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St. James's Place

DB:1IV
Snowflake Description

Average dividend payer with moderate growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
1IV
DB
£4B
Market Cap
  1. Home
  2. DE
  3. Diversified Financials
Company description

St. James's Place plc is a publicly owned investment manager. The last earnings update was 34 days ago. More info.


Add to Portfolio Compare Print
  • St. James's Place is a fund or ETF! Currently our data availability for these is poor, we only recommend using them as part of a portfolio.
  • St. James's Place has significant price volatility in the past 3 months.
1IV Share Price and Events
7 Day Returns
8.8%
DB:1IV
3%
DE Capital Markets
2.2%
DE Market
1 Year Returns
-31.7%
DB:1IV
-6.9%
DE Capital Markets
-17.2%
DE Market
1IV Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
St. James's Place (1IV) 8.8% -27.1% -37.8% -31.7% - -
DE Capital Markets 3% -17.7% -13.1% -6.9% -24.7% -54.9%
DE Market 2.2% -15.7% -24% -17.2% -23.3% -27.8%
1 Year Return vs Industry and Market
  • 1IV underperformed the Capital Markets industry which returned -6.9% over the past year.
  • 1IV underperformed the Market in Germany which returned -17.2% over the past year.
Price Volatility
1IV
Industry
5yr Volatility vs Market

Value

 Is St. James's Place undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of St. James's Place to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for St. James's Place.

DB:1IV Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Weighted future Return on Equity estimates from 8 analysts.
= Stable Book Value * Return on Equity
= £1.68 * 26%
£0.44
Book Value of Equity per Share Weighted future Book Value estimates from 6 analysts. £1.68
Discount Rate (Cost of Equity) See below 5.1%
Perpetual Growth Rate 10-Year DE Government Bond Rate -0.4%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for DB:1IV
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year DE Govt Bond Rate -0.4%
Equity Risk Premium S&P Global 6.1%
Capital Markets Unlevered Beta Simply Wall St/ S&P Global 0.75
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.753 (1 + (1- 19%) (15.42%))
0.897
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.9
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= -0.39% + (0.897 * 6.07%)
5.06%

Discounted Cash Flow Calculation for DB:1IV using Excess Returns Model Model

The calculations below outline how an intrinsic value for St. James's Place is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

DB:1IV Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (26% – 5.06%) * £1.68)
£0.35
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= £0.35 / (5.06% - -0.39%)
£6.46
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= £1.68 + £6.46
£8.14
DB:1IV Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in DB:1IV represents 1.15501x of LSE:STJ
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
1.15501x
Value per Share
(Listing Adjusted, EUR)
= Value per Share (GBP) x Listing Adjustment Factor
= £ 8.14 x 1.15501
€9.41
Value per share (EUR) From above. €9.41
Current discount Discount to share price of €8.49
= -1 x (€8.49 - €9.41) / €9.41
9.7%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price St. James's Place is available for.
Intrinsic value
10%
Share price is €8.49 vs Future cash flow value of €9.41
Current Discount Checks
For St. James's Place to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • St. James's Place's share price is below the future cash flow value, but not at a moderate discount (< 20%).
  • St. James's Place's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for St. James's Place's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are St. James's Place's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
DB:1IV PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-12-31) in GBP £0.28
LSE:STJ Share Price ** LSE (2020-04-01) in GBP £7.35
Germany Capital Markets Industry PE Ratio Median Figure of 16 Publicly-Listed Capital Markets Companies 22.55x
Germany Market PE Ratio Median Figure of 398 Publicly-Listed Companies 16.76x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of St. James's Place.

DB:1IV PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= LSE:STJ Share Price ÷ EPS (both in GBP)

= 7.35 ÷ 0.28

26.65x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • St. James's Place is overvalued based on earnings compared to the DE Capital Markets industry average.
  • St. James's Place is overvalued based on earnings compared to the Germany market.
Price based on expected Growth
Does St. James's Place's expected growth come at a high price?
Raw Data
DB:1IV PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 26.65x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 8 Analysts
15.2%per year
Germany Capital Markets Industry PEG Ratio Median Figure of 6 Publicly-Listed Capital Markets Companies 1.59x
Germany Market PEG Ratio Median Figure of 254 Publicly-Listed Companies 1.18x

*Line of best fit is calculated by linear regression .

