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Credit Intelligence

CHIA:CI1
Snowflake Description

High growth potential with imperfect balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
CI1
CHIA
A$32M
Market Cap
  1. Home
  2. AU
  3. Commercial Services
Company description

Credit Intelligence Limited provides debt restructuring and personal insolvency management services in Hong Kong. The last earnings update was 147 days ago. More info.


Add to Portfolio Compare Print
  • Credit Intelligence has significant price volatility in the past 3 months.
CI1 Share Price and Events
7 Day Returns
36.4%
CHIA:CI1
1.9%
AU Commercial Services
0.7%
AU Market
1 Year Returns
100%
CHIA:CI1
10.1%
AU Commercial Services
15.8%
AU Market
CI1 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Credit Intelligence (CI1) 36.4% 25% 150% 100% - -
AU Commercial Services 1.9% -0.1% 1.5% 10.1% 23.8% 31.9%
AU Market 0.7% 0.4% 6.5% 15.8% 19.1% 17.1%
1 Year Return vs Industry and Market
  • CI1 outperformed the Commercial Services industry which returned 10.1% over the past year.
  • CI1 outperformed the Market in Australia which returned 15.8% over the past year.
Price Volatility
Industry
5yr Volatility vs Market

CI1 Value

 Is Credit Intelligence undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Credit Intelligence to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Credit Intelligence.

CHIA:CI1 Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Dividend Discount Model
Dividend Per Share Company Filings (2019-06-30) in AUD A$ .000500
Payout Ratio Company Filings (2019-06-30) -747.4%
Discount Rate (Cost of Equity) See below 5.9%
Perpetual Growth Rate 10-Year AU Government Bond Rate 1.1%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for CHIA:CI1
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year AU Govt Bond Rate 1.1%
Equity Risk Premium S&P Global 6.1%
Commercial Services Unlevered Beta Simply Wall St/ S&P Global 0.65
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.649 (1 + (1- 25%) (7.94%))
0.794
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.8
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.08% + (0.8 * 6.07%)
5.94%

Discounted Cash Flow Calculation for CHIA:CI1 using Dividend Discount Model Model

The calculations below outline how an intrinsic value for Credit Intelligence is arrived at by discounting future dividends to their present value. This approach is used for finance firms where free cash flow is difficult to estimate (e.g. Banks/ Insurance firms).

If the firm does not pay the majority of its earnings out as a dividend this method will often arrive at a value significantly lower than the share price.

See our documentation to learn about this calculation.

CHIA:CI1 Gordon Growth Model
Calculation Result
Value per share = Expected dividends per share / (Discount Rate - Perpetual growth rate)
= A$0 / (5.94% - 1.08%)
A$0.01
CHIA:CI1 Discount to Share Price
Calculation Result
Value per share (AUD) From above. A$0.01
Current discount Discount to share price of A$0.03
= -1 x (A$0.03 - A$0.01) / A$0.01
-201%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Credit Intelligence is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Credit Intelligence's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Credit Intelligence's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
CHIA:CI1 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in AUD A$0.00
ASX:CI1 Share Price ** ASX (2020-02-20) in AUD A$0.03
Australia Commercial Services Industry PE Ratio Median Figure of 13 Publicly-Listed Commercial Services Companies 16.85x
Australia Market PE Ratio Median Figure of 521 Publicly-Listed Companies 18.58x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Credit Intelligence.

CHIA:CI1 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= ASX:CI1 Share Price ÷ EPS (both in AUD)

= 0.03 ÷ 0.00

47.02x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Credit Intelligence is overvalued based on earnings compared to the AU Commercial Services industry average.
  • Credit Intelligence is overvalued based on earnings compared to the Australia market.
Price based on expected Growth
Does Credit Intelligence's expected growth come at a high price?
Raw Data
CHIA:CI1 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 47.02x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts
44.4%per year
Australia Commercial Services Industry PEG Ratio Median Figure of 8 Publicly-Listed Commercial Services Companies 3.17x
Australia Market PEG Ratio Median Figure of 345 Publicly-Listed Companies 1.66x

*Line of best fit is calculated by linear regression .

