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Mobi724 Global Solutions

TSXV:MOS
Snowflake Description

Mediocre balance sheet and overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
MOS
TSXV
CA$7M
Market Cap
  1. Home
  2. CA
  3. Software
Company description

Mobi724 Global Solutions Inc., a financial technology company, provides card-link, customer engagement and retention, and payments solutions in North and Latin America, the Caribbean, and the Asia Pacific. The last earnings update was 129 days ago. More info.


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  • Mobi724 Global Solutions has significant price volatility in the past 3 months.
MOS Share Price and Events
7 Day Returns
20%
TSXV:MOS
7.9%
CA IT
2.5%
CA Market
1 Year Returns
-45.5%
TSXV:MOS
-18.4%
CA IT
-24.8%
CA Market
MOS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Mobi724 Global Solutions (MOS) 20% 20% -14.3% -45.5% -91.7% -
CA IT 7.9% -20.6% -29.8% -18.4% 18.6% 35.3%
CA Market 2.5% -20.8% -24.7% -24.8% -22.2% -17%
1 Year Return vs Industry and Market
  • MOS underperformed the IT industry which returned -18.4% over the past year.
  • MOS underperformed the Market in Canada which returned -24.8% over the past year.
Price Volatility
MOS
Industry
5yr Volatility vs Market
Related Companies

Value

 Is Mobi724 Global Solutions undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Mobi724 Global Solutions. This is due to cash flow or dividend data being unavailable. The share price is CA$0.03.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Mobi724 Global Solutions's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Mobi724 Global Solutions's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
TSXV:MOS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-09-30) in CAD CA$-0.03
TSXV:MOS Share Price ** TSXV (2020-04-02) in CAD CA$0.03
North America IT Industry PE Ratio Median Figure of 76 Publicly-Listed IT Companies 22.74x
Canada Market PE Ratio Median Figure of 497 Publicly-Listed Companies 10.31x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Mobi724 Global Solutions.

TSXV:MOS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= TSXV:MOS Share Price ÷ EPS (both in CAD)

= 0.03 ÷ -0.03

-0.99x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Mobi724 Global Solutions is loss making, we can't compare its value to the North America IT industry average.
  • Mobi724 Global Solutions is loss making, we can't compare the value of its earnings to the Canada market.
Price based on expected Growth
Does Mobi724 Global Solutions's expected growth come at a high price?
Raw Data
TSXV:MOS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -0.99x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
North America IT Industry PEG Ratio Median Figure of 61 Publicly-Listed IT Companies 1.69x
Canada Market PEG Ratio Median Figure of 233 Publicly-Listed Companies 0.68x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Mobi724 Global Solutions, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Mobi724 Global Solutions's assets?
Raw Data
TSXV:MOS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-09-30) in CAD CA$0.01
TSXV:MOS Share Price * TSXV (2020-04-02) in CAD CA$0.03
Canada IT Industry PB Ratio Median Figure of 24 Publicly-Listed IT Companies 2.66x
Canada Market PB Ratio Median Figure of 2,360 Publicly-Listed Companies 0.99x
TSXV:MOS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= TSXV:MOS Share Price ÷ Book Value per Share (both in CAD)

= 0.03 ÷ 0.01

2.6x

* Primary Listing of Mobi724 Global Solutions.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Mobi724 Global Solutions is good value based on assets compared to the CA IT industry average.
X
Value checks
We assess Mobi724 Global Solutions's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the IT industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the IT industry average (and greater than 0)? (1 check)
  5. Mobi724 Global Solutions has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Mobi724 Global Solutions expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Mobi724 Global Solutions has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
16.9%
Expected IT industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Mobi724 Global Solutions expected to grow at an attractive rate?
  • Unable to compare Mobi724 Global Solutions's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Mobi724 Global Solutions's earnings growth to the Canada market average as no estimate data is available.
  • Unable to compare Mobi724 Global Solutions's revenue growth to the Canada market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
TSXV:MOS Future Growth Rates Data Sources
Data Point Source Value (per year)
North America IT Industry Earnings Growth Rate Market Cap Weighted Average 16.9%
Canada IT Industry Revenue Growth Rate Market Cap Weighted Average 3.1%
Canada Market Earnings Growth Rate Market Cap Weighted Average 5.1%
Canada Market Revenue Growth Rate Market Cap Weighted Average 3.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
TSXV:MOS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (6 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in CAD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
TSXV:MOS Past Financials Data
Date (Data in CAD Millions) Revenue Cash Flow Net Income *
2019-09-30 3 -4 -6
2019-06-30 3 -3 -7
2019-03-31 3 -4 -7
2018-12-31 3 -4 -7
2018-09-30 1 -5 -6
2018-06-30 2 -6 -6
2018-03-31 3 -6 -5
2017-12-31 3 -5 -11
2017-09-30 3 -5 -11
2017-06-30 3 -4 -10
2017-03-31 3 -3 -11
2016-12-31 3 -3 -5