DB:1IV PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 26.65x ÷ 15.2%

1.75x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • St. James's Place is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on St. James's Place's assets?
Raw Data
DB:1IV PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-12-31) in GBP £1.78
LSE:STJ Share Price * LSE (2020-04-01) in GBP £7.35
Germany Capital Markets Industry PB Ratio Median Figure of 31 Publicly-Listed Capital Markets Companies 1.5x
Germany Market PB Ratio Median Figure of 570 Publicly-Listed Companies 1.44x
DB:1IV PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= LSE:STJ Share Price ÷ Book Value per Share (both in GBP)

= 7.35 ÷ 1.78

4.13x

* Primary Listing of St. James's Place.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • St. James's Place is overvalued based on assets compared to the DE Capital Markets industry average.
X
Value checks
We assess St. James's Place's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Capital Markets industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Capital Markets industry average (and greater than 0)? (1 check)
  5. St. James's Place has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is St. James's Place expected to perform in the next 1 to 3 years based on estimates from 8 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
15.2%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is St. James's Place expected to grow at an attractive rate?
  • St. James's Place's earnings growth is expected to exceed the low risk savings rate of -0.4%.
Growth vs Market Checks
  • St. James's Place's earnings growth is expected to exceed the Germany market average.
  • St. James's Place's revenues are expected to decrease over the next 1-3 years, this is below the Germany market average.
Annual Growth Rates Comparison
Raw Data
DB:1IV Future Growth Rates Data Sources
Data Point Source Value (per year)
DB:1IV Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 8 Analysts 15.2%
DB:1IV Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 8 Analysts -146.4%
Germany Capital Markets Industry Earnings Growth Rate Market Cap Weighted Average 39.4%
Germany Capital Markets Industry Revenue Growth Rate Market Cap Weighted Average 0.8%
Germany Market Earnings Growth Rate Market Cap Weighted Average 14.5%
Germany Market Revenue Growth Rate Market Cap Weighted Average 4.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
DB:1IV Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 8 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
DB:1IV Future Estimates Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2024-12-31 542 362
2023-12-31 460 294
2022-12-31 390 264
2021-12-31 136 329 225 1
2020-12-31 125 288 213 1
2020-04-01
DB:1IV Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2019-12-31 16,564 365 147
2019-09-30 11,637 -220 148
2019-06-30 6,710 -806 150
2019-03-31 2,008 -511 162
2018-12-31 -2,694 -215 174
2018-09-30 1,595 295 163
2018-06-30 5,884 806 153
2018-03-31 7,484 444 149
2017-12-31 9,083 82 146
2017-09-30 11,183 633 136
2017-06-30 13,284 1,183 126
2017-03-31 12,319 1,684 119

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • St. James's Place's earnings are expected to grow by 15.2% yearly, however this is not considered high growth (20% yearly).
  • St. James's Place's revenue is expected to decrease over the next 1-3 years, this is not considered high growth.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
DB:1IV Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 8 Analyst Estimates (S&P Global) See Below

All data from St. James's Place Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:1IV Future Estimates Data
Date (Data in GBP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2024-12-31 0.68 0.68 0.68 1.00
2023-12-31 0.55 0.55 0.55 1.00
2022-12-31 0.48 0.64 0.38 5.00
2021-12-31 0.46 0.61 0.27 10.00
2020-12-31 0.41 0.53 0.29 11.00
2020-04-01
DB:1IV Past Financials Data
Date (Data in GBP Millions) EPS *
2019-12-31 0.28
2019-09-30 0.28
2019-06-30 0.29
2019-03-31 0.31
2018-12-31 0.33
2018-09-30 0.31
2018-06-30 0.29
2018-03-31 0.28
2017-12-31 0.28
2017-09-30 0.26
2017-06-30 0.24
2017-03-31 0.23

