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Goldmoney

DB:9BT
Snowflake Description

Adequate balance sheet with proven track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
9BT
DB
CA$171M
Market Cap
  1. Home
  2. DE
  3. Diversified Financials
Company description

Goldmoney Inc. operates as a precious metal focused investment company worldwide. The last earnings update was 60 days ago. More info.


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9BT Share Price and Events
7 Day Returns
-4.2%
DB:9BT
5%
DE Diversified Financial
2.5%
DE Market
1 Year Returns
-11.9%
DB:9BT
1.4%
DE Diversified Financial
2.6%
DE Market
9BT Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Goldmoney (9BT) -4.2% -5% 4.2% -11.9% -53.4% -
DE Diversified Financial 5% 7% -5% 1.4% 75.8% 333.8%
DE Market 2.5% 0.2% 1% 2.6% 7.8% 23.7%
1 Year Return vs Industry and Market
  • 9BT underperformed the Diversified Financial industry which returned 1.4% over the past year.
  • 9BT underperformed the Market in Germany which returned 2.6% over the past year.
Price Volatility
9BT
Industry
5yr Volatility vs Market

9BT Value

 Is Goldmoney undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Goldmoney. This is due to cash flow or dividend data being unavailable. The share price is €1.472.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Goldmoney's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Goldmoney's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
DB:9BT PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in CAD CA$0.30
TSX:XAU Share Price ** TSX (2019-10-11) in CAD CA$2.2
Germany Diversified Financial Industry PE Ratio Median Figure of 6 Publicly-Listed Diversified Financial Companies 27.82x
Germany Market PE Ratio Median Figure of 417 Publicly-Listed Companies 19.72x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Goldmoney.

DB:9BT PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= TSX:XAU Share Price ÷ EPS (both in CAD)

= 2.2 ÷ 0.30

7.26x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Goldmoney is good value based on earnings compared to the DE Diversified Financial industry average.
  • Goldmoney is good value based on earnings compared to the Germany market.
Price based on expected Growth
Does Goldmoney's expected growth come at a high price?
Raw Data
DB:9BT PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 7.26x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts
Not available
Europe Diversified Financial Industry PEG Ratio Median Figure of 13 Publicly-Listed Diversified Financial Companies 1.81x
Germany Market PEG Ratio Median Figure of 264 Publicly-Listed Companies 1.38x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Goldmoney, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Goldmoney's assets?
Raw Data
DB:9BT PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in CAD CA$2.44
TSX:XAU Share Price * TSX (2019-10-11) in CAD CA$2.2
Germany Diversified Financial Industry PB Ratio Median Figure of 9 Publicly-Listed Diversified Financial Companies 3.77x
Germany Market PB Ratio Median Figure of 597 Publicly-Listed Companies 1.74x
DB:9BT PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= TSX:XAU Share Price ÷ Book Value per Share (both in CAD)

= 2.2 ÷ 2.44

0.9x

* Primary Listing of Goldmoney.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Goldmoney is good value based on assets compared to the DE Diversified Financial industry average.
X
Value checks
We assess Goldmoney's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Diversified Financial industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Diversified Financial industry average (and greater than 0)? (1 check)
  5. Goldmoney has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

9BT Future Performance

 How is Goldmoney expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Goldmoney has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
17.3%
Expected Diversified Financial industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Goldmoney expected to grow at an attractive rate?
  • Unable to compare Goldmoney's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Goldmoney's earnings growth to the Germany market average as no estimate data is available.
  • Unable to compare Goldmoney's revenue growth to the Germany market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
DB:9BT Future Growth Rates Data Sources
Data Point Source Value (per year)
Germany Diversified Financial Industry Earnings Growth Rate Market Cap Weighted Average 17.3%
Europe Diversified Financial Industry Revenue Growth Rate Market Cap Weighted Average 0.6%
Germany Market Earnings Growth Rate Market Cap Weighted Average 12.8%
Germany Market Revenue Growth Rate Market Cap Weighted Average 4.9%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
DB:9BT Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
All numbers in CAD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
DB:9BT Future Estimates Data
Date (Data in CAD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2020-03-31 247 -5 1
2019-10-12
DB:9BT Past Financials Data
Date (Data in CAD Millions) Revenue Cash Flow Net Income *
2019-06-30 279 5 23
2019-03-31 284 -4 24
2018-12-31 262 -21 24
2018-09-30 263 -16 0
2018-06-30 281 -5 3
2018-03-31 343 -7 4
2017-12-31 376 -2 4
2017-09-30 430 1 -3
2017-06-30 539 -7 -4
2017-03-31 527 -5 -8
2016-12-31 503 -11 -9
2016-09-30 445 -10 -10