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Mobi724 Global Solutions is high growth as no earnings estimate data is available.
  • Unable to determine if Mobi724 Global Solutions is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
TSXV:MOS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (6 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Mobi724 Global Solutions Company Filings, last reported 6 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

TSXV:MOS Past Financials Data
Date (Data in CAD Millions) EPS *
2019-09-30 -0.03
2019-06-30 -0.03
2019-03-31 -0.03
2018-12-31 -0.04
2018-09-30 -0.03
2018-06-30 -0.03
2018-03-31 -0.03
2017-12-31 -0.07
2017-09-30 -0.08
2017-06-30 -0.08
2017-03-31 -0.10
2016-12-31 -0.05

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Mobi724 Global Solutions will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Take a look at our analysis of MOS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  2. Mobi724 Global Solutions's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Software companies here
  3. Mobi724 Global Solutions's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Mobi724 Global Solutions's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the North America market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Canada market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Mobi724 Global Solutions has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Mobi724 Global Solutions performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Mobi724 Global Solutions's growth in the last year to its industry (IT).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Mobi724 Global Solutions does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Mobi724 Global Solutions's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Mobi724 Global Solutions's 1-year growth to the North America IT industry average as it is not currently profitable.
Earnings and Revenue History
Mobi724 Global Solutions's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Mobi724 Global Solutions Company Filings, last reported 6 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

TSXV:MOS Past Revenue, Cash Flow and Net Income Data
Date (Data in CAD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-09-30 2.83 -6.38 5.07 1.10
2019-06-30 2.54 -7.09 5.07 1.56
2019-03-31 2.64 -6.58 5.02 1.52
2018-12-31 2.57 -7.09 5.38 1.59
2018-09-30 1.26 -6.17 4.83 2.23
2018-06-30 1.75 -6.48 5.19 2.09
2018-03-31 2.75 -4.86 6.37 2.24
2017-12-31 2.87 -10.69 6.37 1.77
2017-09-30 2.68 -11.15 6.28 0.95
2017-06-30 2.81 -10.20 5.20 0.50
2017-03-31 2.63 -11.41 3.79
2016-12-31 2.55 -4.93 2.87
2016-09-30 2.09 -2.71 1.96
2016-06-30 1.44 -0.95 2.43
2016-03-31 0.91 1.23 2.29
2015-12-31 0.44 -2.13 2.35
2015-09-30 0.36 -1.52 2.80
2015-06-30 0.27 -2.35 2.88
2015-03-31 0.22 -5.40 3.90
2014-12-31 0.15 -3.16 4.50
2014-09-30 -0.06 -10.83 5.93
2014-06-30 -0.08 -13.00 6.45
2014-03-31 -0.01 -13.50 6.69
2013-12-31 0.07 -12.56 6.46
2013-09-30 0.19 -8.29 6.36
2013-06-30 0.19 -6.95 5.54

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Mobi724 Global Solutions has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Mobi724 Global Solutions has efficiently used its assets last year compared to the North America IT industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Mobi724 Global Solutions improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Mobi724 Global Solutions's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the IT industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Mobi724 Global Solutions has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Mobi724 Global Solutions's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Mobi724 Global Solutions's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Mobi724 Global Solutions is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Mobi724 Global Solutions's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Mobi724 Global Solutions's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 2x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Mobi724 Global Solutions Company Filings, last reported 6 months ago.