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • St. James's Place is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
X
Future performance checks
We assess St. James's Place's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Germany market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Germany market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
St. James's Place has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has St. James's Place performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare St. James's Place's growth in the last year to its industry (Capital Markets).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • St. James's Place's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • St. James's Place's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • St. James's Place's 1-year earnings growth is negative, it can't be compared to the DE Capital Markets industry average.
Earnings and Revenue History
St. James's Place's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from St. James's Place Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:1IV Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-12-31 16,563.50 146.60 1,707.80
2019-09-30 11,636.75 148.45 1,678.20
2019-06-30 6,710.00 150.30 1,668.40
2019-03-31 2,007.80 161.90 1,654.95
2018-12-31 -2,694.40 173.50 1,641.50
2018-09-30 1,595.00 163.25 1,617.00
2018-06-30 5,884.40 153.00 1,572.70
2018-03-31 7,483.50 149.45 1,520.15
2017-12-31 9,082.60 145.90 1,467.60
2017-09-30 11,183.15 135.90 1,407.15
2017-06-30 13,283.70 125.90 1,346.70
2017-03-31 12,319.20 119.05 1,282.80
2016-12-31 11,354.70 112.20 1,218.90
2016-09-30 7,865.10 154.20 1,389.05
2016-06-30 4,375.50 196.20 1,559.20
2016-03-31 3,743.45 199.20 1,351.65
2015-12-31 3,111.40 202.20 1,144.10
2015-09-30 3,983.45 189.15 698.10
2015-06-30 4,855.50 176.10 252.10
2015-03-31 4,713.75 182.05 222.00
2014-12-31 4,572.00 188.00 191.90
2014-09-30 4,656.95 168.15 180.20
2014-06-30 4,741.90 148.30 168.50
2014-03-31 5,796.60 169.40 162.30
2013-12-31 6,851.30 190.50 156.10
2013-09-30 6,717.00 179.90 147.60
2013-06-30 6,582.70 169.30 139.10

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • St. James's Place has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • St. James's Place used its assets less efficiently than the DE Capital Markets industry average last year based on Return on Assets.
  • St. James's Place's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess St. James's Place's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Capital Markets industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
St. James's Place has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is St. James's Place's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up St. James's Place's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • St. James's Place is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • St. James's Place's long term commitments exceed its cash and other short term assets.
Balance sheet
This treemap shows a more detailed breakdown of St. James's Place's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 21.6x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from St. James's Place Company Filings, last reported 3 months ago.

DB:1IV Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2019-12-31 947.30 485.20 7,090.30
2019-09-30 947.30 485.20 7,090.30
2019-06-30 929.50 577.50 7,236.10
2019-03-31 929.50 577.50 7,236.10
2018-12-31 1,019.20 400.80 6,947.60
2018-09-30 1,019.20 400.80 6,947.60
2018-06-30 997.40 207.60 8,019.40
2018-03-31 997.40 207.60 8,019.40
2017-12-31 1,058.20 318.70 7,329.60
2017-09-30 1,058.20 318.70 7,329.60
2017-06-30 1,036.30 181.00 7,384.10
2017-03-31 1,036.30 181.00 7,384.10
2016-12-31 1,075.70 319.70 7,453.10
2016-09-30 1,075.70 319.70 7,453.10
2016-06-30 1,060.60 316.60 6,459.10
2016-03-31 1,060.60 316.60 6,459.10
2015-12-31 1,095.20 187.70 5,338.60
2015-09-30 1,095.20 187.70 5,338.60
2015-06-30 990.90 92.50 5,494.00
2015-03-31 990.90 92.50 5,494.00
2014-12-31 1,010.20 89.40 5,149.70
2014-09-30 1,010.20 89.40 5,149.70
2014-06-30 927.30 96.60 4,807.00
2014-03-31 927.30 96.60 4,807.00
2013-12-31 906.20 110.50 3,854.30
2013-09-30 906.20 110.50 3,854.30
2013-06-30 851.60 80.40 3,345.60
  • St. James's Place's level of debt (51.2%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (8.9% vs 51.2% today).
  • Debt is well covered by operating cash flow (75.3%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 322.2x coverage).
X
Financial health checks
We assess St. James's Place's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. St. James's Place has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is St. James's Place's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
6.76%
Current annual income from St. James's Place dividends. Estimated to be 7.14% next year.
If you bought €2,000 of St. James's Place shares you are expected to receive €135 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • St. James's Place's pays a higher dividend yield than the bottom 25% of dividend payers in Germany (1.65%).
  • St. James's Place's dividend is above the markets top 25% of dividend payers in Germany (4.87%).
Upcoming dividend payment

Purchase St. James's Place before the 'Ex-dividend' to receive their next dividend payment.

