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LM Funding America

DB:1YJA
Snowflake Description

Adequate balance sheet and overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
1YJA
DB
$3M
Market Cap
  1. Home
  2. DE
  3. Diversified Financials
Company description

LM Funding America, Inc., through its subsidiary, LM Funding, LLC, operates as a specialty finance company. The last earnings update was 59 days ago. More info.


Add to Portfolio Compare Print
  • LM Funding America has significant price volatility in the past 3 months.
1YJA Share Price and Events
7 Day Returns
0%
DB:1YJA
5%
DE Diversified Financial
2.5%
DE Market
1 Year Returns
-80.8%
DB:1YJA
1.4%
DE Diversified Financial
2.6%
DE Market
1YJA Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
LM Funding America (1YJA) 0% -5.5% -22.6% -80.8% - -
DE Diversified Financial 5% 7% -5% 1.4% 75.8% 333.8%
DE Market 2.5% 0.2% 1% 2.6% 7.8% 23.7%
1 Year Return vs Industry and Market
  • 1YJA underperformed the Diversified Financial industry which returned 1.4% over the past year.
  • 1YJA underperformed the Market in Germany which returned 2.6% over the past year.
Price Volatility
1YJA
Industry
5yr Volatility vs Market

1YJA Value

 Is LM Funding America undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for LM Funding America. This is due to cash flow or dividend data being unavailable. The share price is €0.77.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for LM Funding America's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are LM Funding America's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
DB:1YJA PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in USD $-0.81
NasdaqCM:LMFA Share Price ** NasdaqCM (2019-10-11) in USD $0.88
Germany Diversified Financial Industry PE Ratio Median Figure of 6 Publicly-Listed Diversified Financial Companies 27.82x
Germany Market PE Ratio Median Figure of 417 Publicly-Listed Companies 19.72x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of LM Funding America.

DB:1YJA PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NasdaqCM:LMFA Share Price ÷ EPS (both in USD)

= 0.88 ÷ -0.81

-1.09x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • LM Funding America is loss making, we can't compare its value to the DE Diversified Financial industry average.
  • LM Funding America is loss making, we can't compare the value of its earnings to the Germany market.
Price based on expected Growth
Does LM Funding America's expected growth come at a high price?
Raw Data
DB:1YJA PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -1.09x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Europe Diversified Financial Industry PEG Ratio Median Figure of 13 Publicly-Listed Diversified Financial Companies 1.81x
Germany Market PEG Ratio Median Figure of 264 Publicly-Listed Companies 1.38x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for LM Funding America, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on LM Funding America's assets?
Raw Data
DB:1YJA PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in USD $1.57
NasdaqCM:LMFA Share Price * NasdaqCM (2019-10-11) in USD $0.88
Germany Diversified Financial Industry PB Ratio Median Figure of 9 Publicly-Listed Diversified Financial Companies 3.77x
Germany Market PB Ratio Median Figure of 597 Publicly-Listed Companies 1.74x
DB:1YJA PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NasdaqCM:LMFA Share Price ÷ Book Value per Share (both in USD)

= 0.88 ÷ 1.57

0.56x

* Primary Listing of LM Funding America.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • LM Funding America is good value based on assets compared to the DE Diversified Financial industry average.
X
Value checks
We assess LM Funding America's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Diversified Financial industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Diversified Financial industry average (and greater than 0)? (1 check)
  5. LM Funding America has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

1YJA Future Performance

 How is LM Funding America expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as LM Funding America has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
17.3%
Expected Diversified Financial industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is LM Funding America expected to grow at an attractive rate?
  • Unable to compare LM Funding America's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare LM Funding America's earnings growth to the Germany market average as no estimate data is available.
  • Unable to compare LM Funding America's revenue growth to the Germany market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
DB:1YJA Future Growth Rates Data Sources
Data Point Source Value (per year)
Germany Diversified Financial Industry Earnings Growth Rate Market Cap Weighted Average 17.3%
Europe Diversified Financial Industry Revenue Growth Rate Market Cap Weighted Average 0.6%
Germany Market Earnings Growth Rate Market Cap Weighted Average 12.8%
Germany Market Revenue Growth Rate Market Cap Weighted Average 4.9%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
DB:1YJA Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
DB:1YJA Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-06-30 3 -1 -2
2019-03-31 3 -1 -1
2018-12-31 3 -1 0
2018-09-30 3 0 -3
2018-06-30 3 0 -7
2018-03-31 3 -1 -8
2017-12-31 3 -2 -9
2017-09-30 3 -2 -6
2017-06-30 3 -3 -3
2017-03-31 4 -4 -2
2016-12-31 4 -3 -2
2016-09-30 5 -2 -3