CHIA:CI1 PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 47.02x ÷ 44.4%

1.06x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Credit Intelligence is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on Credit Intelligence's assets?
Raw Data
CHIA:CI1 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in AUD A$0.01
ASX:CI1 Share Price * ASX (2020-02-20) in AUD A$0.03
Australia Commercial Services Industry PB Ratio Median Figure of 28 Publicly-Listed Commercial Services Companies 2.65x
Australia Market PB Ratio Median Figure of 1,599 Publicly-Listed Companies 1.71x
CHIA:CI1 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= ASX:CI1 Share Price ÷ Book Value per Share (both in AUD)

= 0.03 ÷ 0.01

4.61x

* Primary Listing of Credit Intelligence.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Credit Intelligence is overvalued based on assets compared to the AU Commercial Services industry average.
X
Value checks
We assess Credit Intelligence's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Commercial Services industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Commercial Services industry average (and greater than 0)? (1 check)
  5. Credit Intelligence has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

CI1 Future Performance

 How is Credit Intelligence expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
44.4%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Credit Intelligence expected to grow at an attractive rate?
  • Credit Intelligence's earnings growth is expected to exceed the low risk savings rate of 1.1%.
Growth vs Market Checks
  • Credit Intelligence's earnings growth is expected to exceed the Australia market average.
  • Credit Intelligence's revenue growth is expected to exceed the Australia market average.
Annual Growth Rates Comparison
Raw Data
CHIA:CI1 Future Growth Rates Data Sources
Data Point Source Value (per year)
CHIA:CI1 Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts 44.4%
CHIA:CI1 Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 1 Analysts 34.1%
Australia Commercial Services Industry Earnings Growth Rate Market Cap Weighted Average 11.2%
Australia Commercial Services Industry Revenue Growth Rate Market Cap Weighted Average 4.7%
Australia Market Earnings Growth Rate Market Cap Weighted Average 9.2%
Australia Market Revenue Growth Rate Market Cap Weighted Average 4.2%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
CHIA:CI1 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (7 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
All numbers in AUD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
CHIA:CI1 Future Estimates Data
Date (Data in AUD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2022-06-30 22 4 1
2021-06-30 19 3 1
2020-06-30 14 2 1
2020-02-20
CHIA:CI1 Past Financials Data
Date (Data in AUD Millions) Revenue Cash Flow Net Income *
2019-06-30 6 0 1
2019-03-31 6 1 0
2018-12-31 6 1 -1
2018-09-30 5 1 -1
2018-06-30 5 2 0
2017-09-30 4 2 2
2017-06-30 4 2 2
2017-03-31 4 2 2

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Credit Intelligence's earnings are expected to grow significantly at over 20% yearly.
  • Credit Intelligence's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
CHIA:CI1 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (7 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below

All data from Credit Intelligence Company Filings, last reported 7 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

CHIA:CI1 Future Estimates Data
Date (Data in AUD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2022-06-30 0.00 0.00 0.00 1.00
2021-06-30 0.00 0.00 0.00 1.00
2020-06-30 0.00 0.00 0.00 1.00
2020-02-20
CHIA:CI1 Past Financials Data
Date (Data in AUD Millions) EPS *
2019-06-30 0.00
2019-03-31 0.00
2018-12-31 0.00
2018-09-30 0.00
2018-06-30 0.00
2017-09-30
2017-06-30 0.00
2017-03-31 0.02

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Credit Intelligence will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Credit Intelligence's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Australia market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Australia market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Credit Intelligence has a total score of 5/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

CI1 Past Performance

  How has Credit Intelligence performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Credit Intelligence's growth in the last year to its industry (Commercial Services).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Credit Intelligence's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.
  • Credit Intelligence has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
  • Credit Intelligence has become profitable in the last year making it difficult to compare the AU Commercial Services industry average.
Earnings and Revenue History
Credit Intelligence's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Credit Intelligence Company Filings, last reported 7 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

CHIA:CI1 Past Revenue, Cash Flow and Net Income Data
Date (Data in AUD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 6.05 0.52 4.66
2019-03-31 5.83 -0.20 4.10
2018-12-31 5.60 -0.93 3.49
2018-09-30 5.20 -0.58 2.85
2018-06-30 4.79 -0.23 2.26
2017-09-30 3.59 1.66 1.25
2017-06-30 3.71 1.78 1.39
2017-03-31 3.59 1.67 1.25
2016-03-31 6.07 4.33 0.97
2015-03-31 2.71 1.47 0.75

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Credit Intelligence has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Credit Intelligence used its assets less efficiently than the AU Commercial Services industry average last year based on Return on Assets.
  • Unable to establish if Credit Intelligence improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess Credit Intelligence's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Commercial Services industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Credit Intelligence has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

CI1 Health

 How is Credit Intelligence's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Credit Intelligence's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Credit Intelligence is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Credit Intelligence's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Credit Intelligence's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 3.5x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Credit Intelligence Company Filings, last reported 7 months ago.