Dividends are usually paid every 3 or 6 months, you can time your share purchase to take advantage of upcoming dividend payments.
Dividend payment calendar
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
DB:1IV Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 8 Analyst Estimates (S&P Global) See Below
Germany Capital Markets Industry Average Dividend Yield Market Cap Weighted Average of 14 Stocks 3.2%
Germany Market Average Dividend Yield Market Cap Weighted Average of 322 Stocks 3.8%
Germany Minimum Threshold Dividend Yield 10th Percentile 0.9%
Germany Bottom 25% Dividend Yield 25th Percentile 1.6%
Germany Top 25% Dividend Yield 75th Percentile 4.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

DB:1IV Future Dividends Estimate Data
Date (Data in £) Dividend per Share (annual) Avg. No. Analysts
2024-12-31 0.69 1.00
2023-12-31 0.59 1.00
2022-12-31 0.54 8.00
2021-12-31 0.53 16.00
2020-12-31 0.49 14.00
2020-04-01
DB:1IV Past Annualized Dividends Data
Date (Data in £) Dividend per share (annual) Avg. Yield (%)
2020-02-27 0.497 6.038
2019-04-09 0.482 4.550
2019-02-27 0.482 4.710
2018-05-23 0.429 4.032
2017-07-27 0.361 3.109
2017-05-04 0.330 2.782
2016-04-01 0.280 2.914
2015-02-26 0.233 2.524
2014-07-29 0.185 2.431
2014-04-04 0.160 2.058
2014-02-25 0.160 1.875
2013-07-31 0.128 1.914
2013-02-28 0.106 1.945
2012-04-04 0.080 2.159
2012-02-22 0.080 2.219
2011-02-22 0.060 1.786
2010-04-12 0.045 1.713
2010-02-24 0.045 1.754

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been stable in the past 10 years.
  • Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of St. James's Place's earnings are paid to the shareholders as a dividend.
  • Dividends paid are not well covered by earnings (0.6x coverage).
Future Payout to shareholders
  • Dividends after 3 years are not well covered by earnings (1.1x coverage).
X
Income/ dividend checks
We assess St. James's Place's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.9%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can St. James's Place afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. St. James's Place has a total score of 4/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of St. James's Place's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Andrew Croft
COMPENSATION £1,901,184
AGE 54
TENURE AS CEO 2.3 years
CEO Bio

Mr. Andrew Croft is Member of Management Board at St. James’s Place plc. Mr. Croft is a Trustee of the St. James’s Place Charitable Foundation. Mr. Croft was the Chief Executive Officer of St. James’s Place plc since January 1, 2018 and was its Director since September 2004. Mr. Croft joined St. James's Place Plc (the “Company”) in 1993 and was Chief Financial Officer since 2004 until January 1, 2018. Having trained as an Accountant with Deloitte Haskins and Sells (now part of PricewaterhouseCoopers) he then worked in the Financial Services sector, joining the Company in 1993. Since then Mr. Croft has held a number of roles within the Finance department, assuming the role of Finance Director in 2002. Mr. Croft qualified as a Chartered Accountant in 1988, and has a degree in Accounting and Economics from Southampton University.

CEO Compensation
  • Andrew's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Andrew's remuneration is lower than average for companies of similar size in Germany.
Management Team Tenure

Average tenure and age of the St. James's Place management team in years:

2.3
Average Tenure
58.5
Average Age
  • The tenure for the St. James's Place management team is about average.
Management Team