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if LM Funding America is high growth as no earnings estimate data is available.
  • Unable to determine if LM Funding America is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
DB:1YJA Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from LM Funding America Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:1YJA Past Financials Data
Date (Data in USD Millions) EPS *
2019-06-30 -0.81
2019-03-31 -0.57
2018-12-31 -0.47
2018-09-30 -5.14
2018-06-30 -14.44
2018-03-31 -20.09
2017-12-31 -25.68
2017-09-30 -19.47
2017-06-30 -7.99
2017-03-31 -7.08
2016-12-31 -7.18
2016-09-30 -10.56

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if LM Funding America will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine LM Funding America's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. LM Funding America's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  3. LM Funding America's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess LM Funding America's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Germany market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
LM Funding America has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

1YJA Past Performance

  How has LM Funding America performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare LM Funding America's growth in the last year to its industry (Diversified Financial).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • LM Funding America does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare LM Funding America's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare LM Funding America's 1-year growth to the Europe Diversified Financial industry average as it is not currently profitable.
Earnings and Revenue History
LM Funding America's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from LM Funding America Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:1YJA Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 2.63 -1.83 3.16
2019-03-31 2.64 -0.92 2.86
2018-12-31 2.81 -0.47 2.71
2018-09-30 3.07 -2.87 3.49
2018-06-30 3.49 -6.98 3.59
2018-03-31 3.48 -8.23 4.31
2017-12-31 3.46 -8.63 4.35
2017-09-30 3.17 -6.43 4.21
2017-06-30 3.25 -2.64 4.66
2017-03-31 3.73 -2.34 4.73
2016-12-31 4.16 -2.37 5.33
2016-09-30 4.59 -3.49 4.94
2016-06-30 5.09 -2.20 3.88
2016-03-31 5.56 -0.46 2.93
2015-12-31 5.57 -0.02 2.11
2015-09-30 5.87 -0.23 3.26
2015-06-30 6.10 0.15 1.82
2015-03-31 6.37 -0.34 1.92
2014-12-31 6.53 0.00 1.87
2013-12-31 5.37 1.73 2.29

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if LM Funding America has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if LM Funding America has efficiently used its assets last year compared to the DE Diversified Financial industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if LM Funding America improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess LM Funding America's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Diversified Financial industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
LM Funding America has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

1YJA Health

 How is LM Funding America's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up LM Funding America's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • LM Funding America's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • LM Funding America's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of LM Funding America's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is not covered by short term assets, assets are 0.9x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from LM Funding America Company Filings, last reported 3 months ago.

DB:1YJA Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 4.93 4.12 3.09
2019-03-31 5.38 4.28 3.38
2018-12-31 5.81 0.04 3.52
2018-09-30 0.93 0.57 0.93
2018-06-30 1.51 0.43 1.20
2018-03-31 0.89 0.02 0.46
2017-12-31 0.90 0.04 0.59
2017-09-30 -1.71 4.76 0.60
2017-06-30 2.99 4.93 0.82
2017-03-31 3.78 5.01 1.39
2016-12-31 4.17 5.16 2.27
2016-09-30 4.70 5.75 3.64
2016-06-30 5.42 6.34 5.83
2016-03-31 5.89 6.93 7.27
2015-12-31 6.26 7.53 9.00
2015-09-30 -2.94 8.27 2.11
2015-06-30 -3.17 8.82 2.43
2015-03-31 -3.40 9.32 2.07
2014-12-31 -1.13 7.43 2.03
2013-12-31 -2.55 8.25 0.76
  • LM Funding America's level of debt (83.6%) compared to net worth is high (greater than 40%).
  • LM Funding America had negative shareholder equity 5 years ago, it is now positive therefore their debt level has improved.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • LM Funding America has sufficient cash runway for 2.2 years based on current free cash flow.
  • LM Funding America has sufficient cash runway for 1.2 years if free cash flow continues to reduce at historical rates of -38.1% each year.
X
Financial health checks
We assess LM Funding America's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. LM Funding America has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

1YJA Dividends

 What is LM Funding America's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from LM Funding America dividends.
If you bought €2,000 of LM Funding America shares you are expected to receive €0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate LM Funding America's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate LM Funding America's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
DB:1YJA Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Europe Diversified Financial Industry Average Dividend Yield Market Cap Weighted Average of 32 Stocks 3.2%
Germany Market Average Dividend Yield Market Cap Weighted Average of 337 Stocks 3.1%
Germany Minimum Threshold Dividend Yield 10th Percentile 0.8%
Germany Bottom 25% Dividend Yield 25th Percentile 1.5%
Germany Top 25% Dividend Yield 75th Percentile 3.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as LM Funding America has not reported any payouts.
  • Unable to verify if LM Funding America's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of LM Funding America's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as LM Funding America has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess LM Funding America's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.8%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can LM Funding America afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. LM Funding America has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