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Goldmoney is high growth as no earnings estimate data is available.
  • Unable to determine if Goldmoney is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
DB:9BT Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below

All data from Goldmoney Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:9BT Future Estimates Data
Date (Data in CAD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2020-03-31 -0.07 -0.07 -0.07 1.00
2019-10-12
DB:9BT Past Financials Data
Date (Data in CAD Millions) EPS *
2019-06-30 0.30
2019-03-31 0.31
2018-12-31 0.31
2018-09-30 0.00
2018-06-30 0.04
2018-03-31 0.06
2017-12-31 0.06
2017-09-30 -0.05
2017-06-30 -0.07
2017-03-31 -0.11
2016-12-31 -0.16
2016-09-30 -0.16

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Goldmoney will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine whether Goldmoney is trading at Goldmoney'san attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
  2. Goldmoney's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  3. Goldmoney's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Goldmoney's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Germany market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Goldmoney has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

9BT Past Performance

  How has Goldmoney performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Goldmoney's growth in the last year to its industry (Diversified Financial).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Goldmoney has delivered over 20% year on year earnings growth in the past 5 years.
  • Goldmoney's 1-year earnings growth exceeds its 5-year average (738% vs 72.1%)
  • Goldmoney's earnings growth has exceeded the Europe Diversified Financial industry average in the past year (738% vs 3.5%).
Earnings and Revenue History
Goldmoney's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Goldmoney Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:9BT Past Revenue, Cash Flow and Net Income Data
Date (Data in CAD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 279.25 23.35 20.68 1.49
2019-03-31 283.90 23.59 22.78 1.45
2018-12-31 262.12 23.90 24.39 1.34
2018-09-30 263.25 -0.25 23.93 1.10
2018-06-30 281.04 2.79 20.60 1.09
2018-03-31 342.54 4.40 17.69 1.16
2017-12-31 376.08 4.21 14.88 1.17
2017-09-30 430.12 -3.42 14.27 1.09
2017-06-30 539.32 -4.50 14.89 1.05
2017-03-31 526.51 -7.54 16.03 1.13
2016-12-31 503.17 -9.37 16.27 1.29
2016-09-30 444.71 -9.77 15.91 1.45
2016-06-30 370.07 -13.37 17.65 1.68
2016-03-31 259.87 -15.12 16.36 1.40
2015-12-31 151.05 -12.75 13.69 0.90
2015-03-31 0.40 -1.99 1.96
2014-12-31 -0.81 0.75

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Goldmoney has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Goldmoney used its assets more efficiently than the DE Diversified Financial industry average last year based on Return on Assets.
  • It is difficult to establish if Goldmoney improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Goldmoney's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Diversified Financial industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Goldmoney has a total score of 4/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

9BT Health

 How is Goldmoney's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Goldmoney's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Goldmoney is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Goldmoney's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Goldmoney's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 15x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Goldmoney Company Filings, last reported 3 months ago.

DB:9BT Past Debt and Equity Data
Date (Data in CAD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 188.78 6.74 51.54
2019-03-31 187.59 1.15 46.39
2018-12-31 187.98 1.44 45.30
2018-09-30 165.21 1.20 57.16
2018-06-30 169.45 5.46 65.57
2018-03-31 168.08 5.79 63.15
2017-12-31 165.98 4.20 60.00
2017-09-30 117.99 2.14 36.19
2017-06-30 118.26 6.05 43.94
2017-03-31 116.05 5.44 42.50
2016-12-31 117.37 11.23 50.71
2016-09-30 116.70 4.08 55.88
2016-06-30 114.03 0.34 51.12
2016-03-31 114.89 2.14 55.46
2015-12-31 83.98 0.00 26.84
2015-03-31 1.29 0.66 1.90
2014-12-31 2.48 0.62 3.05
  • Goldmoney's level of debt (3.6%) compared to net worth is satisfactory (less than 40%).
  • Unable to establish if Goldmoney's debt level has increased without past 5-year debt data.
  • Debt is well covered by operating cash flow (81.4%, greater than 20% of total debt).
  • Unable to confirm if the interest payments on Goldmoney's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Goldmoney's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Goldmoney has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