CHIA:CI1 Past Debt and Equity Data
Date (Data in AUD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 6.30 2.53 3.51
2019-03-31 6.30 2.53 3.51
2018-12-31 3.83 0.00 3.48
2018-09-30 3.83 0.00 3.48
2018-06-30 4.30 0.00 4.37
2017-09-30 -0.07 0.07
2017-06-30 1.27 0.00 0.38
2017-03-31
2016-03-31
2015-03-31
  • Credit Intelligence's level of debt (40.1%) compared to net worth is high (greater than 40%).
  • Unable to establish if Credit Intelligence's debt level has increased without past 5-year debt data.
  • Debt is not well covered by operating cash flow (17.4%, less than 20% of total debt).
  • Unable to confirm if the interest payments on Credit Intelligence's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Credit Intelligence's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Credit Intelligence has a total score of 2/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

CI1 Dividends

 What is Credit Intelligence's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
1.67%
Current annual income from Credit Intelligence dividends.
If you bought A$2,000 of Credit Intelligence shares you are expected to receive A$33 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Credit Intelligence's pays a lower dividend yield than the bottom 25% of dividend payers in Australia (2.3%).
  • Credit Intelligence's dividend is below the markets top 25% of dividend payers in Australia (5.42%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
CHIA:CI1 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
Australia Commercial Services Industry Average Dividend Yield Market Cap Weighted Average of 12 Stocks 2.5%
Australia Market Average Dividend Yield Market Cap Weighted Average of 388 Stocks 3.8%
Australia Minimum Threshold Dividend Yield 10th Percentile 1.3%
Australia Bottom 25% Dividend Yield 25th Percentile 2.3%
Australia Top 25% Dividend Yield 75th Percentile 5.4%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

CHIA:CI1 Future Dividends Estimate Data
Date (Data in A$) Dividend per Share (annual) Avg. No. Analysts
2022-06-30
2021-06-30
2020-06-30
2020-02-20
CHIA:CI1 Past Annualized Dividends Data
Date (Data in A$) Dividend per share (annual) Avg. Yield (%)
2019-09-30 0.001 3.230
2019-08-29 0.001 3.473
2018-10-03 0.001 7.705
2018-08-23 0.001 6.091

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • It is too early to tell whether Credit Intelligence has stable dividend payments.
  • Credit Intelligence only just started paying a dividend, it is too early to tell if payments are increasing.
Current Payout to shareholders
What portion of Credit Intelligence's earnings are paid to the shareholders as a dividend.
  • Dividends paid are covered by earnings (1.3x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Credit Intelligence's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Credit Intelligence afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Credit Intelligence has a total score of 1/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

CI1 Management

 What is the CEO of Credit Intelligence's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Jimmie Wong
COMPENSATION A$379,292
TENURE AS CEO 1.8 years
CEO Bio

Mr. Ka Sek Wong, also known as Jimmie, LL.B (Hons),Non-Practicing Solicitor of HKSAR, Hong Kong Trustee in Bankruptcy, has been Managing Director of Credit Intelligence Limited since May 17, 2018 and also serves its Director. Mr. Wong is the founder of Credit Intelligence. Mr Wong obtained a bachelor of laws from the University of Hong Kong. Mr Wong has over 20 years’ experience as a leading insolvency lawyer having served as legal adviser to numerous financial institutions and groups and has also provided legal advice in relation to cross-border takeovers and mergers, corporate finance, IPOs and foreign direct investment. In 2008 Mr. Wong was awarded the Hong Kong Innovative Entrepreneur of the Year Award. He is a non-practicing solicitor and was admitted as a solicitor in HongKong in 1989 and In Singapore in 1995.