1YJA Management

 What is the CEO of LM Funding America's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Bruce Rodgers
COMPENSATION $273,041
AGE 55
TENURE AS CEO 4.8 years
CEO Bio

Mr. Bruce Martin Rodgers, J.D., Esq. serves as the Chairman of the Board of Directors, Chief Executive Officer and President of LM Funding America, Inc. Mr. Rodgers owned Business Law Group, P.A. and served as Counsel to the Founders of LM Funding, LLC. Mr. Rodgers is a former Business Transactions Attorney and was an Associate of MaCFArlane, Ferguson, & McMullen, P.A. from 1991 to 1995 and a Partner from 1995-1998 and was an Equity Partner of Foley & Lardner LLP from 1998 to 2003. He holds an Engineering degree from Vanderbilt University (1985) and a Juris Doctor, with honors, from the University of Florida (1991). Mr. Rodgers also served as an Officer in the United States Navy from 1985-1989 rising to the rank of Lieutenant, Surface Warfare Officer. Mr. Rodgers is a Member of the Florida Bar and holds an AV-Preeminent rating from Martindale Hubbell.

CEO Compensation
  • Bruce's compensation has increased whilst company is loss making.
  • Bruce's remuneration is about average for companies of similar size in Germany.
Management Team Tenure

Average tenure and age of the LM Funding America management team in years:

2.2
Average Tenure
55
Average Age
  • The tenure for the LM Funding America management team is about average.
Management Team

Bruce Rodgers

TITLE
Chairman
COMPENSATION
$273K
AGE
55
TENURE
4.8 yrs

Richard Russell

TITLE
Chief Financial Officer
COMPENSATION
$362K
AGE
57
TENURE
1.9 yrs

Mark Pajak

TITLE
Chief Operating Officer
AGE
41
TENURE
0.8 yrs

Valter Pinto

TITLE
Investor Contacts

Paul Brownlee

TITLE
Managing Director of Illinois
TENURE
3.7 yrs

Carollin Gould

TITLE
VP, GM, Secretary & Director
AGE
55

Steve Weclew

TITLE
Advisor to the Board
COMPENSATION
$158K
AGE
39
TENURE
2.2 yrs
Board of Directors Tenure

Average tenure and age of the LM Funding America board of directors in years:

4
Average Tenure
61
Average Age
  • The tenure for the LM Funding America board of directors is about average.
Board of Directors

Bruce Rodgers

TITLE
Chairman
COMPENSATION
$273K
AGE
55
TENURE
4.8 yrs

Carollin Gould

TITLE
VP, GM, Secretary & Director
AGE
55
TENURE
4.8 yrs

Andrew Graham

TITLE
Director
AGE
61
TENURE
4 yrs

Marty Traber

TITLE
Director
AGE
73
TENURE
4 yrs

Douglas McCree

TITLE
Director
AGE
54
TENURE
4 yrs

Joel Rodgers

TITLE
Director
AGE
82
TENURE
4 yrs

Frederick Mills

TITLE
Director
AGE
61
TENURE
1.2 yrs
Who owns this company?
Recent Insider Trading
  • More shares have been bought than sold by LM Funding America individual insiders in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
28. Aug 19 Buy Craven House Capital PLC, Asset Management Arm Company 22. Aug 19 26. Aug 19 44,366 €0.81 €35,061
20. Aug 19 Buy Douglas McCree Individual 19. Aug 19 19. Aug 19 1,000 €0.82 €820
07. Jun 19 Buy Craven House Capital PLC, Asset Management Arm Company 30. May 19 04. Jun 19 134,309 €1.14 €152,953
04. Dec 18 Buy Frederick Mills Individual 30. Nov 18 30. Nov 18 6,000 €1.30 €7,813
X
Management checks
We assess LM Funding America's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. LM Funding America has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

1YJA News

Simply Wall St News

1YJA Company Info

Description

LM Funding America, Inc., through its subsidiary, LM Funding, LLC, operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association’s financial needs, including under its New Neighbor Guaranty program. In addition, the company provides medical insurance products for international travelers. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.

Details
Name: LM Funding America, Inc.
1YJA
Exchange: DB
Founded: 2008
$2,499,489
3,134,261
Website: http://www.lmfunding.com
Address: LM Funding America, Inc.
302 Knights Run Avenue,
Suite 1000,
Tampa,
Florida, 33602,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NasdaqCM LMFA Common Shares Nasdaq Capital Market US USD 08. Dec 2015
DB 1YJA Common Shares Deutsche Boerse AG DE EUR 08. Dec 2015
Number of employees
Current staff
Staff numbers
9
LM Funding America employees.
Industry
Specialized Finance
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Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/10/12 23:28
End of day share price update: 2019/10/11 00:00
Last earnings filing: 2019/08/14
Last earnings reported: 2019/06/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.