TSXV:MOS Past Debt and Equity Data
Date (Data in CAD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-09-30 2.52 1.71 1.70
2019-06-30 2.56 1.69 0.13
2019-03-31 3.33 1.52 0.11
2018-12-31 3.75 1.22 0.48
2018-09-30 7.15 1.28 1.01
2018-06-30 8.50 1.29 1.94
2018-03-31 7.97 1.69 2.07
2017-12-31 9.11 1.67 3.74
2017-09-30 10.70 1.63 5.89
2017-06-30 12.03 1.05 7.17
2017-03-31 -1.18 1.34 0.10
2016-12-31 1.48 1.38 0.03
2016-09-30 0.86 3.35 0.64
2016-06-30 0.80 2.84 0.04
2016-03-31 1.52 2.33 0.04
2015-12-31 1.49 2.29 0.47
2015-09-30 -0.85 3.90 0.04
2015-06-30 -2.55 3.93 0.11
2015-03-31 -4.26 3.37 0.09
2014-12-31 -0.64 3.50 0.33
2014-09-30 -1.61 1.07 0.09
2014-06-30 -1.91 0.51 0.18
2014-03-31 -2.80 0.49 0.45
2013-12-31 -5.53 2.63 0.13
2013-09-30 0.94 2.07 0.54
2013-06-30 1.72 2.11 2.18
  • Mobi724 Global Solutions's level of debt (67.7%) compared to net worth is high (greater than 40%).
  • Mobi724 Global Solutions had negative shareholder equity 5 years ago, it is now positive therefore their debt level has improved.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Mobi724 Global Solutions has less than a year of cash runway based on current free cash flow.
  • Mobi724 Global Solutions has less than a year of cash runway if free cash flow continues to reduce at historical rates of -2.9% each year.
X
Financial health checks
We assess Mobi724 Global Solutions's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Mobi724 Global Solutions has a total score of 3/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Mobi724 Global Solutions's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Mobi724 Global Solutions dividends.
If you bought CA$2,000 of Mobi724 Global Solutions shares you are expected to receive CA$0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Mobi724 Global Solutions's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Mobi724 Global Solutions's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
TSXV:MOS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
North America IT Industry Average Dividend Yield Market Cap Weighted Average of 36 Stocks 1.7%
Canada Market Average Dividend Yield Market Cap Weighted Average of 324 Stocks 4.7%
Canada Minimum Threshold Dividend Yield 10th Percentile 1.3%
Canada Bottom 25% Dividend Yield 25th Percentile 2.7%
Canada Top 25% Dividend Yield 75th Percentile 8.5%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Mobi724 Global Solutions has not reported any payouts.
  • Unable to verify if Mobi724 Global Solutions's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Mobi724 Global Solutions's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Mobi724 Global Solutions has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Mobi724 Global Solutions's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Mobi724 Global Solutions afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Mobi724 Global Solutions has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Mobi724 Global Solutions's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Marcel Vienneau
COMPENSATION CA$290,094
TENURE AS CEO 5.3 years
CEO Bio

Mr. Marcel Vienneau, CPA, has been the Chief Executive Officer of Mobi724 Global Solutions Inc. since December 04, 2014 and serves as its President. Mr. Vienneau is a Co-Founder of Mobi724 Solutions Inc. and serves as its Chief Executive Officer. He serves as the Chief Executive Officer at First Equity Strategy LLC. He was a Manager of Mobi724 Solutions Inc., a subsidiary of Mobi724 Global Solutions Inc. A visionary, an enthusiast and an innovator, Mr. Vienneau has propelled new disruptive technologies to global markets many times. Mr. Vienneau is a highly focused and entrepreneurial with experience in Canada, U.S.A., Mexico and South America. He has held directorship and board committee level governance experience in both corporate and not-for-profit organizations. Mr. Vienneau is the co-inventor of pending patents applications across several markets including Canada - US and EU. Prior to starting this new venture, he has held several key position in different technology focused companies. As former Chief Executive Officer of Fidelisoft - from a start up - garage basement operation, Mr. Vienneau led with a new vision and business model strategy to change the delivery of rewards directly at the point of sale versus catalogues and warehousing of gift and changed this old business model of more than 25 years. He raised more than $15M for these disruptive cutting edge solutions for banks in different countries with a proven ROI for the credit and debit card portfolios, casinos and retailers. Mr. Vienneau led his team in signing deals in multiple countries for largest banks in many countries and largest Gaming Corporations. In 2001, he sold his company -(the Professional, a niche company that captured more than 80% of the target market of 7 years and over $45M buying group sales) to COGNICASE, Inc. He has been a Director of Mobi724 Global Solutions Inc. since June 21, 2019. Mr. Vienneau took over as Vice president of the loyalty division and continued the expansion of this P&Lvertical. In 2010, he joined the Board of directors for CMA Canada as well as a Trustee member of the Research Foundation in 2011. In 2009, Mr. Vienneau was picked TOP 10 Technology Entrepreneur in Quebec by MIT EDP and Entrepreneurship Center and the Fondation de l’entrepreneuship. He was nominated in 2007 by the Society of CMA Canada - Certified Managements Accountants as a public representative member of their Governance committee which he held for 3 years. In January 2013, Mr. Vienneau was nominated as a public director for CPA Canada Chartered Professional Accountants of Canada for a 3 year term. He has participated actively in the business community in his home city of Montreal Canada. Mr. Vienneau holds a Bachelor’s degree in business administration.