CEO Compensation
  • Jimmie's compensation has increased in line with Credit Intelligence recently becoming profitable.
  • Jimmie's remuneration is about average for companies of similar size in Australia.
Management Team Tenure

Average tenure of the Credit Intelligence management team in years:

1.4
Average Tenure
  • The average tenure for the Credit Intelligence management team is less than 2 years, this suggests a new team.
Management Team

Jimmie Wong

TITLE
MD, CEO & Director
COMPENSATION
A$379K
TENURE
1.8 yrs

King Wong

TITLE
Executive Director
COMPENSATION
A$241K

Arthur Ma

TITLE
Chief Financial Officer

Wilson Lim

TITLE
Executive Director
TENURE
0.3 yrs

Guy Robertson

TITLE
Company secretary
TENURE
1.4 yrs
Board of Directors Tenure

Average tenure of the Credit Intelligence board of directors in years:

1.8
Average Tenure
  • The average tenure for the Credit Intelligence board of directors is less than 3 years, this suggests a new board.
Board of Directors

Tony Ho

TITLE
Non-Executive Chairman
COMPENSATION
A$71K
AGE
61
TENURE
1.3 yrs

Jimmie Wong

TITLE
MD, CEO & Director
COMPENSATION
A$379K

King Wong

TITLE
Executive Director
COMPENSATION
A$241K
TENURE
1.8 yrs

Wilson Lim

TITLE
Executive Director
TENURE
0.3 yrs

Norman Mel Ashton

TITLE
Non-Executive Director
COMPENSATION
A$161K
AGE
61
TENURE
1.8 yrs

Vincent Lai

TITLE
Non-Executive Director
COMPENSATION
A$61K
TENURE
1.8 yrs

Alex Chung

TITLE
Director of Subsidiary
COMPENSATION
A$103K
TENURE
2.5 yrs

Eva Chan

TITLE
Director of Subsidiary
COMPENSATION
A$142K

Chris Lui

TITLE
Director of Subsidiary
COMPENSATION
A$40K
Who owns this company?
Recent Insider Trading
  • More shares have been bought than sold by Credit Intelligence individual insiders in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (A$) Value (A$)
05. Jan 20 Buy Ka Sek Wong Individual 31. Dec 19 02. Jan 20 350,000 A$0.02 A$5,250
24. Dec 19 Buy Ka Sek Wong Individual 19. Dec 19 23. Dec 19 1,280,000 A$0.01 A$18,329
17. Dec 19 Buy Ka Sek Wong Individual 17. Dec 19 17. Dec 19 350,000 A$0.02 A$5,250
13. Dec 19 Buy Ka Sek Wong Individual 11. Dec 19 11. Dec 19 800,000 A$0.01 A$11,999
09. Dec 19 Buy Ka Sek Wong Individual 05. Dec 19 05. Dec 19 100,000 A$0.01 A$1,400
03. Dec 19 Buy Ka Sek Wong Individual 29. Nov 19 29. Nov 19 675,000 A$0.01 A$9,552
27. Nov 19 Buy Ka Sek Wong Individual 27. Nov 19 27. Nov 19 300,000 A$0.01 A$3,762
14. Nov 19 Buy Anthony Ho Individual 13. Nov 19 13. Nov 19 1,000,000 A$0.01 A$11,000
X
Management checks
We assess Credit Intelligence's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Credit Intelligence has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

CI1 News

Simply Wall St News

CI1 Company Info

Description

Credit Intelligence Limited provides debt restructuring and personal insolvency management services in Hong Kong. Its services include bankruptcy administration, and individual voluntary arrangement proposal consultancy and implementation services. The company is headquartered in Central, Hong Kong.

Details
Name: Credit Intelligence Limited
CI1
Exchange: CHIA
Founded:
A$31,811,759
1,060,391,985
Website: http://www.ci1.com.au
Address: Credit Intelligence Limited
Double Building,
4th Floor,
Central,
2000,
Hong Kong
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
ASX CI1 Ordinary Shares Australian Securities Exchange AU AUD 22. May 2018
CHIA CI1 Ordinary Shares Chi-X Australia AU AUD 22. May 2018
Number of employees
Current staff
Staff numbers
30
Credit Intelligence employees.
Industry
Diversified Support Services
Commercial Services
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2020/02/20 10:49
End of day share price update: 2020/02/20 00:00
Last estimates confirmation: 2019/11/22
Last earnings filing: 2019/09/26
Last earnings reported: 2019/06/30
Last annual earnings reported: 2019/06/30


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.