9BT Dividends

 What is Goldmoney's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0.58%
Current annual income from Goldmoney dividends.
If you bought €2,000 of Goldmoney shares you are expected to receive €12 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Goldmoney's pays a lower dividend yield than the bottom 25% of dividend payers in Germany (1.46%).
  • Goldmoney's dividend is below the markets top 25% of dividend payers in Germany (3.86%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
DB:9BT Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
Europe Diversified Financial Industry Average Dividend Yield Market Cap Weighted Average of 32 Stocks 3.2%
Germany Market Average Dividend Yield Market Cap Weighted Average of 337 Stocks 3.1%
Germany Minimum Threshold Dividend Yield 10th Percentile 0.8%
Germany Bottom 25% Dividend Yield 25th Percentile 1.5%
Germany Top 25% Dividend Yield 75th Percentile 3.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

DB:9BT Future Dividends Estimate Data
Date (Data in CA$) Dividend per Share (annual) Avg. No. Analysts
2020-03-31
2019-10-12
DB:9BT Past Annualized Dividends Data
Date (Data in CA$) Dividend per share (annual) Avg. Yield (%)
2019-08-13 0.013 0.582

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Goldmoney is not paying a notable dividend for Germany, therefore no need to check if the payments are stable.
  • Goldmoney is not paying a notable dividend for Germany, therefore no need to check if the payments are increasing.
Current Payout to shareholders
What portion of Goldmoney's earnings are paid to the shareholders as a dividend.
  • No need to calculate the sustainability of Goldmoney's dividends as it is not paying a notable one for Germany.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Goldmoney's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Goldmoney afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Goldmoney has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

9BT Management

 What is the CEO of Goldmoney's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Roy Sebag
COMPENSATION CA$412,699
AGE 34
TENURE AS CEO 5.2 years
CEO Bio

Mr. Roy Sebag has been Chairman, Chief Executive Officer of Mene Inc. He has been Chief Investment Officer and Director of Blockchain Mining Ltd. since February 19, 2018. Mr. Sebag founded BitGold Inc. He is the Co-Founder of GoldMoney Inc. and has been its Chief Executive Officer and President since August 2014 and also served as its Secretary since August 2014. Mr. Sebag serves as Chief Executive Officer and Co-Founder at Mene Inc. Mr. Sebag has been President and Chief Executive Officer of Loma Vista Capital Inc. since 2013. Mr. Sebag is the Founder of Blockchain Mining Ltd., and serves as its Director and Chief Executive Officer since 2010. He served as Managing Partner of Braavos Capital Ltd., since 2004 to 2010. He was the Founder of Natural Resource Holdings, Ltd (now known Blockchain Mining Ltd.) as and served as its Chairman and Chief Executive Officer from 2010 to 2012. He was the Founder and Portfolio Manager of Essentia Equity, Ltd. and served as its Managing Partner from 2004 to 2010. Mr. Sebag has been a Director at GoldMoney Inc. since August 2014 and serves as its President and Chief Executive Officer since 2014. He serves as the Chairperson at GoldMoney Inc. Mr. Sebag serves as the Chairman at Fortress Blockchain Corp.