CEO Compensation
  • Marcel's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Marcel's remuneration is about average for companies of similar size in Canada.
Management Team Tenure

Average tenure of the Mobi724 Global Solutions management team in years:

1.7
Average Tenure
  • The average tenure for the Mobi724 Global Solutions management team is less than 2 years, this suggests a new team.
Management Team

Marcel Vienneau

TITLE
CEO, President & Director
COMPENSATION
CA$290K
TENURE
5.3 yrs

Allan Rosenhek

TITLE
CFO & Director
TENURE
1 yrs

Johnny Hawa

TITLE
Chief Operating Officer
COMPENSATION
CA$159K
TENURE
1.8 yrs

David Beauchemin

TITLE
Chief Technology Officer
COMPENSATION
CA$193K

Michael Schuck

TITLE
President of USA Business
COMPENSATION
CA$159K
TENURE
1.7 yrs

Marc Chartrand

TITLE
Vice President of Accounting

Jorge Sierra

TITLE
Chief Sales Officer
TENURE
1.7 yrs
Board of Directors Tenure

Average tenure of the Mobi724 Global Solutions board of directors in years:

0.8
Average Tenure
  • The average tenure for the Mobi724 Global Solutions board of directors is less than 3 years, this suggests a new board.
Board of Directors

Vincent Hogue

TITLE
Chairman of the Board of Director
AGE
56
TENURE
0.8 yrs

Marcel Vienneau

TITLE
CEO, President & Director
COMPENSATION
CA$290K
TENURE
0.8 yrs

Allan Rosenhek

TITLE
CFO & Director
TENURE
4.7 yrs

Jacques Côté

TITLE
Independent Director
TENURE
4.7 yrs

Louis Bélanger-Martin

TITLE
Independent Director
AGE
48
TENURE
0.8 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month open market individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (CA$) Value (CA$)
10. Jul 19 Buy Allan Rosenhek Individual 05. Jul 19 05. Jul 19 66,000 CA$0.06 CA$3,730
09. Jul 19 Buy Allan Rosenhek Individual 05. Jul 19 05. Jul 19 834,000 CA$0.07 CA$54,453
19. Jun 19 Buy Allan Rosenhek Individual 17. Jun 19 17. Jun 19 689,500 CA$0.06 CA$40,849
21. May 19 Buy Vincent Hogue Individual 21. May 19 21. May 19 545,454 CA$0.06 CA$30,000
20. May 19 Buy Johnny Hawa Individual 20. May 19 20. May 19 272,727 CA$0.06 CA$15,000
20. May 19 Buy Allan Rosenhek Individual 20. May 19 20. May 19 800,000 CA$0.06 CA$44,000
20. May 19 Buy Marcel Vienneau Individual 20. May 19 20. May 19 272,727 CA$0.06 CA$15,000
X
Management checks
We assess Mobi724 Global Solutions's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Mobi724 Global Solutions has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

What Kind Of Shareholders Own Mobi724 Global Solutions Inc. (CVE:MOS)?

See our latest analysis for Mobi724 Global Solutions TSXV:MOS Ownership Summary, August 23rd 2019 What Does The Institutional Ownership Tell Us About Mobi724 Global Solutions? … We can see that Mobi724 Global Solutions does have institutional investors; and they hold 8.7% of the stock. … General Public Ownership The general public, who are mostly retail investors, collectively hold 73% of Mobi724 Global Solutions shares.

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What Kind Of Shareholder Appears On The Mobi724 Global Solutions Inc.'s (CVE:MOS) Shareholder Register?

The big shareholder groups in Mobi724 Global Solutions Inc. … Mobi724 Global Solutions is not a large company by global standards. … Check out our latest analysis for Mobi724 Global Solutions

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Can We See Significant Insider Ownership On The Mobi724 Global Solutions Inc. (CVE:MOS) Share Register?