Andrew Croft

TITLE
CEO & Director
COMPENSATION
£2M
AGE
54
TENURE
2.3 yrs

Craig Gentle

TITLE
CFO & Director
COMPENSATION
£1M
AGE
51
TENURE
2.3 yrs

Ian Gascoigne

TITLE
MD & Executive Director
COMPENSATION
£2M
AGE
63

Jacob Rothschild

TITLE
AGE
83

Iain Rayner

TITLE
Joint COO & Member of Executive Board Committee

Ian MacKenzie

TITLE
Chief Operations & Technology Officer and Member of Executive Board

Jamie Dunkley

TITLE
External Communications Director

Andrew Humphries

TITLE
Head of Investment Mktg

Liz Kelly

TITLE
Company Secretary
TENURE
4.8 yrs

Tony Dunk

TITLE
Director of Investor Relations
Board of Directors Tenure

Average tenure and age of the St. James's Place board of directors in years:

4.3
Average Tenure
62
Average Age
  • The tenure for the St. James's Place board of directors is about average.
Board of Directors

Iain Charles Cornish

TITLE
Chairman
COMPENSATION
£133K
AGE
59
TENURE
1.5 yrs

Andrew Croft

TITLE
CEO & Director
COMPENSATION
£2M
AGE
54
TENURE
15.6 yrs

Craig Gentle

TITLE
CFO & Director
COMPENSATION
£1M
AGE
51
TENURE
2.3 yrs

Ian Gascoigne

TITLE
MD & Executive Director
COMPENSATION
£2M
AGE
63
TENURE
17.3 yrs

Ian MacKenzie

TITLE
Chief Operations & Technology Officer and Member of Executive Board
TENURE
6.3 yrs

Simon John Jeffreys

TITLE
Independent Non-Executive Director
COMPENSATION
£89K
AGE
67
TENURE
6.3 yrs

Roger Yates

TITLE
Senior Independent Director
COMPENSATION
£88K
AGE
62
TENURE
1.5 yrs

Patience Wheatcroft

TITLE
Independent Non-executive Director
COMPENSATION
£67K
AGE
68
TENURE
8 yrs

Rosemary Hilary

TITLE
Independent Non-Executive Director
AGE
64
TENURE
0.5 yrs

Dame Morrissey

TITLE
Independent Non Executive Director
AGE
53
TENURE
0.3 yrs
Who owns this company?
Recent Insider Trading
  • St. James's Place individual insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
30. Mar 20 Sell Peter Edwards Individual 25. Mar 20 25. Mar 20 -6,292 €8.25 €-51,929
30. Mar 20 Sell Ian MacKenzie Individual 25. Mar 20 25. Mar 20 -12,490 €8.25 €-102,408
30. Mar 20 Sell Iain Rayner Individual 25. Mar 20 25. Mar 20 -19,537 €8.25 €-160,568
02. Aug 19 Buy Roger Yates Individual 01. Aug 19 01. Aug 19 10,000 €10.59 €105,933
15. May 19 Sell Ian MacKenzie Individual 14. May 19 14. May 19 -1,310 €12.54 €-16,433
02. May 19 Sell Peter Edwards Individual 01. May 19 01. May 19 -1,310 €13.15 €-17,223
X
Management checks
We assess St. James's Place's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. St. James's Place has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Company Info

Description

St. James's Place plc is a publicly owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income market across the globe. The firm was formerly known as St. James's Place Capital plc. St. James's Place plc was founded in 1991 and is based in Cirencester, United Kingdom.

Details
Name: St. James's Place plc
1IV
Exchange: DB
Founded: 1991
£4,438,741,211
532,406,087
Website: http://www.sjp.co.uk
Address: St. James's Place plc
St. James’s Place House,
1 Tetbury Road,
Cirencester,
Gloucestershire, GL7 1FP,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
LSE STJ Ordinary Shares London Stock Exchange GB GBP 27. Aug 1996
OTCPK STJP.F Ordinary Shares Pink Sheets LLC US USD 27. Aug 1996
DB 1IV Ordinary Shares Deutsche Boerse AG DE EUR 27. Aug 1996
BATS-CHIXE STJL Ordinary Shares BATS 'Chi-X Europe' GB GBP 27. Aug 1996
Number of employees
Current staff
Staff numbers
2,634
St. James's Place employees.
Industry
Asset Management and Custody Banks
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/01 22:17
End of day share price update: 2020/04/01 00:00
Last estimates confirmation: 2020/03/31
Last earnings filing: 2020/02/27
Last earnings reported: 2019/12/31
Last annual earnings reported: 2019/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.