Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
MLI Marble Lending. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
MLI Marble Lending's
is considered below, and whether this is a fair price.
Price based on past earnings
MLI Marble Lending's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as MLI Marble Lending has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected Consumer Finance industry annual growth in earnings.
Earnings growth vs Low Risk Savings
MLI Marble Lending
expected to grow at an
Unable to compare MLI Marble Lending's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare MLI Marble Lending's earnings growth to the Canada market average as no estimate data is available.
Unable to compare MLI Marble Lending's revenue growth to the Canada market average as no estimate data is available.
Unable to determine if MLI Marble Lending is high growth as no earnings estimate data is available.
Unable to determine if MLI Marble Lending is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
MLI Marble Lending's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
MLI Marble Lending
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
MLI Marble Lending's finances.
The net worth of a company is the difference between its assets and liabilities.
MLI Marble Lending is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
MLI Marble Lending's cash and other short term assets cover its long term commitments.
This treemap shows a more detailed breakdown of
MLI Marble Lending's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Debt is covered by short term assets, assets are 1.1x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Michele N. Marrandino, also known as Mike, has been President, Chief Executive Officer of MLI Marble Lending Inc. from January 2018 and has been its Director since January 15, 2018. Mr. Marrandino serves as Director at Victory Capital Corp. since December 19, 2018. He served as Chief Executive Officer and President of Global Daily Fantasy Sports Inc. from August 14, 2014 to January 25, 2016. Mr. Marrandino has experience in the capital markets within a variety of industries. He was one of the founders in Chartwell Technology. He served as Chief Executive Officer and President of KEEK INC. since March 05, 2014 until April 23, 2014. Mr. Marrandino co-founded Primary Petroleum Corporation in 2004 and served as its Chief Executive Officer and President since July 2004 until March 2014. Mr. Marrandino served as the President of Worldwide Promotional Management Inc. at Playground Performances Inc. He served as the President and Chief Executive Officer of Mammoth Capital Corporation since July 27, 2007. He was responsible for the overall operations and new project generation for Mammoth Capital Corporation. He served as a Secretary at Sora Capital Corp. (also known as, Black Smoker Ventures Inc.). Prior to that, he served as the President of Pacific West Mercantile Corp. from 1992 to 2006, where he was responsible for consulting relating to sales, marketing, corporate communications, fund raising and management for private and public companies in the mining, hi-tech and oil and gas sectors. He served as the Chief Executive Officer and President of Worldwide Promotional Products Corp. He served as Chairman of the Board of Primary Petroleum Corporation. Mr. Marrandino has been a Director of Global Daily Fantasy Sports Inc. since August 1, 2014. He was Secretary and Director of ProSmart Enterprises Inc. He was a Director of Peeks Social Ltd. from March 5, 2014 to April 2015. He served as a Director of KEEK INC. from March 5, 2014 to April 2015. He served as a Director of Mammoth Capital Corporation February 27, 2007. He served as a Director of NioGold Mining Corporation from January 29, 2007 to August 27, 2014. He served as a Director of Primary Petroleum Corporation since July 31, 2004. He served as a Director at Sora Capital Corp. -since December 1, 2007. Mr. Marrandino holds a degree from the British Columbia Institute of Technology in Mechanical and Industrial Engineering in 1983 and 1984 respectively.
Insufficient data for Mike to compare compensation growth.
Mike's remuneration is about average for companies of similar size in Canada.
Management Team Tenure
Average tenure of the
MLI Marble Lending
management team in years:
The average tenure for the MLI Marble Lending management team is less than 2 years, this suggests a new team.
Chief Financial Officer
Chief Operating Officer
Senior Manager of Product & Technology
Director of Marketing & Creative
Board of Directors Tenure
Average tenure and age of the
MLI Marble Lending
board of directors in years:
The average tenure for the MLI Marble Lending board of directors is less than 3 years, this suggests a new board.
Board of Directors
Member of Advisory Board
Member of Advisory Board
Who owns this company?
Recent Insider Trading
More shares have been bought than sold by MLI Marble Lending individual insiders in the past 3 months.
What Kind Of Shareholder Owns Most MLI Marble Lending Inc. (CNSX:MRBL) Stock?
MLI Marble Lending is not a large company by global standards. … View our latest analysis for MLI Marble Lending CNSX:MRBL Ownership Summary, June 21st 2019 What Does The Lack Of Institutional Ownership Tell Us About MLI Marble Lending? … Insider Ownership Of MLI Marble Lending While the precise definition of an insider can be subjective, almost everyone considers board members to be insiders.
MLI Marble Lending Inc. operates a mobile/online marketplace lending platform. It offers unsecured personal loans to repay creditors to defer the debt repayment. The company is based in Vancouver, Canada.
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