Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
WT Financial Group. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
WT Financial Group's
is considered below, and whether this is a fair price.
Price based on past earnings
WT Financial Group's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as WT Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected Diversified Financial industry annual growth in earnings.
Earnings growth vs Low Risk Savings
WT Financial Group
expected to grow at an
Unable to compare WT Financial Group's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare WT Financial Group's earnings growth to the Australia market average as no estimate data is available.
Unable to compare WT Financial Group's revenue growth to the Australia market average as no estimate data is available.
Unable to determine if WT Financial Group is high growth as no earnings estimate data is available.
Unable to determine if WT Financial Group is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
WT Financial Group's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
WT Financial Group
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
WT Financial Group's finances.
The net worth of a company is the difference between its assets and liabilities.
WT Financial Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
WT Financial Group's long term commitments exceed its cash and other short term assets.
This treemap shows a more detailed breakdown of
WT Financial Group's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Debt is covered by short term assets, assets are 2.4x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
Mr. Keith Robert Cullen is the Founder of Spring FG Limited and serves as its Chief Executive Officer and Group Managing Director. Mr. Cullen served as a Consultant to federal government departments and national industry associations. He was Managing Director of eBet Limited from 1994 to 2004. From 2004 to 2006, he was Group Chief Executive Officer of WPS Financial Group. Mr. Cullen has over 15 years experience in sales, marketing and management in media and technology, having worked in several key positions with leading Australian media companies including Australian Radio Network and Wesgo Communications. Mr. Cullen serves as an Executive Director of Wright Patton Shakespeare Financial Group. He serves as an Executive Director of Spring FG Limited. He served as a Non-Executive Director of Intecq Limited (eBet Ltd)., from October 10, 1999 to December 18, 2006. Mr. Cullen served as a Member of the Internet Industry Association's task force on interactive gaming and is a regular speaker at gaming seminars and conventions.
Keith's compensation has increased whilst company is loss making.
Keith's remuneration is about average for companies of similar size in Australia.
Head of Finance
Head of Digital Strategy & Operations
Group Head of Compliance & Education
Senior Advisor & Head of Workplace Education Services
Senior Client Adviser & National Head of Strategy Management - SFG Private Wealth
Board of Directors
Guy De Courcy Hedley
Who owns this company?
Recent Insider Trading
No 3 month open market individual insider trading information.
WT Financial Group Limited provides a range of financial services. It operates through two segments, Financial Planning, Investment Advice and Product Sales; and Accounting and Taxation Services. The company offers financial advice solutions, such as financial planning, retirement planning, superannuation, taxation management, and debt structuring and management; and investment advice solutions, including managed funds, direct equities, direct property investments, superannuation investments, and other investments. It also provides risk management services comprising risk assessment, personal insurance, business insurance, and estate planning; and tax and accounting services financial reporting, taxation management, tax return preparation and lodgement, SMSF specialist, and corporate compliance, as well as offers e-books and education services. The company was formerly known as Spring FG Limited and changed its name to WT Financial Group Limited in November 2019. WT Financial Group Limited was incorporated in 2014 and is headquartered in Sydney, Australia.
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.