A look at the shareholders of Mobi724 Global Solutions Inc. … Insiders often own a large chunk of younger, smaller, companies while huge companies tend to have institutions as shareholders. … With a market capitalization of CA$14m, Mobi724 Global Solutions is a small cap stock, so it might not be well known by many institutional investors.

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Should You Worry About Mobi724 Global Solutions Inc's (CVE:MOS) CEO Pay?

First, this article will compare CEO compensation with compensation at similar sized companies. … How Does Marcel Vienneau's Compensation Compare With Similar Sized Companies. … Our data indicates that Mobi724 Global Solutions Inc is worth CA$15m, and total annual CEO compensation is CA$366k.

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Mobi724 Global Solutions Inc (CVE:MOS): Time For A Financial Health Check

Mobi724 Global Solutions Inc (CVE:MOS) is a small-cap stock with a market capitalization of CA$18m. … While investors primarily focus on the growth potential and competitive landscape of the small-cap companies, they end up ignoring a key aspect, which could be the biggest threat to its existence: its financial health. … So, understanding the company's financial health becomes

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Who Are The Major Shareholders In Mobi724 Global Solutions Inc (CVE:MOS)?

In this analysis, my focus will be on developing a perspective on Mobi724 Global Solutions Inc’s (CVE:MOS) latest ownership structure, a less discussed, but important factor. … The effect of an active institutional investor with a similar ownership as a passive pension-fund can be vastly different on a company's corporate governance and accountability to shareholders. … Check out our latest analysis for Mobi724 Global Solutions

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Does Mobi724 Global Solutions Inc's (CVE:MOS) CEO Pay Matter?

Marcel Vienneau took the helm as Mobi724 Global Solutions Inc's (CVE:MOS) CEO and grew market cap to CA$20.01m recently. … Recognizing whether CEO incentives are aligned with shareholders is a crucial part of investing. … This is because, if incentives are aligned, more value is created for shareholders which directly impacts your returns as an investor.

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What You Must Know About Mobi724 Global Solutions Inc's (CVE:MOS) Financial Strength

While small-cap stocks, such as Mobi724 Global Solutions Inc (CVE:MOS) with its market cap of CA$24.02m, are popular for their explosive growth, investors should also be aware of their balance sheet to judge whether the company can survive a downturn.

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Company Info

Description

Mobi724 Global Solutions Inc., a financial technology company, provides card-link, customer engagement and retention, and payments solutions in North and Latin America, the Caribbean, and the Asia Pacific. The company operates through three segments: Card-Linked Offers & Rewards (CLO&R), Digital Marketing & Business Intelligence (DMBI), and EMV Payments (Payments). The CLO&R segment offers card issuers, banks, and merchants to issue offers and rewards linked to a payment card, which can be redeemed at the point of sale. The DMBI segment provides loyalty and customer relationship solutions for banks and retailers to deliver, manage, and control various reward options; various tactical/promotional solutions for retailers; and array of tools, which enables merchants and payment card issuers to extract customer’s purchase data and other indicators to measure performance. The Payments segment offers a turnkey solution to merchants and financial institutions to capture card transactions on mobile devices and payment hosts. It provides turn-key solutions for card associations, card issuers, banks, retailers, and manufacturers. The company was formerly known as Hybrid Paytech World Inc. and changed its name to Mobi724 Global Solutions Inc. in February 2015. Mobi724 Global Solutions Inc. was founded in 2005 and is headquartered in Montreal, Canada.

Details
Name: Mobi724 Global Solutions Inc.
MOS
Exchange: TSXV
Founded: 2005
CA$6,560,340
218,678,031
Website: http://www.mobi724.com
Address: Mobi724 Global Solutions Inc.
257 Sherbrooke Street East,
Suite 400,
Montreal,
Quebec, H2X 1E3,
Canada
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
TSXV MOS Common Shares TSX Venture Exchange CA CAD 30. Jul 2012
OTCPK MOBI.F Common Shares Pink Sheets LLC US USD 30. Jul 2012
DB F4C Common Shares Deutsche Boerse AG DE EUR 30. Jul 2012
Number of employees
Current staff
Staff numbers
0
Mobi724 Global Solutions employees.
Industry
Data Processing and Outsourced Services
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/04/05 07:49
End of day share price update: 2020/04/02 00:00
Last earnings filing: 2019/11/28
Last earnings reported: 2019/09/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.