66
2015-06-30 7.78 70.06 12.85
2015-03-31 7.78 70.06 12.85
2014-12-31 6.63 75.36 10.79
2014-06-30 9.45 64.82 8.14
2014-03-31 9.45 64.82 8.14
2013-12-31 1.28 38.44 4.62
2013-09-30 1.28 38.44 4.62
2013-06-30 7.63 41.93 6.72
2013-03-31 7.63 41.93 6.72
2012-12-31 7.82 45.20 7.96
  • Albis Leasing's level of debt (829.2%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (688% vs 829.2% today).
  • Operating cash flow is negative therefore debt is not well covered.
  • Interest payments on debt are not well covered by earnings (EBIT is 0.9x annual interest expense, ideally 3x coverage).
X
Financial health checks
We assess Albis Leasing's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Albis Leasing has a total score of 0/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

ALG Dividends

 What is Albis Leasing's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
2.17%
Current annual income from Albis Leasing dividends.
If you bought €2,000 of Albis Leasing shares you are expected to receive €43 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Albis Leasing's pays a higher dividend yield than the bottom 25% of dividend payers in Germany (1.46%).
  • Albis Leasing's dividend is below the markets top 25% of dividend payers in Germany (3.86%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
DB:ALG Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Europe Diversified Financial Industry Average Dividend Yield Market Cap Weighted Average of 32 Stocks 3.2%
Germany Market Average Dividend Yield Market Cap Weighted Average of 337 Stocks 3.1%
Germany Minimum Threshold Dividend Yield 10th Percentile 0.7%
Germany Bottom 25% Dividend Yield 25th Percentile 1.5%
Germany Top 25% Dividend Yield 75th Percentile 3.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

DB:ALG Future Dividends Estimate Data
Date (Data in €) Dividend per Share (annual) Avg. No. Analysts
2019-10-13
DB:ALG Past Annualized Dividends Data
Date (Data in €) Dividend per share (annual) Avg. Yield (%)
2019-05-17 0.060 2.150
2018-05-04 0.060 1.809
2017-05-19 0.036 0.984
2016-08-31 0.036 1.167
2016-05-20 0.036 1.858

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Whilst dividend payments have been stable, Albis Leasing has been paying a dividend for less than 10 years.
  • Dividend payments have increased, but Albis Leasing only paid a dividend in the past 3 years.
Current Payout to shareholders
What portion of Albis Leasing's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (2.2x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Albis Leasing's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.7%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Albis Leasing afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Albis Leasing has a total score of 2/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

ALG Management

 What is the CEO of Albis Leasing's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
  • Albis Leasing has no CEO, or we have no data on them.
Management Team

Michael Hartwich

TITLE
Member of Mangement Board
COMPENSATION
€307K

Andreas Oppitz

TITLE
Member of Management Board
COMPENSATION
€307K
Board of Directors Tenure

Average tenure of the Albis Leasing board of directors in years:

0.7
Average Tenure
  • The average tenure for the Albis Leasing board of directors is less than 3 years, this suggests a new board.
Board of Directors

Wolfgang Wittmann

TITLE
Chairman of Supervisory Board
TENURE
0.7 yrs

Keiner Scherer

TITLE
Deputy Chairman of Supervisory Board
TENURE
0.7 yrs

Horst Zündorf

TITLE
Member of Supervisory Board
COMPENSATION
€42K
AGE
63

Alexander Eichner

TITLE
Member of Supervisory Board
AGE
60
TENURE
0.7 yrs

Dilan Hilser

TITLE
Member of Supervisory Board
TENURE
0.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
X
Management checks
We assess Albis Leasing's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Albis Leasing has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

ALG News

Simply Wall St News

ALG Company Info

Description

Albis Leasing AG, through its subsidiaries, provides leasing solutions for SMEs in Germany. The company was founded in 1986 and is based in Hamburg, Germany.

Details
Name: Albis Leasing AG
ALG
Exchange: DB
Founded: 1986
€51,186,960
18,546,000
Website: http://www.albis-leasing.de
Address: Albis Leasing AG
Ifflandstrasse 4,
Hamburg,
Hamburg, 22087,
Germany
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
XTRA ALG Bearer Shares XETRA Trading Platform DE EUR 13. Jan 1992
DB ALG Bearer Shares Deutsche Boerse AG DE EUR 13. Jan 1992
LSE 0FC8 Bearer Shares London Stock Exchange GB EUR 13. Jan 1992
Number of employees
Current staff
Staff numbers
121
Albis Leasing employees.
Industry
Specialized Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/10/13 20:42
End of day share price update: 2019/10/11 00:00
Last estimates confirmation: 2019/06/03
Last earnings filing: 2019/08/30
Last earnings reported: 2019/06/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.