CEO Compensation
  • Roy's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Roy's remuneration is higher than average for companies of similar size in Germany.
Management Team Tenure

Average tenure of the Goldmoney management team in years:

4.3
Average Tenure
  • The tenure for the Goldmoney management team is about average.
Management Team

Roy Sebag

TITLE
Co-Founder
COMPENSATION
CA$413K
AGE
34
TENURE
5.2 yrs

Steve Fray

TITLE
Chief Financial Officer
COMPENSATION
CA$373K
AGE
42
TENURE
1.7 yrs

Paul Mennega

TITLE
Chief Operating Officer
COMPENSATION
CA$373K
TENURE
2.2 yrs

Alex Premoli

TITLE
Chief Technology Officer
COMPENSATION
CA$586K
TENURE
5.1 yrs

Stefan Wieler

TITLE
VP of Research & Director
COMPENSATION
CA$60K

Serge Prostran

TITLE
Compliance Manager
TENURE
4.3 yrs

Katy Millington

TITLE
Director
COMPENSATION
CA$188K
TENURE
4 yrs

Renee Wei

TITLE
Director of Global Communications

Mike Busby

TITLE
Chief Design Officer
TENURE
5.1 yrs

Alasdair MacLeod

TITLE
Head of Research
Board of Directors Tenure

Average tenure and age of the Goldmoney board of directors in years:

3.5
Average Tenure
60
Average Age
  • The tenure for the Goldmoney board of directors is about average.
Board of Directors

Roy Sebag

TITLE
Co-Founder
COMPENSATION
CA$413K
AGE
34

Stefan Wieler

TITLE
VP of Research & Director
COMPENSATION
CA$60K
TENURE
2.9 yrs

James Turk

TITLE
Founder & Lead Director
COMPENSATION
CA$156K
AGE
72
TENURE
3.5 yrs

Mahendra Naik

TITLE
Director
COMPENSATION
CA$136K
AGE
60
TENURE
4.3 yrs

Rahul Sood

TITLE
Member of Technical Advisory Board
TENURE
4.4 yrs

Andres Finkielsztain

TITLE
Director
COMPENSATION
CA$90K
TENURE
1.7 yrs
Who owns this company?
Recent Insider Trading
  • Goldmoney individual insiders have only sold shares in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
29. Sep 19 Sell Steve Fray Individual 24. Sep 19 24. Sep 19 -9,500 €1.61 €-15,313
29. Jul 19 Sell Steve Fray Individual 24. Jul 19 24. Jul 19 -2,500 €1.71 €-4,270
06. Dec 18 Buy Roy Sebag Individual 05. Dec 18 05. Dec 18 48,200 €1.05 €50,541
05. Dec 18 Buy Paul Mennega Individual 05. Dec 18 05. Dec 18 500 €1.02 €509
04. Dec 18 Buy Mahendra Naik Individual 03. Dec 18 04. Dec 18 750 €1.36 €1,007
X
Management checks
We assess Goldmoney's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Goldmoney has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

9BT News

Simply Wall St News

9BT Company Info

Description

Goldmoney Inc. operates as a precious metal focused investment company worldwide. The company is involved in the investment, custody, and storage of physical precious metals through Goldmoney.com online platform; and gold and silver collateralized lending and borrowing through LendBorrowTrust.com, as well as coin retailing and lending. It also acts as dealer in the purchase and sale of physical precious metals in the form of bars, coins, and wafers through SchiffGold.com, as well as operates a gold and platinum jewelry online shop. The company was formerly known as BitGold Inc. and changed its name to Goldmoney Inc. in July 2015. Goldmoney Inc. was founded in 2001 and is headquartered in Toronto, Canada.

Details
Name: Goldmoney Inc.
9BT
Exchange: DB
Founded: 2001
CA$117,554,610
77,772,619
Website: http://www.goldmoney.com
Address: Goldmoney Inc.
334 Adelaide Street West,
3rd Floor,
Toronto,
Ontario, M5V 1R4,
Canada
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
TSX XAU Common Shares The Toronto Stock Exchange CA CAD 14. May 2015
OTCPK XAUM.F Common Shares Pink Sheets LLC US USD 14. May 2015
DB 9BT Common Shares Deutsche Boerse AG DE EUR 14. May 2015
Number of employees
Current staff
Staff numbers
78
Goldmoney employees.
Industry
Specialized Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/10/12 22:36
End of day share price update: 2019/10/11 00:00
Last estimates confirmation: 2019/08/19
Last earnings filing: 2019/08/13
Last earnings reported: 2019/06/30
Last annual earnings reported: 2019/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.